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Emburse

Automates accounts payable and expense management

Overview

Emburse provides software that automates accounts payable and expense management for organizations. Its SaaS tools capture invoices, route approvals, and enable faster payments to speed up financial workflows and improve spend visibility. The company differentiates itself with a broad deployment across Global 2000 firms, SMBs, public sector, and nonprofits in over 120 countries, plus extensive integrations with hundreds of technology solutions and travel providers. Its goal is to simplify financial processes, reduce the need for additional AP staff, and help teams focus on growth.

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About Emburse

Simplify's Rating
Why Emburse is rated
C+
Rated C on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & AnalyticsEnterprise SoftwareFintechFinancial Services

Company Size

501-1,000

Company Stage

Seed

Total Funding

$4.5M

Headquarters

Los Angeles, CA

Founded

2015

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What believers are saying

  • Emburse AP launched September 16, 2026 with embedded payment rails and vendor payments.
  • Emburse Spend entered Australia September 15, 2026, creating first non-U.S. revenue expansion.
  • REPAY integration on October 13, 2026 removes banking-portals friction for AP customers.

What critics are saying

  • SAP Concur markets 300+ partners and 150-country coverage against Emburse every day in 2026.
  • Schweickart v. Emburse, Inc. filed August 4, 2026, adds employer-liability and distraction risk.
  • If Mastercard, REPAY, or travel partners own the workflow, Emburse becomes replaceable by 2027.

What makes Emburse unique

  • Emburse combines spend, AP, travel, and payments without forcing proprietary cards or banks.
  • Its August 2026 ecosystem spans BCD Travel, Direct Travel, Flight Centre, Mastercard, and Cvent.
  • Australia’s September 2026 launch localizes tax, billing, card infrastructure, and accounting integrations.

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Funding

Total Funding

$4.5M

Below

Industry Average

Funded Over

3 Rounds

Notable Investors:
Seed funding is usually the first official round after pre-seed, when a startup has a prototype or concept. It’s typically used to develop the product, test the market, and start building the team. Investors here are often angel investors or early-stage venture capitalists.
Seed Funding Comparison
Below Average

Industry standards

$3.3M
$130k
$1.5M
$2M
$2.3M
$3M

Benefits

  • Remote Work Options

Growth & Insights and Company News

6 month growth

0%

1 year growth

-2%

2 year growth

-2%
Portal ERP
Oct 22nd, 2026
REPAY adds embedded payments to Emburse's spend platform.

REPAY adds embedded payments to Emburse's spend platform. The integration brings vendor payments into Emburse's accounts payable workflows, supporting ACH, virtual card, digital disbursement and check payments Redação Portal ERP Oct 22, 2026 T | Fonte: 18px REPAY, a provider of bill payment solutions, has partnered with Emburse, a software company offering spend management, accounts payable, travel and expense tools. The integration adds payment processing to Emburse's Spend, Pro and Enterprise products, allowing customers to pay domestic vendors through multiple payment methods without exporting payment files to banking portals. Finance teams at scaling organizations face a common challenge: payment operations spread across multiple AP systems, payroll platforms, and banking portals, while regional providers create fragmented workflows that limit visibility and weaken financial control. REPAY's integrations with Emburse's Spend, Pro and Enterprise platforms close those gaps by building payment execution into the software finance teams already use. Emburse customers can now pay domestic vendors by ACH, virtual card, digital disbursement or check, and finance teams no longer export payment files to banking portals or manage separate release steps. Payment execution sits inside the approval workflow, so every outbound payment is reviewed and audit ready before funds are released. Replacing paper checks with digital payment methods strengthens security, and finance teams get complete visibility into payment status and execution. "Finance teams are stuck stitching together disconnected payment processes - and it slows everything down," said Darin Horrocks, Executive Vice President, Business Payments at REPAY. "We built our integration with Emburse to remove that friction. Payments happen where the work already happens, with the controls finance teams need and none of the manual overhead." "For too long, payments have lived outside the systems that actually regulate spend," said Landon Gordon, Vice President, Product Management, Emburse. "That disconnect is where finance teams lose critical visibility and control. By embedding payment execution directly into Emburse's software platform through our integrated partnership with REPAY, we're closing that gap and turning payments into a fully governed part of the spend lifecycle." For AP and finance teams, that means less reliance on banking portals and manual funding steps. For employees, it means faster reimbursements without sacrificing oversight or compliance. Redação Portal ERP. Editorial Team

