FlapKap

FlapKap

Provides revenue-based financing for SMEs.

Overview

FlapKap provides digital financing for small and medium-sized businesses, offering revenue-based funding (RBF), POS Merchant Advance, and Stock Now Pay Later (SNPL) through a fully online platform. RBF supplies working capital for a fee plus a percentage of revenues, with repayments easing during slower sales periods. POS Merchant Advance supports cash flow when expenses beat earnings, while SNPL shares data to present a funded offer with amount, fees, and payback schedule. The platform connects with bank accounts, Shopify, and Amazon for easy setup, aiming to help SMEs grow with fast, flexible funding and stable cash flow.

Significant Headcount Growth

About FlapKap

Simplify's Rating
Why FlapKap is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Fintech

Financial Services

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$38.8M

Headquarters

Abu Dhabi, United Arab Emirates

Founded

2021

Get referred to FlapKap

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • FlapKap's website updated July 28, 2026, signaling active product and commercial execution.
  • LinkedIn listed Riyadh and Dubai locations in August 2026, showing GCC expansion.
  • Fawry's July 2026 SME-lending raise confirms strong demand for digital working-capital products.

What critics are saying

  • Comfi raised $65 million in April 2026, intensifying MENA SME financing competition.
  • Hala's $157 million Series B in 2026 pressures FlapKap's payments-linked lending channel.
  • Credit losses or debt-facility tightening can starve FlapKap's warehouse and kill growth.

What makes FlapKap unique

  • FlapKap’s 48-hour underwriting beats bank lending and merchant cash-advance paperwork.
  • Mastercard Start Path selected FlapKap in February 2025, validating product and distribution.
  • Amazon, Aramex, Telr, and PayTabs integrations embed FlapKap inside merchant workflows.

Help us improve and share your feedback! Did you find this helpful?

Funding

Total Funding

$38.8M

Above

Industry Average

Funded Over

4 Rounds

Seed funding is usually the first official round after pre-seed, when a startup has a prototype or concept. It’s typically used to develop the product, test the market, and start building the team. Investors here are often angel investors or early-stage venture capitalists.
Seed Funding Comparison
Above Average

Industry standards

$3.3M
$2M
Netflix
$2.3M
Instacart
$3M
Robinhood
$17M
FlapKap

Benefits

Health Insurance

Hybrid Work Options

Wellness Program

Growth & Insights and Company News

Headcount

6 month growth

3%

1 year growth

7%

2 year growth

11%
VCCircle
Sep 13th, 2024
MENA Digest: Fintechs lead fundraising this week; VC investment falls in August

Fintech startup FlapKap raised $34 million in pre-Series A funding in a mix of debt and equity financing, led by BECO Capital.

My Startup World
Sep 11th, 2024
FlapKap secures $37.6 million in Pre-Series A Funding led by BECO Capital

UAE-based fintech startup FlapKap has secured US$37.6 million in pre-Series A funding, led by BECO Capital with significant participation from Pact VC, A15, Nclude, QED Investors, and Channel Capital.

Finextra
Sep 9th, 2024
Abu Dhabi fintech FlapKap secures $34M in debt and equity funding

This capital injection brings FlapKap's total funding to $37.6M. With this pre-Series A funding, FlapKap will expand its capabilities in the UAE and GCC region, deploying more capital to empower SMEs in the space and helping them maximise their growth potential.

TechLabari
Sep 9th, 2024
Dubai-Based FlapKap Raises $34 Million pre-Series A to Scale SME-Financing Across MENA - Tech Labari

Abu Dhabi-based FlapKap, a leading fintech platform providing revenue-based and embedded financing solutions in the MENA region, has raised $34 million in new debt and equity funding. Details The funding round was led by BECO Capital and welcomed significant new investment from Pact VC. The round also included follow-on investment from A15, Nclude, and QED […]

IBS Intelligence
Aug 16th, 2024
FlapKap and logistics giant Aramex partner to boost SME funding

By integrating FlapKap's solutions with Aramex's offerings, businesses can unlock significant value through increased inventory purchasing power, marketing optimization, and regional expansion.

Recently Posted Jobs

Sign up to get curated job recommendations

FlapKap is Hiring for 1 Jobs on Simplify!

Find jobs on Simplify and start your career today

Don't see your dream role? Check out thousands of other roles on Simplify. Browse all jobs →