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Ekho

End-to-end online vehicle sales platform

Overview

Ekho provides an end-to-end vehicle commerce platform that connects OEMs, dealerships, and marketplaces to sell vehicles online. It embeds into manufacturers’ or dealers’ websites to manage a full digital transaction flow, including financing, insurance, titling, registration, and tax compliance across all 50 states. The platform distinguishes itself with licensed, full-stack distribution and modular products—Ekho Dealer, Ekho Access, and Ekho Omni—designed to reduce back-office needs while enabling state-compliant online sales. Its goal is to accelerate direct-to-consumer vehicle sales by delivering a scalable, fintech-enabled digital retailing experience for automotive brands and their networks.

YC CompanySignificant Headcount Growth

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About Ekho

Simplify's Rating
Why Ekho is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Automotive & TransportationEnterprise SoftwareFintech

Company Size

11-50

Company Stage

Series A

Total Funding

$15.1M

Headquarters

New York City, New York

Founded

2022

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Simplify's Take

What believers are saying

  • National Powersports Distributors partnered with Ekho on September 21, 2026.
  • Progressive insurance integration and Lightspeed CRM sync deepen checkout and dealer workflow lock-in.
  • Ekho’s $17.3 million backing from Activant, JPMorgan Payments, Winnebago, and YC funds growth.

What critics are saying

  • Tekion pushed agentic retail at NADA 2026, compressing Ekho’s differentiation inside incumbents.
  • Ekho still depends on state-by-state licensing and paperwork; one compliance failure blocks nationwide expansion.
  • If OEMs standardize direct sales on Tekion or in-house stacks, Ekho becomes a niche middleware vendor.

What makes Ekho unique

  • Ekho launched AI Sales Agent on August 18, 2026 for sub-five-second buyer responses.
  • Ekho combines checkout, financing, insurance, titling, registration, and tax compliance across 50 states.
  • Justin Black joined as general counsel after five years at Carvana’s licensing and lending compliance.

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Funding

Total Funding

$15.1M

Below

Industry Average

Funded Over

2 Rounds

Notable Investors:
Series A funding typically happens when a startup has a product and some customers, and now needs funding to scale. This money is usually used to grow the team, expand marketing, and improve the product. Venture capital firms are frequently the main investors here.
Series A Funding Comparison
Meet Average

Industry standards

$15M
$8.2M
$15M
$15M
$30M

Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Remote Work Options
  • Paid Vacation
  • Paid Holidays
  • Annual team offsite
  • Free lunch and dinners
  • Health Savings Account/Flexible Spending Account
  • Gym Membership

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

7%

2 year growth

2%
Ekho
Oct 8th, 2026
Welcoming Mark Lyons, Software Engineer.

Welcoming Mark Lyons, Software Engineer. Mark Lyons joins Ekho as a Software Engineer, from Meta, where he worked on the Instagram profile. Rowan Mockler Cofounder, CEO Mark Lyons joins as a Software Engineer. He spent three years at Meta working on the Instagram profile, which serves a billion impressions a day, and he grew up around his family's automotive sales and restoration business. Mark Lyons joins Ekho as a Software Engineer. Where Mark comes from. Mark spent three years at Meta, where he owned improvements to the Instagram profile, a surface that serves a billion impressions a day, and worked on making it faster across platforms. Before Meta he was a software engineer at T. Rowe Price and at Lascar Electronics, with internships at JPMorgan Chase and RedOwl Analytics along the way. He studied computer science at the University of Maryland. A long way round to cars. Mark grew up around his family's business in automotive sales and restoration. In his words: "I got used to the question: 'So, are you going to sell cars like your dad when you grow up?' Although I've been saying no for some 25 years now, I guess the answer is finally yes." He came to his interviews having already read up on lien perfection and franchise law, which is not where most engineers start. What Mark will do here. Mark joins the engineering team in New York. He works on the platform behind the AI Sales Agent, which answers buyers on the dealer's own website and over text, around the clock, and the Transaction Engine, which takes a deal from financing through titling and registration in all 50 states. Why it matters here. Software for dealers is built best by people who know how a dealership actually runs. Mark has seen one from the inside, and he has built product at the scale of a billion impressions a day. Welcome to the team, Mark. What shipped, what its customers are achieving, and what Ekho is seeing in the field. One email every other week. The Ekho Pit Stop This week Four things shipped this week. TRANSACTION ENGINE Connect inventory over XML. Your existing feed plugs in, no re-platforming. TRANSACTION ENGINE Declined financing keeps moving. Structured next steps instead of a dead end. TRANSACTION ENGINE Listings say what they need. Action items name the gap before a unit can sell. AI SALES AGENT Leads route themselves. Sales, service and parts reach the right team. You're getting this because you subscribed to the Pit Stop.

