EOverview
Euronet Worldwide provides electronic payment and transaction processing services for banks, retailers, and consumers. It operates three segments: EFT Processing (ATM/POS services, card outsourcing, and related software), epay (prepaid products and distribution of mobile top-ups and digital gift cards), and Money Transfer (Ria and Xe remittance services across about 200 countries). It leverages a network of 50,000+ ATMs and hundreds of thousands of POS terminals and uses acquisitions to broaden capabilities, supported by its REN cloud-native payments platform for secure digital transactions. Its goal is to grow its global payments ecosystem by expanding its network and service offerings while delivering reliable, scalable processing for financial institutions, merchants, and consumers.
Work here?Claim your company
About Euronet Worldwide
Industries
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Leawood, KS
Founded
1994
Get referred to Euronet Worldwide
See people who can refer or advise you
Simplify's take
What believers are saying
- Q3 2026 digital accelerator revenue rose 33%; it reached 26% of year-to-date revenue.
- October 19, 2026 Fireblocks deal opens stablecoin-funded card issuing for banks and fintechs.
- July 30 and October 27, 2026 results showed Payments Infrastructure growth from CoreCard.
What critics are saying
- Q3 2026 Cross-Border Payments operating income fell 37% as U.S. immigration restrictions hit volumes.
- October 27, 2026 guidance cut to $4.375 billion after persistent corridor weakness and FX pressure.
- If cross-border stagnation persists into 2027, digital-first remittances and banks bypass Ria entirely.
What makes Euronet Worldwide unique
- Ren and CoreCard unify ATM processing, issuer software, and cross-border rails across 200 countries.
- October 26, 2026 Diebold Nixdorf LOI pairs Euronet's Ren with cash-recycling ATMs.
- Euronet's 650,000 retail locations and 7.6 billion account links block digital-only rivals.
Help us improve and share your feedback! Did you find this helpful?
Funding
Total Funding
$2.8B
Above
Industry Average
Funded Over
3 Rounds
Benefits
- Health Insurance
- Dental Insurance
- Vision Insurance
- 401(k) Retirement Plan
- 401(k) Company Match
- Employee Stock Purchase Plan
- Company-paid Life Insurance
- Company-paid disability insurance
- Tuition Reimbursement
- Paid Time Off
- Paid Volunteer Days
- Paid Holidays
Stock Price
Growth & Insights and Company News
6 month growth
0%1 year growth
14%2 year growth
14%Euronet: 3 key takeaways for long-term investors. Physical infrastructure and digital channels combine to create competitive moats that digital-only rivals struggle to replicate. Key points. * Euronet revised full-year 2026 revenue guidance to approximately $4.375 billion. * Digital accelerator revenue grew 33% during the first nine months. * Euronet repurchased approximately 690,000 shares for $50 million in Q3. * 10 stocks The Motley Fool, LLC like better than Euronet Worldwide" On its third-quarter 2026 earnings call, held on Oct. 27, 2026, Euronet (EEFT -0.39%) revised its full-year revenue outlook to $4.375 billion due to persistent cross-border remittance headwinds. The underlying expansion of digital channels shows that customer adoption is shifting toward higher-margin software and automated teller machine, or ATM, network processing. Three statements from management highlight where the business is headed. 1. Digital payment accelerators reach 26% of channel revenue. U.S. immigration policy enforcement reduced outbound transfer volume in physical corridors. Euronet offset part of this pressure through fast-growing digital products, including Dandelion, its cross-border payout network, and CoreCard, its credit card issuing and processing software platform. Through the first 9 months of the year, digital accelerators grew approximately 33% well ahead of the growth rate The Motley Fool, LLC outlined for 2026 during its Investor Day. - Michael J. Brown, Chairman and Chief Executive Officer 2. Bank ATM outsourcing partnership opens scale opportunities. Banks face rising costs to operate cash infrastructure and maintain recycling equipment. Euronet plans to integrate its Ren transaction processing platform with Diebold Nixdorf's field hardware to