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Flow (flow-tech.ai) provides debt-collection and outsourcing services for unsecured consumer finance in Asia. It uses its Flow Platform, an in-house software that automates the delinquency cycle with AI and data analytics. The system personalizes consumer engagement, handles high volumes with digital automation, and follows an Ethical Debt Collection approach enabled by voice-to-text quality checks, emotion detection, and skill-based call routing. The company works with banks and technology firms to improve recovery rates while promoting financial inclusion, aiming to transform the credit ecosystem by partnering with ethical lenders. Since 2016, Flow has helped over 2.8 million customers and reported strong recovery outcomes; it doubled revenue in 2021 and is preparing for a Series B round.
Industries
Data & Analytics
Fintech
AI & Machine Learning
Financial Services
Company Size
51-200
Company Stage
Series A
Total Funding
$12.7M
Headquarters
Singapore, Singapore
Founded
2016
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Total Funding
$12.7M
Below
Industry Average
Funded Over
4 Rounds
Industry standards
Paid Vacation
Flexible Work Hours
Remote Work Options
Health Insurance
Training Programs
Company Social Events
Akram joins Floww from LSEG, where she was Head of Private Markets and played a critical role in expanding the group's public markets offering and its connections to the private markets ecosystem.
Tonik announced today that Tomasz Borowski is joining the leadership team as Group Chief Operations Officer (COO). Most recently the Co-Founder and CEO of Asian fintech credit management leader FLOW, Tomasz was instrumental in overseeing FLOW’s rollout across three markets in Southeast Asia, as well as its achievement of profitability prior to Series B, the first such feat by any fintech in the region. With operations in Vietnam, Indonesia, and India, FLOW has redefined debt collection in Southeast Asia by using AI technologies, ethical practices, and data-driven insights. Tomasz brings to Tonik ca. 20 years of experience in consumer finance, primarily focused on building efficient operations. Prior to coming to Asia to build FLOW, Borowski gained extensive experience in Consumer Finance across Emerging Europe, at market-leading institutions such as GE Capital, Raifessen Bank, and Platinum Bank. His knowledge of world-class standards and technologies in achieving high levels of efficiency in consumer finance will help Tonik bring its operational excellence to a new level
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Industries
Data & Analytics
Fintech
AI & Machine Learning
Financial Services
Company Size
51-200
Company Stage
Series A
Total Funding
$12.7M
Headquarters
Singapore, Singapore
Founded
2016
Find jobs on Simplify and start your career today