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About Easy Street Capital
Industries
Financial Services
Real Estate
Company Size
51-200
Company Stage
N/A
Total Funding
$175M
Headquarters
Austin, Texas
Founded
2016
Overview
Easy Street Capital provides fast and reliable financing to real estate investors across the United States, focusing on fix-and-flip, short-term rental (STR), and wholesale strategies. Its loan products, including the EasyBuild construction loan, help investors fund purchases, renovations, and project completion, with revenue coming from loan interest and referral fees. The company differentiates itself with a strong STR lending focus, a real estate agent referral program, and active community engagement, while maintaining compliance through licenses from state regulators. Its goal is to help investors grow their portfolios and support community development by offering clear, accessible financing options and supportive resources.
Simplify's Take
What believers are saying
- Record $1.2B loan origination in 2024 (20% YoY growth) signals market dominance.
- Second $175M RTL securitization at record pricing reflects strong institutional investor demand.
- DSCR leadership with $1.1B funded across 3,400 deals establishes rental financing moat.
What critics are saying
- RTL delinquencies spike to 8% from 2024 loans, triggering securitization margin calls.
- CFPB July 2026 rule doubles capital reserves, forcing rate hikes that repel borrowers.
- STR regulations in California and Texas slash cash flows underpinning DSCR underwriting.
What makes Easy Street Capital unique
- Securitization access enables rate reductions unavailable to non-securitized competitors.
- 14–21 day closings with flexible 0.75 DSCR underwriting attract credit-challenged investors.
- RTL limits expanded to $5M+ per unit, supporting larger fix-and-flip projects.
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Funding
Total Funding
$175M
Above
Industry Average
Funded Over
2 Rounds
Benefits
Health Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Vacation
Paid Sick Leave
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 1%2 year growth
↑ 2%AUSTIN, Texas, June 04, 2025 (GLOBE NEWSWIRE) -- Easy Street Capital, a leading private real estate lender, has successfully closed its first $175 million Residential Transition Loan (RTL) securitization. As the third unrated issuer to debut an RTL securitization in 2025, the company expands its financing capacity for real estate investors in a rebounding real estate market.Securitization bundles loans into securities sold to institutional investors. As a result of the securitization, Easy Street Capital is reducing rates and offering more affordable financing options for investors seeking to renovate homes, build new properties, or expand rental portfolios."This securitization wouldn't be possible without our borrowers who have placed their trust and faith in us over the years," said Casey Denton, Partner of Easy Street Capital. "Lower rates will better support investors pursuing various real estate projects such as urban fix-and-flips, ground-up construction projects, or single-family rentals, and we're excited to help them achieve their goals."This milestone follows a remarkable year for Easy Street Capital, which originated a record $1.2 billion in loan volume in 2024, a 20% increase from 2023. Such growth marks the company's expanding role in real estate lending, even amidst a challenging housing market.As a top lender to real estate investors, Easy Street Capital combines a client-first mindset with deep market expertise to provide financing that's quick, flexible, and reliable. From hard money loans to BRRRR strategies, the company's diverse product suite empowers investors to capitalize on new opportunities in high-growth markets across the country.To learn more about Easy Street Capital's securitization or to apply for financing, visit www.easystreetcap.com or email [email protected] Easy Street CapitalHeadquartered in Austin, Texas, Easy Street Capital is a private lending company providing fast, flexible financing solutions tailored for real estate investors
Easy Street Capital makes history as third unrated issuer with $175M RTL securitization in 2025....
Easy Street Capital is Hiring for 4 Jobs on Simplify!
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About Easy Street Capital
Industries
Financial Services
Real Estate
Company Size
51-200
Company Stage
N/A
Total Funding
$175M
Headquarters
Austin, Texas
Founded
2016
Easy Street Capital is Hiring for 4 Jobs on Simplify!
Find jobs on Simplify and start your career today