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Encova

Provides commercial, auto, and home insurance

Overview

Encova Insurance provides commercial, auto and home insurance through a network of more than 2,000 independent agencies across 27 states and Washington, D.C. It underwrites, prices and administers policies sold by these agents, collecting premiums and holding reserves to back claims. As a mutual, top-25 insurer with strong financials (AM Best A) and a broad regional footprint, it differentiates itself through a customer- and region-focused agency model. Its goal is to offer reliable insurance solutions for commercial, auto and home customers while maintaining financial strength and regional support for long-term policyholders.

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About Encova

Simplify's Rating
Why Encova is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

Columbus, OH

Founded

1899

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Simplify's take

What believers are saying

  • Encova expanded real-time policy, billing, claims, eDocs, commissions, quoting, and appetite guidance.
  • Daniel Mayer joined July 27, 2026 to strengthen claims litigation and profitable growth.
  • Encova keeps promoting regional leaders, signaling internal bench strength across commercial lines.

What critics are saying

  • Tony Laska retires end-2025, and CIO succession pressure can expose execution gaps.
  • John Kessler retires end-2026, creating another senior-leadership transition during 2026.
  • If digital rollout stalls, independent agents will shift business to faster carriers like Erie or Westfield.

What makes Encova unique

  • Encova won the 2026 Ivans Silver Spark Award for real-time agency connectivity.
  • Ramu Lingala joined May 1, 2026, after Liberty Mutual transformation leadership.
  • RISE named Encova a 2026 Elite 50 Internship, with 22 interns across 10 areas.

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Benefits

  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Wellness Program
  • Flexible Work Hours

Company News

FF News
May 15th, 2025
Encova Insurance Appoints Ramu Lingala As Chief Information Officer

Encova Insurance has named Ramu Lingala as its new Executive Vice President and Chief Information Officer, succeeding longtime CIO Tony Laska, who will retire at the end of this year.Lingala officially assumed the role on May 1 after joining the company in February to become familiar with its operations and culture.Laska, who has held key leadership roles at BrickStreet, Motorists, and Encova, will remain with the company in an advisory capacity through the end of 2025.“I want to congratulate Tony on a successful career and thank him for his unmatched contributions to BrickStreet, Motorists and now Encova,” said Encova President and CEO TJ Obrokta Jr. “I still remember recruiting him many years ago and the remarkable impact he had during the early years of BrickStreet. With that said, we are very excited to have Ramu join our senior leadership team as Tony’s successor. Under Ramu’s IT leadership, we will continue improving our systems and strengthening our capabilities as we strive to be the carrier of choice for our agents and policyholders.”As CIO, Lingala will oversee Encova’s technology teams, ensuring seamless operations for associates, customers, and partners. He will also work closely with business teams to advance the company’s enterprise strategy and collaborate with IT leaders to guide technology roadmaps and execution.Lingala brings more than 25 years of experience in information technology leadership. Prior to joining Encova, he served as Vice President of Business Lines Technology at Liberty Mutual, where he led large-scale transformation programs and restructured IT operating models.Encova’s leadership transition highlights the company’s continued focus on innovation and operational excellence as it moves into a new chapter of digital transformation

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