manage self-service banking terminals worldwide. Financial institutions around the world continue to look for ways to reduce operating cost, improve efficiency, and get more value from their ATM networks. - Michael J. Brown, Chairman and Chief Executive Officer 3. Hybrid network infrastructure limits competition from digital-only rivals. Digital payment start-ups can build mobile applications, but they struggle to match physical distribution networks. Euronet connects 650,000 retail agent locations with 7.6 billion digital bank and wallet accounts to capture both payment types. Many competitors are focused on just the digital side of the market, and entrance to the physical space would require a significant investment and would face high barriers to entry. - Michael J. Brown, Chairman and Chief Executive Officer Looking ahead. Cross-border payment corridors show subtle signs of stabilization following sequential quarterly improvements. On a sequential basis, third quarter constant currency revenue declined 4%, a slight improvement from the 5% decline The Motley Fool, LLC reported in the second quarter. - Rick L. Weller, Chief Financial Officer Physical location density and broad bank connections provide structural advantages as travel and remittance spending recover. As near term pressures within cross-border payments eventually normalize, The Motley Fool, LLC believe these growth platforms position Euronet well to deliver sustainable growth expand profitability, and create long term value for shareholders. - Michael J. Brown, Chairman and Chief Executive Officer Is Euronet Worldwide a smart long-term play? Before you buy stock in Euronet Worldwide, consider this: The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now... and Euronet Worldwide wasn't one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when Netflix made this list on December 17, 2004... if you invested $1,000 at the time of its recommendation, you'd have $341,966!* Or when Nvidia made this list on April 15, 2005... if you invested $1,000 at the time of its recommendation, you'd have $1,146,819!* Now, it's worth noting Stock Advisor's total average return is 852% - a market-crushing outperformance compared to 203% for the S&P 500. Don't miss the latest top 10 list, available with Stock Advisor, and join an investing community built by individual investors for individual investors. *Stock Advisor returns as of November 7, 2026.
Euronet revises 2026 outlook as Cross-Border Payments operating income falls 37%. Revenue rose 1% to $1,161.1 million in the quarter, while adjusted earnings per share fell 2% to $3.55. By Yash Upadhyaya Oct 27, 2026 Key takeaways. * Euronet Worldwide Inc. (EEFT) reported third-quarter 2026 revenue of $1,161.1 million, up 1% from a year earlier, and operating income of $171.6 million, down 12%. Adjusted earnings per share were $3.55, down 2%. The company revised its 2026 outlook to about $4.375 billion in revenue and $725 million in Adjusted EBITDA, on Oct. 27. Euronet Worldwide Inc. (EEFT) said Tuesday that third-quarter revenue rose 1% to $1,161.1 million, while operating income fell 12% and the company revised its 2026 outlook. The results were reported in a Form 8-K filing with the Securities and Exchange Commission, which attached the company's press release for the quarter ended Sept. 30, 2026. Here's how the company did: * Revenue: $1,161.1 million vs. $1,145.7 million a year earlier, up 1% * Operating income: $171.6 million vs. $195.0 million a year earlier, down 12% * Net income attributable to Euronet: $113.6 million vs. $122.0 million a year earlier * Diluted earnings per share: $2.53 vs. $2.75 a year earlier * Adjusted earnings per share: $3.55 vs. $3.62 a year earlier, down 2% * Adjusted EBITDA: $226.1 million vs. $244.6 million a year earlier, down 8% On a constant currency basis, which strips out exchange-rate changes, revenue rose 3%, operating income fell 10% and adjusted EBITDA fell 6%. Adjusted EBITDA is earnings before interest, taxes, depreciation, amortization, share-based compensation and a non-cash accrual adjustment. Adjusted operating income was $169.9 million, down 13% from $195.0 million. The company attributed the weakness to its Cross-Border Payments segment. "Our third-quarter results reflect the