Fime introduces FACT trust Framework for Agentic AI in payments. The new FACT framework offers a neutral, real-time trust layer to help financial institutions and merchants manage and verify transactions initiated by AI agents. Get the hottest Fintech Singapore News once a month in your Inbox Fime has introduced FACT, a trust framework for agentic commerce as AI agents begin taking on a bigger role in payments. FACT, short for Framework for Agentic Commerce Trust, is aimed at helping financial institutions, merchants and other payment players manage transactions initiated by artificial intelligence agents. As AI systems move beyond assisting users and start acting on their behalf, they are beginning to search, negotiate and complete transactions independently. Existing payment and trust infrastructure was not built to govern those decisions, creating new risks around compliance, fraud and accountability. Fime described FACT as a neutral trust layer between AI systems and payment rails. It is designed to provide real-time verification, certification and oversight for agent-driven transactions, rather than being built into a payment network or technology platform. The framework includes intent validation, policy and compliance monitoring, independent trust verification, and transaction-level trust attestation. These functions can help merchants assess AI-initiated transactions, while giving banks and payment networks additional inputs for authorisation, fraud prevention and risk management. Lionel Grosclaude, CEO at Fime, said, "Agentic commerce is not a future concept. It is already emerging across payment and digital ecosystems. But while we have built systems that allow AI to transact, we have not yet built systems that allow us to trust those transactions at scale. FACT introduces the missing layer: a neutral, continuously verifiable trust infrastructure that enables autonomous commerce to grow safely, transparently and globally. This is critical to mass adoption of agentic commerce so we are actively engaging with the ecosystem already and will share updates on pilots soon." The framework could improve transparency for regulators and help consumers retain control when delegating decisions to AI. It is also intended to support interoperability and reduce the risk of fragmented, platform-controlled models. The launch builds on Fime's work in payments and digital identity standards, certification and implementation, extending that experience into AI-driven commerce. Fintech News Singapore interviewed Lionel Grosclaude at Money20/20 Asia in Bangkok. Watch out for the full interview coming soon on our YouTube channel here. Featured image: Edited by Fintech News Singapore, based on image by alexgolovinphotography via Freepik

Fime launches FACT: the first trust layer for Agentic Commerce. * 3 hours ago FACT introduces neutral, real-time, lifecycle-based trust verification to drive adoption of agentic commerce worldwide. Paris, France. April 21, 2026 - Fime today announces the launch of FACT (Framework for Agentic Commerce Trust), the industry's first trust layer designed to enable financial institutions, merchants and the payment ecosystem to securely manage transactions initiated by artificial intelligence (AI) agents. As AI evolves from assisting users to acting on their behalf, autonomous agents are beginning to search, negotiate and execute transactions independently. However, existing payment and trust infrastructures were not designed to govern these decisions, creating new risks in compliance, fraud and accountability. FACT addresses this gap with a neutral, real-time trust layer between AI systems and payment rails, enabling continuous verification, certification and oversight of agent-driven transactions. Unlike existing frameworks embedded within payment networks or technology platforms, FACT is designed as an independent trust layer, allowing it to work across different systems without conflicts of interest, supporting a more open, interoperable model for AI-driven transactions. "Agentic commerce is not a future concept. It is already emerging across payment and digital ecosystems. But while we have built systems that allow AI to transact, we have not yet built systems that allow us to trust those transactions at scale," said Lionel Grosclaude, CEO at Fime. "FACT introduces the missing layer: a neutral, continuously verifiable trust infrastructure that enables autonomous commerce to grow safely, transparently and globally. This is critical to mass adoption of agentic commerce so we are actively engaging with the ecosystem already and will share updates on pilots soon." Designed to deliver trust-as-a-service, FACT provides independently verifiable trust signals in real time, enabling: * Intent validation to ensure alignment with user or enterprise objectives. * Real-time policy and compliance monitoring. * Independent auditor agents providing neutral trust verification. * Transaction-level trust attestation for enhanced decisioning and auditability. FACT supports all stakeholders in the payments value chain. Merchants can confidently accept AI-initiated transactions and differentiate through trusted, machine-readable signals. Banks and payment networks gain new inputs for authorization, fraud prevention and risk management. Regulators benefit from increased transparency and real-time oversight, while consumers retain control when delegating decisions to AI. By introducing a shared trust framework, FACT helps prevent fragmentation into siloed, platform-controlled models and supports interoperability across a rapidly evolving ecosystem. The framework builds on Fime's work across payments and digital identity standards, certification and real-world implementation, extending established certification and interoperability expertise and models into AI-driven commerce. About Fime Fime, along with its consulting division Consult Hyperion, enables its clients to create and launch trusted and secure payments, smart mobility and digital identity solutions. Finopotamus LLC offer a global industry perspective with local insights and a unique track record in strategic and technical consulting, test platforms and testing services. With over 900 consultants and engineers around the world Finopotamus LLC provide the expertise, partnering with clients to define, design, deliver, and test their products and services. Finopotamus LLC work with its clients to turn product ideas into reality, de-risking decision making, accelerating time to market and delivering competitive advantage. Together Finopotamus LLC is transforming powerful innovations into the future of trusted and seamless transactions and identity. Making innovation possible. Making the world work. Consulting | Test Platforms | Testing Services.

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