Encova

Encova

Provides commercial, auto, and home insurance

About Encova

Simplify's Rating
Why Encova is rated
C+
Rated B on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

Columbus, Ohio

Founded

1899

Overview

Encova Insurance offers commercial, auto, and home insurance sold through more than 2,000 independent agencies in the Midwest, Northeast, and South. Its policies are underwritten, priced, and administered by the mutual carrier, with premiums, reserves, and assets backing claims and policy obligations. It stands apart from competitors as a top-25 mutual insurer with a strong A (excellent) rating from AM Best and a large regional agency network. Its goal is to provide dependable insurance solutions to policyholders across its regional footprint while maintaining financial strength and local market alignment.

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Simplify's Take

What believers are saying

  • Lingala drives large-scale IT transformations enhancing operational efficiency.
  • Sapiens empowers 2,000 agents' business decisions without IT dependency.
  • Ivans integrations boost real-time agency management and partnerships.

What critics are saying

  • Laska's advisory role through 2025 creates knowledge gaps disrupting projects.
  • Lingala's big-firm experience stalls Encova's smaller-scale digital efforts.
  • CIO reliance risks agent attrition to Next Insurance in 6-12 months.

What makes Encova unique

  • Encova centralizes decision intelligence via Sapiens Decision on agent portal.
  • Ramu Lingala leads IT with 25+ years from Liberty Mutual and State Auto.
  • Encova wins 2025 Ivans Spark gold for digital agent tools like Ask Kodiak.

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Benefits

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Flexible Work Hours

Company News

FF News
May 15th, 2025
Encova Insurance Appoints Ramu Lingala As Chief Information Officer

Encova Insurance has named Ramu Lingala as its new Executive Vice President and Chief Information Officer, succeeding longtime CIO Tony Laska, who will retire at the end of this year.Lingala officially assumed the role on May 1 after joining the company in February to become familiar with its operations and culture.Laska, who has held key leadership roles at BrickStreet, Motorists, and Encova, will remain with the company in an advisory capacity through the end of 2025.“I want to congratulate Tony on a successful career and thank him for his unmatched contributions to BrickStreet, Motorists and now Encova,” said Encova President and CEO TJ Obrokta Jr. “I still remember recruiting him many years ago and the remarkable impact he had during the early years of BrickStreet. With that said, we are very excited to have Ramu join our senior leadership team as Tony’s successor. Under Ramu’s IT leadership, we will continue improving our systems and strengthening our capabilities as we strive to be the carrier of choice for our agents and policyholders.”As CIO, Lingala will oversee Encova’s technology teams, ensuring seamless operations for associates, customers, and partners. He will also work closely with business teams to advance the company’s enterprise strategy and collaborate with IT leaders to guide technology roadmaps and execution.Lingala brings more than 25 years of experience in information technology leadership. Prior to joining Encova, he served as Vice President of Business Lines Technology at Liberty Mutual, where he led large-scale transformation programs and restructured IT operating models.Encova’s leadership transition highlights the company’s continued focus on innovation and operational excellence as it moves into a new chapter of digital transformation

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