continued impact of U.S. immigration policy and global economic pressures on the Cross Border Payments segment, which has persisted longer than we anticipated," said Chairman and Chief Executive Officer Michael J. Brown. Revenue from digital accelerators introduced at the company's Investor Day in May rose 33% in the first nine months of 2026 and made up 26% of year-to-date revenues, the release said. The company also said it signed a letter of intent to collaborate globally with Diebold Nixdorf to transform ATM networks, and it unveiled OLON, a unified commerce ecosystem to accelerate merchant growth. Outlook revised. The company now expects about $4.375 billion in revenue for 2026, about $725 million of Adjusted EBITDA and adjusted earnings per share growth of about 10% year-over-year. The filing says the outlook revises targets set at the Investor Day in May, but it does not restate those earlier figures, so the size of the change is not stated. The company cited immigration-related pressures within Cross-Border Payments in several corridors, broader global economic pressures and FX conversion rate changes. The outlook does not include further changes in exchange rates, interest rates or other unforeseen factors. Brown said: "Although these near-term challenges are disappointing, our digital accelerator strategy continues to demonstrate the growth necessary to generate strong cash flow and create long-term shareholder value." Segment results. Cross-Border Payments, formerly the Money Transfer segment, had revenue of $431.0 million, down 5% from $452.4 million, or down 4% on a constant currency basis. Operating income fell 37% to $37.3 million from $59.3 million, and adjusted EBITDA fell 34% to $43.6 million from $65.9 million. The company attributed the decline to continued pressure from U.S. immigration policy and broader global economic uncertainty, partly offset by growth in its digital business. Total transactions were 45.3 million, down 2% from 46.0 million, while digital transactions rose 34% to 8.1 million from 6.1 million. The segment's operating income and adjusted EBITDA also reflected the flow-through of lower revenue and approximately $6 million of incremental investment in digital initiatives. On a sequential basis, the third-quarter constant currency revenue decline of 4% improved slightly from a 5% decline in the second quarter. The company said pressure persisted mainly in the U.S. market, and that it believes the market remains fragile in the context of the current geopolitical environment. Payments Infrastructure, formerly the EFT Processing segment, had revenue of $437.9 million, up 7% from $409.4 million, and adjusted EBITDA of $157.9 million, up 2% from $154.7 million. Operating income was $128.2 million, compared with $128.1 million a year earlier. Growth came from merchant acquiring, Ren sales and the CoreCard acquisition completed in the fourth quarter of 2025, the company said, while cost inflation weighed on adjusted EBITDA and operating income. The segment had 59,688 installed ATMs as of Sept. 30, up 4% from 57,534. The epay segment had revenue of $294.7 million, up 3% from $286.5 million, or up 5% on a constant currency basis. Operating income rose 3% to $31.8 million and adjusted EBITDA rose 3% to $33.4 million, driven by digital content, merchant acquiring and promotional campaigns. Corporate and Other expense was $25.7 million, compared with $23.4 million a year earlier, mainly because of a $1.9 million increase in long-term share-based compensation. The filing does not give headcount figures. Balance sheet and buybacks. Total cash, including ATM cash, unrestricted cash and cash equivalents and restricted cash, was $1,887.9 million at Sept. 30, down from $2,220.7 million at June 30. Total indebtedness was $2,177.3 million, down $476.7 million from $2,654.0 million at June 30. The company said the debt reduction reflected the seasonal return of ATM cash after the peak European travel season and cash from operations, partly offset by $50 million of share repurchases. Euronet repurchased about 690,000 shares during the quarter, and availability under its revolving credit facilities was about $1.1 billion. It remains committed to reducing debt to maintain its investment-grade credit rating.