PowerSports Business
Oct 6th, 2026
Ekho adds Progressive real-time insurance quotes to dealer checkout.

Ekho adds Progressive real-time insurance quotes to dealer checkout. The addition streamlines F&I by auto-verifying coverage at checkout, speeding delivery and reducing paperwork for dealers and OEMs on Ekho's platform. Kyle Alexander is the Multimedia Journalist of Motorcycle & Powersports News. Published: Oct 6, 2026 Ekho Inc., a vehicle commerce platform, announced an agreement with Progressive Insurance, the nation's No. 1 motorcycle insurer, to bring real-time insurance quoting directly into the vehicle purchase. Embedded, real-time insurance quoting at the point of sale is still rare across vehicle retail, and it is available to every dealer and OEM on the Ekho platform. Many Ekho buyers are purchasing a vehicle for the first time. More than 40% of buyers who are required to provide proof of insurance don't already have coverage for the vehicle they're buying, according to Ekho's internal data, and secure a new policy during checkout. How the quoting experience works. When a buyer reaches the insurance step, they can request a Progressive quote or provide their own coverage directly within checkout. If the buyer chooses Progressive and their vehicle and state are supported, they typically receive a personalized quote within seconds, with coverage tiers and payment options tailored to their vehicle and location. The buyer can then review and purchase a policy on Progressive's site, and in most cases the insurance documents are returned to Ekho automatically, completing the verification step without manual uploads. Where Progressive coverage isn't available, buyers can provide their own insurance. "Insurance has been the last manual step in an otherwise fully digital purchase," said Rowan Mockler, co-founder and CEO of Ekho. "By embedding Progressive's real-time quoting directly into checkout, we're removing friction at exactly the moment buyers need coverage, and giving our dealers and OEMs a more complete, end-to-end transaction." "At Progressive, we're continually looking for new ways to meet customers where they are and simplify how they shop for insurance," said Eric Doubler, Progressive recreational lines business leader. "Our work with Ekho brings insurance directly into the digital purchase experience, helping riders get personalized coverage in real time while making the path to vehicle ownership faster and more convenient." Availability, coverage scope. Progressive insures more motorcycles than any other carrier in the U.S., with coverage spanning the full range of vehicle types on the Ekho platform. That breadth means relevant, real-time quotes for the vast majority of transactions. The integration will be available to all dealers and OEMs selling through Ekho, with no additional setup required.

Ekho
Oct 6th, 2026
Welcoming Ben Nussbaum, Account Executive.

Welcoming Ben Nussbaum, Account Executive. Ben Nussbaum joins Ekho as an Account Executive, from EVx, the EV incentives company he founded. Rowan Mockler Cofounder, CEO Ben Nussbaum joins as an Account Executive. He founded EVx, where a small team worked with Red Bull, large public companies, dealer groups and manufacturers, and he first worked deals with Ekho a couple of years ago. Ben Nussbaum joins Ekho as an Account Executive. Where Ben comes from. Ben founded EVx, which helps companies build and sell EV chargers at a lower cost by securing the grants, rebates and tax credits they qualify for. With a very small team, he partnered with brands like Red Bull and with large publicly traded companies, and navigated the long, complex sales cycles that come with organizations that size. Much of that work put him alongside large dealer groups and vehicle manufacturers. He comes to Ekho already knowing how manufacturers, dealer groups and their partners work with each other, and where their incentives differ. Before EVx he was Head of Growth at Archetype, a venture-backed startup, and a sales manager at SEA Electric, where he closed $10.2M in sales of battery-electric commercial trucks to national fleets. He started out as an analyst at ADM Capital in Hong Kong, after studying economics and mathematics at Bates College. How Ben found Ekho. A couple of years ago, Ben picked up the phone and called the Ekho team. That call turned into a couple of deals Ekho worked on together, and Ekho found creative ways to get them done. It was clear early on that working on the same team could be worth exploring, and this year Ekho made it official. What Ben will do here. Ben works with everyone who sells vehicles, from single-rooftop dealerships and large dealer groups to the manufacturers behind them. He brings them onto the AI Sales Agent, which answers buyers on the retailer's own website and over text, around the clock, and the Transaction Engine, which takes a deal from financing through titling and registration in all 50 states. Why it matters here. Selling a vehicle online is mostly a rules problem. Every sale has to be financed, titled, registered and taxed correctly, and the rules change at every state line. Ben built a company on the same kind of problem, where a deal only pays out when the filing underneath it is right. Welcome to the team, Ben. What shipped, what its customers are achieving, and what Ekho is seeing in the field. One email every other week. The Ekho Pit Stop This week Four things shipped this week. TRANSACTION ENGINE Connect inventory over XML. Your existing feed plugs in, no re-platforming. TRANSACTION ENGINE Declined financing keeps moving. Structured next steps instead of a dead end. TRANSACTION ENGINE Listings say what they need. Action items name the gap before a unit can sell. AI SALES AGENT Leads route themselves. Sales, service and parts reach the right team. You're getting this because you subscribed to the Pit Stop.

