Cross Valley Federal Credit Union

Cross Valley Federal Credit Union

Provides accessible financial solutions to members

Overview

Cross Valley Federal Credit Union offers financial services to its members, focusing on making financial solutions accessible, equitable, and achievable. As a member-owned nonprofit financial cooperative, it provides typical credit union products such as accounts and loans through a membership-based model, using its resources to help members build financial opportunities. Its approach differentiates it from many competitors by prioritizing accessibility and fairness over profit, aiming to create opportunities for members by offering financial solutions that are easy to reach and affordable. Overall goal: to create and provide opportunity for its members by making financial solutions accessible, equitable and achievable.

About Cross Valley Federal Credit Union

Simplify's Rating
Why Cross Valley Federal Credit Union is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Consumer Software

Financial Services

Company Size

11-50

Company Stage

N/A

Total Funding

N/A

Headquarters

Wilkes-Barre, Pennsylvania

Founded

1969

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Simplify's Take

What believers are saying

  • Mahalo Banking launched July 22, 2025, adding stronger security and self-service tools.
  • Cross Valley won 2026 Leaders in Financial Literacy on June 2, 2026.
  • Its website reported a July 2, 2026 marketing award for digital brand quality.

What critics are saying

  • A December 4, 2024 cyberattack exposed names, addresses, Social Security numbers.
  • Cross Valley agreed to a $1 million settlement on May 21, 2026.
  • The settlement covered about 17,826 people, pressuring trust and future compliance costs.

What makes Cross Valley Federal Credit Union unique

  • Cross Valley serves nearly 18,000 members across Northern Pennsylvania with $220 million assets.
  • Its June 2026 Hazleton branch uses a first-ever shipping-container concept.
  • WealthWise gives members free financial counseling, backed by four certified counselors.

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Benefits

Flexible Work Hours

Company News

Finopotamus
Jul 22nd, 2025
Cross Valley Federal Credit Union Launches Mahalo's Thoughtful Banking(R) Platform to Enhance Digital Infrastructure

Cross Valley Federal Credit Union launches Mahalo's Thoughtful banking(r) platform to enhance digital infrastructure.

Federman & Sherwood
Mar 25th, 2025
Federman & Sherwood Investigates Cross Valley FCU for Data Breach

Oklahoma City, OK (March 25, 2025) - Federman & Sherwood investigates Cross Valley Federal Credit Union ("Cross Valley FCU") for data breach.

The Credit Union Connection
Sep 2nd, 2022
Cross Valley Federal Credit Union launched custom education suite of products on Sep 2nd 22'.

CU REVL LLC announced today it launched a custom education suite of products for Cross Valley Federal Credit Union of Wilkes-Barre, Pennsylvania and its members.

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