Diebold Nixdorf and Euronet announce intent to form global strategic collaboration to transform ATM networks. Collaboration helps financial institutions improve efficiency, expand self-service banking and create new revenue opportunities by pairing Diebold Nixdorf's Cash Recycling ATMs and global field services with Euronet's Ren processing platform and ATM operations expertise NORTH CANTON, Ohio, and LEAWOOD, Kan., Oct. 26, 2026 (GLOBE NEWSWIRE) - Diebold Nixdorf (NYSE: DBD), a global leader in transforming the way people bank and shop, and Euronet Worldwide, Inc. (NASDAQ: EEFT), a global payments infrastructure company and leader in payments processing and cross-border transactions, today announced their intent to form a global strategic collaboration to develop and deliver integrated ATM outsourcing solutions to financial institutions. The collaboration pairs Diebold Nixdorf's cash recycling ATMs, software and global field services with Euronet's Ren payments processing platform, integrated automated back office solutions platform and ATM operations expertise. Together, the companies aim to help financial institutions improve efficiency, lower operating costs, simplify ATM management and earn additional revenue by unlocking a broader range of transactions at the ATM, while preserving the flexibility needed to build the operating model that works best for them. As banks seek to improve the efficiency, security and availability of their physical networks, the collaboration will focus on three areas of customer value: * Greater operating efficiency: Leveraging cash recycling ATMs, integrated network management, field services and back-office operations to further reduce replenishment requirements, simplify operations and optimize costs. * Expanded transaction and revenue opportunities: Using Euronet's Ren platform and broader payments ecosystem to enable additional financial services and increase the revenue-generating potential of ATM networks. * Operational simplicity and flexibility: Providing integrated outsourcing services, including centralized monitoring, coordinated service delivery and ongoing security enhancements, while accommodating customer operating requirements and existing provider relationships. Cash recycling ATMs are already integral to branch transformation. Diebold Nixdorf's Branch Automation Solutions enable financial institutions to migrate the vast majority of traditional teller transactions to self-service channels. By combining these capabilities with Euronet's network operations and transaction processing expertise, the companies aim to further expand the services available through ATMs and create additional value for banks and their customers. Complementary Strengths Euronet brings more than three decades of experience in ATM operations and outsourcing for financial institutions. Operating one of the world's largest independent ATM networks, including a significant fleet of cash recycling ATMs, Euronet combines its global Ren transaction processing platform with an integrated Euronet Back Office (EBO) infrastructure. These capabilities support ATM and recycler monitoring, service coordination and dispatch, cash management, transaction processing, reporting, and ongoing security and compliance enhancements. Diebold Nixdorf brings decades of self-service banking experience, advanced cash recycling technology, banking software and a global field service organization. Together, the companies aim to combine proven operating infrastructure with advanced technology and services to improve ATM economics, support operational reliability and expand the role of self-service channels in delivering financial services. Octavio Marquez, President and Chief Executive Officer of Diebold Nixdorf, said: "Banks are under increasing pressure to improve ATM network efficiency, but the opportunity goes beyond cost reduction. By combining Diebold Nixdorf's cash recycling technology and global field services with Euronet's operating and transaction capabilities, we can help banks lower costs while expanding the financial services available to their customers. This collaboration would build on our branch automation strategy and opens new opportunities for growth for our customers." Michael J. Brown, Chairman and Chief Executive Officer of Euronet Worldwide, said: "ATM outsourcing has been at the heart of Euronet's business for more than 30 years. Our global network, Ren processing platform and integrated ATM operations give us the scale and experience to run complex ATM estates efficiently and reliably. Combined with Diebold Nixdorf's cash recycling ATMs and global field services, we can help financial institutions simplify operations, improve efficiency and offer a broader range of transactions at the ATM. We see significant potential in this collaboration." Looking Ahead In connection with the intent to form a collaboration, Euronet and Diebold Nixdorf have entered into a non-binding letter of intent. Any collaboration or partnership between Euronet and Diebold Nixdorf is subject to the negotiation and execution of definitive agreements. It is anticipated that Euronet and Diebold Nixdorf will develop integrated service offerings pursuant to any collaboration to take advantage of both companies' existing infrastructure, technology and customer relationships, with solutions tailored to customer requirements. About Diebold Nixdorf Diebold Nixdorf, Incorporated (NYSE: DBD) automates, digitizes and transforms the way people bank and shop. As a leading