Farm Credit Bank of Texas announces CEO retirement. Farm Credit Bank of Texas ("FCBT", "bank"), a cooperatively owned wholesale bank for agricultural and rural financing, announced today that chief executive officer, Amie Pala, has decided to retire after 38 years of dedicated service to the bank. Pala has agreed to remain in her role as chief executive officer as long as necessary to ensure a smooth and effective transition to her successor. "Serving as the leader of the bank has been one of the greatest honors of my life. Over the years, I have had the privilege of working alongside talented, dedicated bank staff, district associations and other Farm Credit System entities. Enhancing the financial strength and building collaborative relations in support of the Farm Credit mission has been the focal point of my career," said Pala. "Amie has successfully positioned the bank to assure its financial integrity through many economic cycles. In addition, she successfully implemented the FarmView(R) end-to-end lending platform which serves our Associations. Amie has developed a highly competent executive management team and contributes to leadership across the Farm Credit System through various System workgroups, serving on the Funding Corporation's Board of Directors and as Chair of the President's Planning Committee," said FCBT Board Chair Jimmy Dodson. The FCBT Board of Directors has engaged Chartwell Partners to conduct a nationwide search for Pala's successor. Scott Petty, Managing Partner of Chartwell's Financial Services Practice will lead the project. "We are honored to partner with Farm Credit Bank of Texas in the search for their next CEO. After nearly four decades of service, Amy leaves behind an incredible legacy of leadership and commitment to the Farm Credit mission. Our team is excited to help identify the next leader to carry that mission forward," says Scott. With the full support of the Board of Directors, Pala will continue to lead the bank as CEO until her successor is seated in the role. She will also be available to provide consulting services to facilitate continuity during the transition. About Farm Credit Bank of Texas. Farm Credit Bank of Texas is a cooperatively owned wholesale bank that finances agriculture and rural America within the Texas Farm Credit District. It funds 12 affiliated associations and two other financing institutions, enabling them to make loans to farmers, ranchers, agribusinesses, and rural property owners. It also partners with other lenders to finance agricultural production and processing, essential rural infrastructure and more. The bank is part of the Farm Credit System, the nation's oldest and largest source of agricultural and rural financing. Company info. 300 Crescent Court, Suite 1425 Dallas, TX 75201 214-269-1900

Lamina expands nCino integration, supporting farm Credit Bank of Texas. WHY THIS MATTERS The partnership between Lamina and Farm Credit Bank of Texas (FCBT) highlights a major shift in how specialized lenders manage the complexity of "capital markets at scale." For FCBT, a wholesale lender supporting 12 associations across the southern US, the legacy process of managing multi-lender loan syndications has often been a manual, fragmented hurdle. By implementing Lamina's AI-powered data extraction and API-driven orchestration, FCBT is effectively "closing the loop" between originating a loan and executing a syndication. This is particularly vital in the agricultural sector, where large-scale agribusiness financing requires rapid, transparent collaboration between multiple participating banks. This implementation is the latest proof point for the nCino ecosystem strategy. By choosing a platform natively integrated with nCino, FCBT is avoiding the typical "data silos" that occur when moving from front-office origination to back-office capital markets execution. In an era where regional and specialized banks are under pressure to improve operational resilience and reduce "time-to-capital," the ability to automate the flow of data from a loan application into a syndicated participation agreement is a significant competitive advantage. It allows FCBT to grow its lending portfolio without a linear increase in back-office headcount. Lamina and Farm Credit Bank of Texas (FCBT) today announced a strategic partnership to modernize FCBT's capital markets operations through the implementation of Lamina, a purpose-built platform for managing loan syndications and participations through API-driven workflow orchestration and AI-powered data extraction. For Farm Credit Bank of Texas, a leading wholesale lender financing agriculture, rural communities, and agribusiness through its twelve affiliated associations across Alabama, Louisiana, Mississippi, New Mexico, and Texas, this implementation represents a meaningful step toward a more scalable and resilient capital markets infrastructure, designed to grow alongside the institution's lending portfolio. Following a rigorous evaluation of its long-term technology strategy, FCBT selected Lamina for its differentiated capabilities; specifically, its deep partnership with the nCino Platform, which enables financial institutions to seamlessly connect loan origination with capital markets execution. The implementation of Lamina, integrated with nCino, will support FCBT's Capital Markets function in alignment with the institution's strategic priorities, delivering long-term efficiency and scalability. "As we evaluated our long-term capital markets technology strategy, it became clear that aligning loan origination and execution on a unified platform would improve efficiency and position us for scale," said Ryan Schuberth, Chief Credit Officer at Farm Credit Bank of Texas. "Lamina will enable us to streamline workflows, reduce operational complexity, and improve how we manage multi-lender transactions." Lamina's partnership with nCino extends the value of loan origination by enabling financial institutions to seamlessly transition from loan creation to syndication, participation, and servicing - connecting front-office origination with downstream execution in capital markets. "Financial institutions are increasingly looking for solutions that don't stop at origination, but carry through to execution," said Davis Brannon, EVP Global Ecosystems, nCino. "Lamina's investment in deepening its partnership with the nCino Platform helps extend that value, supporting our shared customers in driving greater efficiency across the full loan lifecycle." This announcement builds on the relationship between Lamina's parent company, West Monroe, and nCino. This deep institutional knowledge forms the operational and technical foundation on which Lamina is built, giving FCBT confidence in a solution backed by both cutting-edge product innovation and proven delivery expertise. "Our ability to invest in and expand the Lamina + nCino partnership is a direct result of our history with the platform," said Neil Hartman, CEO of Lamina. "Our experience allows us to go beyond integration to help institutions connect origination and execution in a way that drives real operational impact." As financial institutions look to modernize lending operations, the combination of nCino's market-leading platform and Lamina's capital markets collaboration and execution layer delivers a differentiated, unified solution - unlocking greater speed, transparency, and scalability across syndicated and participated lending. Lamina will showcase this joint innovation at nCino's annual conference, nSight 2026, taking place May 12-14, where the company will demonstrate how financial institutions can unlock seamless capital markets execution from origination through distribution - through its deep partnership with nCino. FF NEWS TAKE Lamina is successfully carving out a niche as the "connective tissue" for the modern lending stack. While nCino dominates the origination layer, Lamina - born out of the digital transformation expertise of West Monroe - is tackling the messy, document-heavy world of downstream execution. The timing of this announcement, just ahead of nSight 2026, positions Lamina as a primary beneficiary of the industry's push toward "unified platforms." For FCBT, this isn't just about a software upgrade; it's about institutionalizing a scalable model for agricultural finance that can withstand the complexities of multi-state regulatory environments. However, the real test for Lamina will be the efficacy of its AI-powered data extraction in a sector as nuanced as agribusiness, where collateral and contract terms can be highly bespoke. If Lamina can prove that it can accurately "read" and orchestrate these complex multi-lender transactions without human intervention, it will likely become the standard add-on for nCino users in the commercial and wholesale space. For now, the FCBT deal cements Lamina's role as a critical architect in the modernization of the US agricultural lending infrastructure.