Yahoo Finance
Oct 13th, 2026
REPAY partners with Emburse to embed ACH, card and check payments in its AP platform

Repay Holdings Corporation (REPAY), a bill payment provider, has partnered with travel and expense management firm Emburse to build payments into Emburse's accounts payable (AP) software. The deal was announced on October 13, 2026. Emburse customers can now pay domestic vendors by ACH, virtual card, digital disbursement, or check without leaving the platform. Finance teams no longer need to export payment files to banking portals or handle separate release steps. Payments sit inside the approval workflow, so each one is reviewed and audit ready before funds go out. The integration covers Emburse's Spend, Pro, and Enterprise platforms. REPAY's payment processing is available to Emburse customers today.

Emburse
Oct 8th, 2026
Emburse named a Leader in three 2026 IDC MarketScape reports for AI-Enabled Accounts Payable and embedded payments.

Emburse named a Leader in three 2026 IDC MarketScape reports for AI-Enabled Accounts Payable and embedded payments. DALLAS, October 8, 2026 - Emburse, a global leader in travel and expense management, today announced that it has been named a Leader in three 2026 IDC MarketScape reports: * IDC MarketScape: Worldwide AI-Enabled Accounts Payable Automation Software for Large Enterprise 2026 Vendor Assessment (Doc #US54134226, September 2026) * IDC MarketScape: Worldwide Embedded Payment Applications in Accounts Payable Workflows 2026 Vendor Assessment (Doc #US54917726, September 2026) * IDC MarketScape: Worldwide Embedded Payment Applications in Travel and Expense Management Workflows 2026 Vendor Assessment (Doc #US54917826, September 2026) According to the IDC MarketScape for AI-Enabled Accounts Payable Automation Software for Large Enterprise, "Emburse's AI is built specifically for finance workflows and is embedded across invoice capture, GL coding, matching, approval routing, payments, and forecasting rather than applied selectively to individual tasks." According to the IDC MarketScape for Worldwide Embedded Payment Applications in Accounts Payable Workflows, "Emburse's card acceptance and tokenization, along with the company's globalization footprint, reflect the company's positioning around localization across more than 100 countries and Emburse's purpose-built AI for global VAT reconciliation and multicurrency support." "As finance operations expand across entities, systems, and payment rails, organizations need technology that simplifies workflows while maintaining strong financial controls," said Marne Martin, CEO of Emburse. "To us, being named a Leader across these three IDC MarketScape evaluations validates our approach. We are focused on embedding purpose-built AI and payment execution directly into day-to-day workflows, helping finance teams automate routine tasks and control spend across complex finance operations." "As enterprise finance teams navigate increasing complexity across vendor payments and employee expenses, bringing real-time controls and purpose-built AI directly into daily workflows has become critical," said Kevin Permenter, Research Director, Financial Applications at IDC. "Modern spend management increasingly favors providers capable of bridging embedded payments, accounts payable, and travel and expense within a unified framework, and Emburse's presence across these evaluations reflects that convergence." To learn more about Emburse's accounts payable and embedded payment solutions, visit www.emburse.com/solutions/ap-automation About Emburse Trusted globally by more than 12 million finance leaders, travel managers, and professionals, Emburse helps organizations control spend across complex finance operations, serving over 20,000 organizations in 200 countries and territories - including Global 2000 enterprises, SMBs, public sector agencies, and nonprofits. By proactively managing and accurately validating spend, Emburse ensures robust financial governance, enhanced compliance, and unsurpassed visibility into spend behaviors - all while dramatically streamlining the process for every employee. Emburse's Expense Intelligence approach transforms reactive expense management into infrastructure for strategic growth. Powered by Emburse AI, it orchestrates corporate spend across travel booking, reimbursements, AP, and payments, embedding dynamic policy controls and predictive insights directly into workflows. This real-time approach empowers organizations to adapt quickly, reduce risk, and guide spend before money leaves the business. About IDC MarketScape IDC MarketScape vendor assessment model is designed to provide an overview of the competitive fitness of technology and service suppliers in a given market. The research methodology utilizes a rigorous scoring methodology based on both qualitative and quantitative criteria that results in a single graphical illustration of each vendor's position within a given market. IDC MarketScape provides a clear framework in which the product and service offerings, capabilities and strategies, and current and future market success factors of IT and telecommunications vendors can be meaningfully compared.

