FFirst Financial Bankshares runs a network of regional Texas banks and a Trust Company. Customers access everyday banking and trust services through branches and local financial professionals, supported by strong capitalization and a history of earnings growth. It combines the reach of a larger bank with the local decision-making and community focus of a community bank. Its goal is to grow by acquiring banks, opening new branches, and expanding services while maintaining solid capitalization and reliable customer service in Texas.
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Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Abilene, TX
Founded
1890
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First Financial Bankshares shares fell 3.6% to $30.47 after the Texas bank reported third-quarter 2026 results. The stock is down about 14% over 90 days. Revenue rose to $172.1 million from $136.8 million a year earlier. Net income climbed to $74.3 million from $52.3 million, and basic earnings per share rose to $0.52 from $0.37. Net interest margin edged up to 3.86% from 3.80%. Bulls point to strong profitability, growing wealth management and steady capital returns. Bears cite modest loan growth, with loans at $8.2 billion and a 3.4% rise in 2025, and slower revenue growth than regional peers.
First Financial Bankshares reported third-quarter 2026 earnings of $74.31 million, up from $52.27 million a year earlier and $71.89 million in the previous quarter. Diluted earnings per share were $0.52, compared with $0.36 a year ago. Net interest income rose to $138.51 million from $127.00 million, and the net interest margin reached 3.91%, up from 3.80%. The provision for credit losses fell to $2.03 million from $24.44 million, which a large fraud-related loan charge-off had driven up a year earlier. Loans grew to $8.54 billion, and total assets were $15.16 billion. Shareholders' equity fell to $1.83 billion from $2.00 billion in June, mainly because of larger unrealised securities losses. The Texas bank will open its first full-service Austin-market branch, in Bee Cave, later this month.
First Financial Bank to participate in statewide day of Service. Oct 08, 2026, 16:05 ET ABILENE, Texas, Oct. 8, 2026 /PRNewswire/ - First Financial Bank employees across the State of Texas will come together for the Bank's 11th annual Day of Service on October 12, 2026. For the second consecutive year, the Bank will also join the Texas Bankers Association (TBA) for the Texas Banks Community Day of Service, a statewide initiative that brings Texas financial institutions together to serve and support their local communities. On Monday, October 12th, 2026, over 1,100 First Financial employees across the State will spend their holiday volunteering with local nonprofits, schools, and service organizations. From food banks to neighborhood cleanups, the goal is simple: to make Texas stronger - together. "Community service is at the heart of who we are," said David Bailey, President and CEO of First Financial Bankshares. "We are so proud of our employees who use their day off to make a meaningful difference. That speaks volumes of our commitment to serving our communities." The Texas Banks Community Day of Service reflects the banking industry's shared belief that strong communities are essential to a strong future. First Financial Bank is honored to participate for a second year and proud to join banks across Texas in making a meaningful difference in the communities they serve. About First Financial Bank First Financial Bank is a wholly owned subsidiary of First Financial Bankshares, Inc. (NASDAQ: FFIN). Headquartered in Abilene, Texas, First Financial Bankshares is a financial holding company that, through its subsidiary First Financial Bank, operates 81 locations across Texas. First Financial Bankshares, Inc. also operates First Financial Wealth Management, with nine locations, and First Technology Services, Inc., a technology operating company. SOURCE First Financial Bankshares, Inc.
First Financial Bank will open its first full-service branch in the Austin area in late October. The new location in Bee Cave, Texas, marks the bank's 81st branch and expands its presence into Central Texas. First Financial has operated a mortgage loan production office in Bee Cave since 2020. The full-service branch will offer commercial and consumer lending, retail and treasury services, mortgage lending, and home equity loans. The branch team includes tenured First Financial employees, several of whom are bilingual. Services will be available through a full-service teller lobby, drive-through lanes, and a 24-hour deposit-enabled ATM. First Financial Bankshares is headquartered in Abilene, Texas, and operates multiple banking regions across the state. The company is listed on NASDAQ under the symbol FFIN.
FFB announces Brooks Hall joins Poultry Lending Division. Sep 21, 2026 First Financial Bank is pleased to announce that Brooks Hall, Ag Lending Officer - Senior Vice President, has joined the Poultry Lending Division. Brooks brings more than a decade of banking and agricultural lending experience to his work with poultry farmers. He spent eight years as a commercial banker in Mississippi before spending five years with a Farm Credit association in Mississippi and Louisiana, where he served as an agricultural lender and branch manager. Growing up on a small broiler farm in Mississippi gives Brooks a personal understanding of the challenges and demands his customers face every day. He enjoys getting to know his borrowers and their families and taking the time to understand their individual farm operations. His firsthand agricultural experience, combined with his banking background, allows him to provide a practical, relationship-focused approach to serving his customers. "We're excited to have Brooks join our team and lead our poultry lending division in South Arkansas and North Louisiana," said Ben Chandler, Managing Director of the Poultry Lending Division at First Financial Bank. "His experience and connection to the region will be beneficial to our customers and industry partners." Outside of work, Brooks spends most of his time with his wife and two daughters. He enjoys playing golf when the weather is nice and deer hunting whenever he gets the chance. He also enjoys woodworking and building furniture when a project comes along. If you are a farmer looking to start or grow your operation, message Brooks. https://bhall.paperform.co/ First Financial Bank, founded in 1934, is a trusted and reliable financial partner for individuals and businesses. With a mission to provide personalized and innovative solutions, First Financial Bank offers a comprehensive suite of financial products and services delivered with unmatched service. Whether you're looking to open a new checking account, finance a farm, expand your small business, or invest for the future, First Financial Bank is in the Business of YOU.
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Industries
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Abilene, TX
Founded
1890
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