Work Here?
First Financial Bank
Work Here?
Regional bank offering personal, business banking
First Financial Bank
Work Here?
Regional bank offering personal, business banking
Overview
First Financial Bank is a regional bank serving individuals and local businesses. It offers personal banking products such as checking and savings accounts, mortgage and home equity loans, and digital services like online and mobile banking for remote deposits, bill pay, and account management. For businesses, it provides commercial banking tools tailored to local clients. The bank makes money mainly from interest on loans and fees for services. It stands out by focusing on local needs and security, providing resources to help customers protect themselves from fraud and by maintaining a physical network of branches and ATMs alongside digital platforms. Its goal is to help customers manage money securely and conveniently while supporting the financial needs of the regional community.
About First Financial Bank
Industries
Financial Services
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Cincinnati, Ohio
Founded
1863
Get referred to First Financial Bank
See people who can refer or advise you
Simplify's Take
What believers are saying
- Finward signed July 21, 2026 and targets 5% EPS accretion by late 2026.
- Dividend rose to $0.26 in July 2026, showing capital confidence after the Westfield close.
- Loan and deposit scale from Westfield and BankFinancial strengthen funding and cross-sell opportunities.
What critics are saying
- Q2 2026 revenue missed estimates at $264.2 million, signaling integration drag through 2026.
- Westfield accounting remains preliminary until November 2026, risking goodwill write-downs and margin noise.
- Another acquisition-heavy strategy strains execution; a failed Finward close or conversion would damage credibility.
What makes First Financial Bank unique
- Westfield added insurance agency and premium finance lending, widening revenue beyond plain-vanilla banking.
- Finward adds 24 Northwest Indiana and Chicago locations, deepening a Midwest deposit franchise.
- Management keeps buying tuck-ins, pairing commercial banking with wealth management and specialty lending.
Help us improve and share your feedback! Did you find this helpful?
Funding
Total Funding
$300M
Above
Industry Average
Funded Over
1 Rounds
Benefits
Performance Bonus
Stock Price
Company News
CINCINNATI, July 22, 2026 (GLOBE NEWSWIRE) -- Hillman Solutions Corp. (NASDAQ:HLMN) (the "Company", "Hillman Group", or "Hillman"), a leading provider of hardware and related products,
First Financial Bancorp reported Q2 2026 results that missed analysts' revenue expectations. The regional banking company posted sales of $264.2 million, falling short of the $270.7 million estimate, despite a 16.5% year-on-year increase. Net interest income reached $190.4 million, below the expected $194.5 million. The company's efficiency ratio came in at 61.2%, missing estimates of 56.9%. However, First Financial Bancorp's adjusted earnings per share of $0.80 matched analyst forecasts. Tangible book value per share was $16.64, broadly in line with expectations and up 6.6% year on year. The bank, which traces its roots to 1863, provides commercial banking, lending, deposit services, and wealth management. Net interest income represents 72.1% of its total revenue over the past five years.
First Financial to acquire Finward Bancorp for $208 million
Finward holders would receive 1.35 First Financial shares each; closing is expected in Q4 2026, pending regulatory approvals and Finward shareholder approval.
First Financial Bancorp is advancing a $325 million acquisition of Westfield Bancorp while maintaini
First Financial Bank is Hiring for 117 Jobs on Simplify!
Find jobs on Simplify and start your career today
About First Financial Bank
Industries
Financial Services
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Cincinnati, Ohio
Founded
1863
First Financial Bank is Hiring for 117 Jobs on Simplify!
Find jobs on Simplify and start your career today