TechDay
Sep 2nd, 2026
Emburse launches Spend in Australia for finance teams.

Emburse launches Spend in Australia for finance teams. Wed, 2nd Sep 2026 (Today) Emburse is launching Emburse Spend in Australia, the product's first expansion outside the United States. The product is aimed at finance teams that want to manage card and out-of-pocket spending in real time while continuing to use their existing cards, banking relationships and rewards programmes. Australia is the first overseas market for Emburse Spend following its US rollout, where it is already used by thousands of customers, according to the company. The Australian version includes local tax settings, billing, card infrastructure and integrations with accounting systems used in the market. The local adaptation reflects a broader push by software suppliers to tailor finance tools to country-specific compliance and reporting requirements, particularly in expense management, where tax treatment and reconciliation rules vary by market. Market entry Emburse Spend is designed to give finance teams visibility over spending as transactions happen, rather than waiting for month-end processes to finish. Employees can capture receipts for both card purchases and out-of-pocket claims, while the software matches receipts to transactions and automates parts of submission and reconciliation. Its assurance tool checks expenses for missing information and policy risks, then routes higher-priority exceptions for review. Finance teams can set policies and approvals and review spending throughout the month. A key part of the launch is that customers do not have to move to a proprietary payments model. Many spend management providers bundle software with their own card products, but Emburse says its system works with a customer's existing payments setup. That may appeal to finance leaders who want tighter oversight of employee spending without changing bank relationships or disrupting existing card reward arrangements. It also places the product in a part of the market where flexibility over payment rails has become a competitive differentiator. Emburse serves more than 20,000 organisations across 200 countries and territories, according to the company. Its user base includes large companies, smaller businesses, public sector bodies and non-profits. Finance focus The Australian launch comes as finance teams face pressure to cut manual processing and improve control over corporate spending. Expense administration has long been a target for automation because receipt collection, policy checks and reconciliation often remain labour-intensive, especially in growing organisations with lean finance departments. Software vendors have increasingly applied artificial intelligence to these processes, particularly to extract information from receipts, match transactions and identify items that need human review. Emburse says those features are part of its Australian offering. Paul Nagy, Chief Product Officer at Emburse, outlined the company's pitch to finance teams managing growth and administrative complexity. "Growing businesses and organisations want to improve performance, optimise day-to-day processes and support growth without adding more complexity," Nagy said. "With AI-powered automation, Emburse Spend simplifies expense management while working with the cards, banking relationships and rewards programs organisations already rely on-bringing real-time visibility and control to their business." Emburse has also built local sales and implementation support for the Australian market. That suggests the company is treating the country as a direct entry point for broader international expansion rather than as a limited pilot. Nagy described the launch as part of a longer-term international plan. "Australia marks an important step in Emburse Spend's international expansion," he said. "By combining local billing, tax and card infrastructure, integrations with Australia's accounting ecosystem and in-market sales and implementation support, we are tailoring Emburse Spend to serve the needs of Australian organisations while building a strong foundation for growth into new markets."

FinancialContent
Sep 1st, 2026
Emburse Spend expands globally, launching in Australia as its first market outside the U.S.

