Degura

Degura

Cloud-based pension management for HR

Overview

Degura provides cloud-based pension administration for companies, focusing on digital company pensions (bAV) intended for HR teams and businesses that want to simplify pension management. Its platform, Degura Pension Cloud, connects to existing HR systems through APIs and offers a user-friendly web interface for configuring, tracking, and reporting pension plans. Customers access the service via a subscription model, with revenue from service fees and premium features. Degura differentiates itself through seamless API integration with HR tools, a modern, easy-to-use platform, and consultative, quick-response support to ensure clients stay well-advised. The company’s goal is to reduce administrative effort and errors in pension administration for employers while expanding its market reach after securing EUR 2.2M in seed funding.

About Degura

Simplify's Rating
Why Degura is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Enterprise Software

Fintech

Financial Services

Company Size

11-50

Company Stage

Seed

Total Funding

$2.4M

Headquarters

Berlin, Germany

Founded

2018

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Simplify's Take

What believers are saying

  • Degura launched a 2026 bAV guide, signaling active demand generation and product-led marketing.
  • Website claims 80% time savings and setup in minutes, sharpening the sales pitch.
  • Since 2018, Degura has opened pension accounts for 120-plus companies, proving market traction.

What critics are saying

  • No visible major funding since the €2.2M seed round, constraining expansion pace.
  • Degura remains a tiny team under 25 employees, limiting enterprise sales coverage.
  • German bAV regulation complexity creates a direct replacement threat from incumbents and HR suites.

What makes Degura unique

  • Degura’s 2026 Pension Cloud integrates with Personio, HiBob, BambooHR, Sage, Workday.
  • The platform centralizes bAV, BKV, and BBu administration in one system.
  • Degura’s app adds direct employee communication, reducing HR back-and-forth and Excel workflows.

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Funding

Total Funding

$2.4M

Below

Industry Average

Funded Over

1 Rounds

Seed funding is usually the first official round after pre-seed, when a startup has a prototype or concept. It’s typically used to develop the product, test the market, and start building the team. Investors here are often angel investors or early-stage venture capitalists.
Seed Funding Comparison
Below Average

Industry standards

$3.3M
$2M
Netflix
$2.3M
Instacart
$2.4M
Degura
$3M
Robinhood

Benefits

Flexible Work Hours

Remote Work Options

Paid Vacation

Commuter Benefits

Gym Membership

Training Programs

Professional Development Budget

Company Social Events

Employee Discounts

Growth & Insights and Company News

Headcount

6 month growth

2%

1 year growth

2%

2 year growth

2%
Tech Funding News
Feb 8th, 2023
This German SaaS raises €2.2M to help companies manage pension plans as easily as shopping online — TFN

Degura, a Berlin-based fintech SaaS platform transforming pension plan solutions, has secured €2.2M in a Seed funding round led by Swiss VC firm btov Partners (also backed SumUp and Chattermill ).

Buffer
Feb 8th, 2023
Berlin's Degura raises €2.2 million to digitise German employer-funded pensions

Since 2018, Degura has opened German employer pension accounts for more than 120 companies, serving both scale ups and blue chip businesses.

ExploreBit
Feb 6th, 2023
Degura closes EUR 2.2M seed round

Berlin-HQed company pensions fintech Degura has closed a €2.2 million seed round aimed at scaling its product offer.

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