EveryPay (Skroutz)

EveryPay (Skroutz)

Payments, banking, and financing platform

Overview

EveryPay provides a licensed electronic money institution (EMI) platform that unites payments, banking, and financing on a single API-driven system to power financial ecosystems for merchants and platforms across Europe. It enables card-present and card-not-present payments, digital wallets, dedicated IBANs, SEPA transfers, real-time settlement, and embedded SME lending using payment data. The platform serves 50,000+ businesses across 50+ marketplaces, handling online and offline transactions with a focus on instant, account-to-account style operations. Differentiators include its regulatory backing by the Bank of Greece, cross-border passporting across 24 markets, and an integrated stack that lets platforms operate like banks while enabling growth for merchants and marketplaces. The goal is to provide simple, secure, and scalable fintech infrastructure that accelerates the transition to instant, intelligent payments for the broader ecosystem.

Significant Headcount Growth

About EveryPay (Skroutz)

Simplify's Rating
Why EveryPay (Skroutz) is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Fintech

Financial Services

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Greece

Founded

2014

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Simplify's Take

What believers are saying

  • 2024 EMI approval enabled Skroutz Wallet beta and upcoming Corporate Wallet expansion.
  • Ingenico and ProcessOut partnerships widened SoftPOS and Baltic reach in 2025.
  • Pricing now includes IRIS and SoftPOS, capturing merchant demand for cheaper acceptance.

What critics are saying

  • Skroutz now internalizes EveryPay value, so standalone strategic optionality vanished after 2022.
  • Stripe, Adyen, and Viva Wallet pressure pricing, while EveryPay still fights on Greece.
  • Wallet and EMI execution failures can damage Skroutz checkout trust by 2026.

What makes EveryPay (Skroutz) unique

  • Skroutz owns EveryPay, bundling marketplace checkout, wallets, and merchant payments.
  • EveryPay holds EMI and Bank of Greece payments licenses, strengthening regulated infrastructure.
  • Its PSP serves 18,000+ companies and 1,000+ large customers across Greece and Europe.

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Benefits

Health Insurance

Meal Benefits

Flexible Work Hours

Hybrid Work Options

Wellness Program

Professional Development Budget

Growth & Insights and Company News

Headcount

6 month growth

23%

1 year growth

23%

2 year growth

23%
SoftOne
Oct 24th, 2023
SoftOne and EveryPay Cooperation for the digital cash register GO Retail on Cloud

SoftOne, the leading provider of cloud-based software solutions in Greece and SE Europe, announces a partnership with EveryPay, a provider of modern electronic payment systems.

The Paypers
Dec 5th, 2022
Finaro partners Ginger Payments to offer PSP services

In November 2022, Finaro has partnered with payment gateway EveryPay to provide a unified SoftPOS card-present payment solution for Greek merchants.

EMEAstartups
Nov 17th, 2021
Finloup "raised" 1 million euros from Velocity.Partners, TECS Capital and other investors

Finloup, the startup of the egg that ormed a service in the logic of Buy now Pay later, raised 1 million euros from the greek investment providers Velocity.Partners and TECS Capital, ErveryPay as well as angel investors.

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