Emburse Spend expands globally, launching in Australia as its first market outside the U.S. September 01, 2026 at 19:00 PM EDT i This article is third-party content and does not represent the views of this site. Tamar Securities, LLC make no guarantees regarding its accuracy or completeness. Finance teams can modernise spend management with a proven, scalable platform tailored to local tax, billing, card and accounting requirements Emburse, a global leader in travel and expense management, today announced the global expansion of Emburse Spend, beginning with Australia as its first market outside the U.S. Already trusted by thousands of U.S. customers, Emburse Spend will help growing Australian organisations gain real-time visibility and control over corporate spending, reduce manual work, and identify policy issues earlier - without requiring them to change the cards, banking relationships or rewards programs they already use. Control For Everywhere You Spend Until now, organisations seeking modern expense management solutions have had to adopt proprietary card and payment solutions that limit their flexibility and choice. Emburse Spend eliminates that compromise by delivering a complete solution that controls spend across an organisation's existing payment ecosystem. With Emburse AI-powered automation, configurable controls, and an implementation experience designed for lean finance teams, Emburse Spend makes it easier for finance leaders to manage spend efficiently and confidently as their organisations scale. "Growing businesses and organisations want to improve performance, optimise day-to-day processes and support growth without adding more complexity," said Paul Nagy, CPO, Emburse. "With AI-powered automation, Emburse Spend simplifies expense management while working with the cards, banking relationships and rewards programs organisations already rely on - bringing real-time visibility and control to their business." Real-Time Expense Management Built for Modern Organisations Emburse Spend is designed to help growing organisations manage expenses as they happen, instead of waiting for month-end reconciliation. Employees capture receipts for both card and out-of-pocket spend in the moment, while Emburse AI extracts expense details, matches receipts to transactions and automates routine work from submission through reconciliation. Furthermore, Emburse Assurance continuously checks expenses for missing information and policy risks, using AI-driven risk scoring to route only high-priority exceptions for human review. Finance teams can apply configurable policies and approvals, review expenses throughout the month, and use flexible reporting to focus on the areas of spend that require attention. By automating more of the work between time of purchase and reconciliation, Emburse Spend helps teams scale without unnecessary manual work. Australia: The First Step in Emburse Spend's Global Expansion For Australian finance teams, Emburse Spend brings together expense management, card controls and real-time visibility in one streamlined platform. The result is a simpler way to manage employee spending, strengthen compliance and give employees a more intuitive experience. "Australia marks an important step in Emburse Spend's international expansion," Nagy continued. "By combining local billing, tax and card infrastructure, integrations with Australia's accounting ecosystem and in-market sales and implementation support, we are tailoring Emburse Spend to serve the needs of Australian organisations while building a strong foundation for growth into new markets." Availability Emburse Spend will be available in Australia beginning September 15, 2026, directly through Emburse Sales. Additional countries in the global expansion will be announced later this year. About Emburse Trusted globally by more than 12 million finance leaders, travel managers, and professionals, Emburse helps organisations control spend across complex finance operations, serving over 20,000 organizations in 200 countries and territories - including Global 2000 enterprises, SMBs, public sector agencies, and nonprofits. By proactively managing and accurately validating spend, Emburse ensures robust financial governance, enhanced compliance, and unsurpassed visibility into spend behaviors - all while dramatically streamlining the process for every employee. Emburse's Expense Intelligence approach transforms reactive expense management into infrastructure for strategic growth. Powered by Emburse AI, it orchestrates corporate spend across travel booking, reimbursements, AP, and payments, embedding dynamic policy controls and predictive insights directly into workflows. This real-time approach empowers organisations to adapt quickly, reduce risk, and guide spend before money leaves the business. With Emburse AI-powered automation, configurable controls, and an implementation experience designed for lean finance teams, Emburse Spend makes it easier to manage spend efficiently and confidently as an organisation scales. Contacts. Media Contact: Monique Daniel Director of Communications [email protected] Report this content If you believe this article contains misleading, harmful, or spam content, please let Tamar Securities, LLC know.

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