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Easy Street Capital

Fast real estate investment financing

Overview

Easy Street Capital provides fast, reliable financing for real estate investors across the United States, focusing on fix-and-flip, short-term rentals (STRs), and real estate wholesaling. Its loan products, including the EasyBuild construction loan, support purchases and rehabs by charging interest and earning referral fees, with a strong agent referral program that expands its network. The company differentiates itself by serving a large STR market with tailored solutions for both new and experienced investors and by actively engaging with the community through conferences and success stories while maintaining licenses in California. Its goal is to help investors grow their portfolios and contribute to community development through clear, accessible financing options and practical resources.

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About Easy Street Capital

Simplify's Rating
Why Easy Street Capital is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial ServicesReal Estate

Company Size

51-200

Company Stage

N/A

Total Funding

$175M

Headquarters

Austin, TX

Founded

2016

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What believers are saying

  • October 2026 servicing insourcing should cut third-party delays and improve borrower retention.
  • August 2026 portals increase broker throughput and lower friction for repeat originations.
  • June 2025 $175 million securitization expanded funding capacity and enabled lower borrower rates.

What critics are saying

  • Loan performance deterioration in EasyFix and EasyBuild would impair securitization funding by 2027.
  • Portal and servicing integration failures would damage borrower trust, especially during payoffs and draw requests.
  • Dependence on residential transition loans creates existential stress if capital markets or underwriting seize up.

What makes Easy Street Capital unique

  • October 2026 in-house servicing tightens borrower control across EasyFix and EasyBuild loans.
  • August 2026 borrower and broker portals compress application-to-closing workflows and white-label broker pricing.
  • June 2025 securitization proved capital-markets access, supporting fast nationwide real-estate investor lending.

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Funding

Total Funding

$175M

Above

Industry Average

Funded Over

1 Rounds

Lending Capital funding comparison data is currently unavailable. We're working to provide this information soon!
Lending Capital Funding Comparison Coming Soon

Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Paid Vacation
  • Paid Sick Leave

Company News

The Manila Times
Oct 7th, 2026
Easy Street Capital brings EasyFix and EasyBuild loan servicing in-house.

Easy Street Capital brings EasyFix and EasyBuild loan servicing in-house. By GlobeNewswire October 7, 2026 Nearly all newly originated fix-and-flip, bridge and new construction loans will receive direct servicing from Easy Street Capital's team AUSTIN, Texas, Oct. 07, 2026 (GLOBE NEWSWIRE) - Easy Street Capital, a private real estate lender, announced Oct. 5 that it has brought servicing for its residential transition loan (RTL) programs in-house. Going forward, nearly all newly originated EasyFix and EasyBuild loans will be serviced directly by Easy Street Capital. This strengthens the support borrowers already receive by bringing day-to-day loan servicing into the same team they rely on for financing. The change covers EasyFix, the company's fix-and-flip and bridge loan program, and EasyBuild, its ground-up construction loan program. For loans serviced under the new model, Easy Street Capital's team will handle servicing inquiries and requests directly, without a third-party servicer acting as an intermediary. "For a real estate investor, closing the loan is the beginning of the work," said Stephen Hagerman, president at Easy Street Capital. "When a borrower needs a payoff statement or help with a servicing question, that request deserves the same attention as the original financing. Bringing servicing in-house gives us greater control over that experience and more responsibility for seeing it through." What in-house servicing means for borrowers For loans serviced directly by Easy Street Capital, borrowers will have access to: * Dedicated servicing specialists: Borrowers can contact the in-house team directly, including by phone, for help with loan questions and next steps. * Timely responses: The team prioritizes responding to servicing inquiries the same business day. * Continuity of support: Contacts familiar with each loan help borrowers move requests forward without repeatedly explaining their circumstances. * Direct handling of servicing requests: Easy Street Capital manages payoffs, reinstatements and verifications of mortgage internally, reducing the need for coordination with a third-party servicing company. Continued investment in the EasyExperience The servicing initiative follows Easy Street Capital's launch of borrower and broker portals earlier this year. Ongoing borrower portal enhancements will complement the servicing team's work as the company continues to invest in technology and personal support across the lending process. These investments reflect the company's EasyExperience approach: making financing more straightforward for real estate investors, from the initial application through the final payoff. To learn more about Easy Street Capital's real estate investment financing programs, visit easystreetcap.com. About Easy Street Capital Headquartered in Austin, Texas, Easy Street Capital is a private lending company providing fast, flexible financing solutions tailored for real estate investors. With a nationwide footprint and a focus on personalized service, Easy Street Capital empowers real estate investors to execute their visions with confidence and speed. Easy Street Capital [email protected] EasyStreetCap.com

Benzinga
Jun 4th, 2025
Easy Street Capital Closes First $175 Million Securitization

AUSTIN, Texas, June 04, 2025 (GLOBE NEWSWIRE) -- Easy Street Capital, a leading private real estate lender, has successfully closed its first $175 million Residential Transition Loan (RTL) securitization. As the third unrated issuer to debut an RTL securitization in 2025, the company expands its financing capacity for real estate investors in a rebounding real estate market.Securitization bundles loans into securities sold to institutional investors. As a result of the securitization, Easy Street Capital is reducing rates and offering more affordable financing options for investors seeking to renovate homes, build new properties, or expand rental portfolios."This securitization wouldn't be possible without our borrowers who have placed their trust and faith in us over the years," said Casey Denton, Partner of Easy Street Capital. "Lower rates will better support investors pursuing various real estate projects such as urban fix-and-flips, ground-up construction projects, or single-family rentals, and we're excited to help them achieve their goals."This milestone follows a remarkable year for Easy Street Capital, which originated a record $1.2 billion in loan volume in 2024, a 20% increase from 2023. Such growth marks the company's expanding role in real estate lending, even amidst a challenging housing market.As a top lender to real estate investors, Easy Street Capital combines a client-first mindset with deep market expertise to provide financing that's quick, flexible, and reliable. From hard money loans to BRRRR strategies, the company's diverse product suite empowers investors to capitalize on new opportunities in high-growth markets across the country.To learn more about Easy Street Capital's securitization or to apply for financing, visit www.easystreetcap.com or email [email protected] Easy Street CapitalHeadquartered in Austin, Texas, Easy Street Capital is a private lending company providing fast, flexible financing solutions tailored for real estate investors

GlobeNewswire
Jun 4th, 2025
Easy Street Capital Closes First $175 Million Securitization

Easy Street Capital makes history as third unrated issuer with $175M RTL securitization in 2025....

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