global technology and services partner to many of the world's top financial institutions and retailers, our integrated solutions connect digital and physical channels for consumers conveniently, securely and efficiently. The company has a presence in more than 100 countries with approximately 20,000 employees worldwide. Visit www.DieboldNixdorf.com for more information. About Euronet Euronet (NASDAQ: EEFT) is a global payments infrastructure company and leader in payment processing and cross-border transactions, operating for more than 30 years and now serving clients in 200+ countries and territories. We support financial institutions, merchants and global brands with technology-driven solutions, while enabling businesses and consumers to send, receive and spend money seamlessly worldwide. By operating one of the world's largest independent electronic payment networks spanning merchant acquiring, transaction processing and point-of-sale infrastructure, Euronet enables real-time, digital and cross-border movement of money at global scale. In 2025, Euronet processed more than 20 billion transactions across its network. Headquartered in Leawood, Kansas USA, Euronet operates from 74 offices worldwide. For more information, visit www.euronet.com. Media and Investor Contacts Diebold Nixdorf Forward-Looking Statements This press release may contain statements that are not historical information and are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements give current expectations or forecasts of future events and are not guarantees of future performance. These forward-looking statements include, but are not limited to, statements regarding a potential collaboration between Diebold Nixdorf and Euronet. Statements can generally be identified as forward looking because they include words such as "believes," "anticipates," "expects," "intends," "plans," "will," "estimates," "potential," "target," "predict," "project," "seek," and variations thereof or "could," "should" or words of similar meaning. These forward-looking statements involve risks, uncertainties and other factors that may cause actual results to differ materially from those expressed in or implied by the forward-looking statements, including the risk that the parties may not finalize or enter into definitive agreements regarding a collaboration; the final terms of any definitive agreements for a collaboration, which could differ from those implied in the press release; and the parties ability to realize any or all of the anticipated benefits of the proposed collaboration. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date hereof.
Euronet and Fireblocks have expanded their partnership to let banks, fintechs and other financial institutions launch stablecoin-funded card programs on Euronet's Ren and CoreCard issuing platforms. Fireblocks supplies the embedded wallets that hold and move the stablecoin balances. Each cardholder gets a wallet at onboarding, and fiat deposits convert to stablecoin before they are credited. Merchants still receive local currency. Euronet plans to offer the service as a white-label product that clients can embed in their own banking or wallet apps. The companies began working together in October 2025 on partner settlement and pre-funding. Demand is growing: more than 160 stablecoin-linked card programs were live on the Visa network in its fiscal second quarter of 2026, with payment volume up nearly 200% year over year.
Euronet and Fireblocks team on stablecoin-funded card issuing. Euronet and Fireblocks launch a new stablecoin-funded card solution, simplifying how consumers spend digital assets at the point of sale. Curated by Financing Your Way from original reporting by Finextra - Lending. Summary is AI-assisted and editorially reviewed - see its editorial standards. This partnership between Euronet and Fireblocks introduces a way for businesses to issue payment cards funded by stablecoins (digital assets pegged to a currency like the US Dollar). For retailers and operators, this means the infrastructure for 'crypto-to-fiat' spending is becoming more mainstream and accessible. Instead of waiting for traditional bank transfers or dealing with volatile assets, this technology allows customers to spend their digital holdings directly at the point of sale just like a traditional debit or credit card. For your business, this signals a shift in how consumers may want to access their liquidity. While it feels like a niche financial product now, the backend integration provided by Euronet simplifies the process for merchants to accept these funds without needing to manage the underlying blockchain technology themselves. As consumer interest in digital assets persists, having a payment ecosystem that bridges the gap between digital wallets and traditional merchant terminals becomes a competitive advantage. It offers a glimpse into a future where 'financing' your purchases might involve drawing from a digital asset pool rather than a traditional line of credit. Who else is covering this
Euronet Worldwide is Hiring for 24 Jobs on Simplify!
Find jobs on Simplify and start your career today
Don't see your dream role? Check out thousands of other roles on Simplify.Browse all jobs
About Euronet Worldwide
Industries
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Leawood, KS
Founded
1994
Euronet Worldwide is Hiring for 24 Jobs on Simplify!
Find jobs on Simplify and start your career today
Don't see your dream role? Check out thousands of other roles on Simplify.Browse all jobs