EMC Insurance

EMC Insurance

Provides property/casualty insurance and reinsurance

Overview

EMC Insurance Companies provides property and casualty insurance products and services for businesses, along with reinsurance. It underwrites commercial policies and offers loss control, bonds, surety, and fidelity coverage, serving clients in over 40 states, with international risk written on a reinsurance basis. EMC Re offers facultative and treaty reinsurance to other insurers. Its goal is to simplify insurance transactions for clients while delivering comprehensive risk coverage and supporting other insurers through reinsurance partnerships.

About EMC Insurance

Simplify's Rating
Why EMC Insurance is rated
C+
Rated B on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Des Moines, Iowa

Founded

1911

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Simplify's Take

What believers are saying

  • 24-hour claim reporting supports faster commercial claims intake.
  • AM Best Excellent ratings strengthen agent and broker confidence.
  • Cross-sell across commercial lines and EMC Re expands account value.

What critics are saying

  • Independent agents can steer business toward faster, more automated carriers.
  • Severe Midwest catastrophes can spike losses and reinsurance costs quickly.
  • Rating pressure would weaken broker placement and force price competition.

What makes EMC Insurance unique

  • Top-60 U.S. commercial P&C carrier with strong Iowa roots.
  • Offers bundled business insurance, bonds, surety, fidelity, and reinsurance.
  • Local underwriting, claims, and loss-control support across all 50 states.

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Benefits

Remote Work Options

Stock Price

Company News

EMC Insurance Companies
Jun 8th, 2026
EMC supports arts and athletics with two major spring sponsorships.

EMC supports arts and athletics with two major spring sponsorships. DES MOINES, Iowa (June 8, 2026) - EMC Insurance supported two major community events during the final week of May, bringing thousands of people together across central Iowa. EMC DAM to DSM This was the eighth year EMC served as the title sponsor of the EMC DAM to DSM half marathon, which was held Saturday, May 30, and led athletes from Saylorville Dam to Downtown Des Moines. The course highlights Iowa's rural beauty and EMC's headquarters city -bringing individuals of all ages and backgrounds together to participate (including more than 30 runners from EMC). EMC's Executive Vice President and Chief Legal Officer Todd Strother distributed medals to top finishers. This was the second-largest race in DAM to DSM's 47-year history, and the largest ever during EMC's tenure as title sponsor. More than 100 EMC team members volunteered in shifts to assemble the 5,000 athlete boxes, and EMC volunteers handed them out during the outdoor expo at Cowles Commons May 28-29. "The success of DAM to DSM is a direct reflection of the time and energy our EMC volunteers invest," said Matt Harris, Community Involvement Manager. "From start to finish, their support plays a critical role in executing an event of this size and complexity. We're grateful for our partnership with RipRoar Events to deliver this experience to the community each year." Iowa High School Musical Theater Awards, presented by EMC On Thursday, May 28, EMC team members volunteered behind the scenes to help prepare the Des Moines Civic Center for the Iowa High School Musical Theater Awards (IHSMTAs). This marked EMC's ninth straight year as the presenting sponsor of the IHSMTAs, which give thousands of high schoolers a platform to showcase their musical theater productions and be recognized for their talents - performing for a sold-out Civic Center audience. "We're proud to support the IHSMTAs - a program that not only uplifts the arts, but also supports schools across the state," said Sarah Buckley, Vice President - Corporate Communications & Community Impact. "With schools being an important part of our business, this partnership is a natural fit, connecting us with over 110 high schools throughout Iowa." These are two of many sponsorships that demonstrate EMC's commitment to Keeping insurance human(R). From race day to opening night, EMC is proud to stand behind the events, organizations, and people that make communities stronger. About EMC Insurance EMC Insurance has approximately 2,100 employees and writes commercial property and casualty lines, bonds, and life insurance products and services throughout the United States. Employers Mutual Casualty Company (EMCC) was organized in 1911 to write workers' compensation protection in Iowa. Today, operating under the trade name EMC Insurance, the company is licensed in all 50 states and the District of Columbia. For more information, visit emcinsurance.com. Sarah Buckley, APR. EMC Insurance. Vice President - Corporate Communications & Community Impact Get in touch. Need help? EMC Insurance Companies is here for you! Whether you have questions or need personalized assistance, your local office is ready to support you.

Coverager
Jun 13th, 2024
Matt Spackman Joins Emc As Svp – Chief Human Resources Officer

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PR Newswire
Feb 15th, 2024
Geotab Launches Geotab Go Anywhere™ Asset Tracker For Improved Cost And Operational Efficiency

Geotab GO Anywhere enables easy management and monitoring of critical assetsTORONTO, Feb. 15, 2024 /PRNewswire/ - Geotab Inc. ("Geotab®"), a global leader in connected transportation solutions, today announced the launch of the Geotab GO Anywhere asset tracker. This hardware solution is designed to improve how companies manage and monitor their assets across a range of industries, such as transportation, shipping supply chain, mining, construction, and government.Efficient asset management has the potential to significantly minimize the financial impact of underutilization and lost equipment, which is a pressing concern across many industries:. Geotab launches Geotab GO Anywhere™ Asset Tracker for improved cost and operational efficiency (CNW Group/Geotab Inc.). GO Anywhere™ is designed to help businesses avoid these costs

Newswire
Oct 18th, 2023
Veruna Raises ~$10M Million Series B to Propel Insurance Tech Innovation

Leading all-in-one-CRM-AMS built on Salesforce for Independent Agents SaaS Provider Secures Series B Fundraising

Betterview
Jan 27th, 2023
Betterview Secures New Round of Funding

Betterview secures a new round of funding from existing investors EMC Insurance, Guidewire Software, Nationwide, MaidenRE, and ManchesterStory

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