Ekho
Aug 10th, 2026
Welcoming Ethan Poortenga, founding Product Manager.

Welcoming Ethan Poortenga, founding Product Manager. Ethan Poortenga joins Ekho as its founding Product Manager, from Hang and Amazon. Rowan Mockler Cofounder, CEO AI summary Ethan Poortenga joins as founding Product Manager. He was the founding PM at Hang, growing it from a handful of customers to hundreds, and led both product and design there. Ethan Poortenga joins Ekho as its founding Product Manager. Where Ethan comes from. He was the founding PM at Hang, a restaurant loyalty and customer engagement platform. He started with a handful of customers and a half-built product, and grew it to hundreds of customers. He did the design work himself along the way, and eventually led both product and design. Before Hang he was a product manager at Amazon. What Ethan will do here. Ethan leads the product teams behind the Sales Agent and the Transaction Engine, which between them cover the whole path from a buyer's first question to a titled and registered vehicle. Why it matters here. A founding PM role is not the same job as a PM role at a company that already has a product organisation. The work is deciding what to build with incomplete information, then doing whichever part of it nobody else is doing that week. Ethan has done that from a half-built product to hundreds of customers once already. What shipped, what its customers are achieving, and what Ekho is seeing in the field. One email a week. The Ekho Pit Stop This week Four things shipped this week. TRANSACTION ENGINE Connect inventory over XML. Your existing feed plugs in, no re-platforming. TRANSACTION ENGINE Declined financing keeps moving. Structured next steps instead of a dead end. TRANSACTION ENGINE Listings say what they need. Action items name the gap before a unit can sell. AI SALES AGENT Leads route themselves. Sales, service and parts reach the right team. You're getting this because you subscribed to the Pit Stop.

Ekho
Aug 9th, 2026
Welcoming Tommy Xue, AI Product Manager.

Welcoming Tommy Xue, AI Product Manager. Tommy Xue joins Ekho as AI Product Manager, from DoorDash, where he led internal AI efforts and built the data platform behind their newer verticals. Rowan Mockler Cofounder, CEO AI summary Tommy Xue joins as AI Product Manager. He led internal AI efforts at DoorDash and built the data platform behind their newer verticals, including tooling that put AI in the hands of non-technical teams. Tommy Xue joins Ekho as AI Product Manager. Where Tommy comes from. He comes from DoorDash, where he led internal AI efforts and built the data platform behind their newer verticals. Part of that work was the tooling that put AI in the hands of non-technical teams, which is a harder problem than it sounds: the model is rarely the constraint, and the interface almost always is. He started out as a software engineer at Amazon, and was an early hire at a music royalty investment platform. What Tommy will do here. Tommy is building the internal AI systems that Ekho runs on. Not the buyer-facing Sales Agent, but the layer underneath the company: the tooling that lets a small team carry the workload of a much larger one, and that puts the same leverage in the hands of people who do not write code. Why it matters here. Ekho competes with businesses that have far more people. The only durable answer to that is to make each person carry more, and the only way to do that without burning them out is better internal tooling. Tommy has built exactly this before, at a company where the operational surface was enormous and the teams using the tools were not engineers. What shipped, what its customers are achieving, and what Ekho is seeing in the field. One email a week. The Ekho Pit Stop This week Four things shipped this week. TRANSACTION ENGINE Connect inventory over XML. Your existing feed plugs in, no re-platforming. TRANSACTION ENGINE Declined financing keeps moving. Structured next steps instead of a dead end. TRANSACTION ENGINE Listings say what they need. Action items name the gap before a unit can sell. AI SALES AGENT Leads route themselves. Sales, service and parts reach the right team. You're getting this because you subscribed to the Pit Stop.

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