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Flinks

API-based financial data aggregation for fintechs

Overview

Flinks provides an API that lets businesses connect to customers’ financial data from bank accounts for fintech applications. It enables data access for identity verification, transaction history, and data enrichment to power digital banking, lending, and asset management. The company differentiates itself with a strong North American footprint and a focus on data portability, supported by a majority stake from the National Bank of Canada to fund US expansion and analytics enhancements. Flinks’ goal is to scale API-driven data access and enrichment to help fintechs and financial institutions across North America offer compliant and seamless financial data services.

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About Flinks

Simplify's Rating
Why Flinks is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & AnalyticsFintechFinancial Services

Company Size

51-200

Company Stage

Acquired

Total Funding

$116.7M

Headquarters

Montreal, Canada

Founded

2016

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Simplify's Take

What believers are saying

  • June 25, 2026: Flinks integrated National Bank's Interac Verification Service.
  • July 20, 2026: Flinks positioned for Canada's draft consumer-driven banking rules.
  • September 2025 launch: Flinks Upload added Resistant AI fraud detection for lenders.

What critics are saying

  • January 2026: National Bank and Flinks sued founders Leboeuf and Lavoie for noncompetition.
  • That feud risks distracting management and discouraging partners, investors, and recruits through 2026.
  • National Bank controls Flinks; a strategic pivot or shutdown could hollow out independence.

What makes Flinks unique

  • Flinks connects 1,500+ direct APIs across 15,000+ North American institutions.
  • It combines Connect, Pay, Upload, and Outbound into one embedded-finance stack.
  • Flinks Outbound pairs API infrastructure with managed onboarding, accreditation, consent, and governance.

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Funding

Total Funding

$116.7M

Above

Industry Average

Funded Over

6 Rounds

Acquisition funding comparison data is currently unavailable. We're working to provide this information soon!
Acquisition Funding Comparison Coming Soon

Benefits

  • Health Insurance
  • Dental Insurance
  • Remote Work Options
  • Professional Development Budget

Growth & Insights and Company News

Headcount

6 month growth

-13%

1 year growth

-13%

2 year growth

-13%
Yahoo Finance
Jun 9th, 2026
FirstOntario Credit Union launches open banking with FIS Everlink and Flinks

FirstOntario Credit Union has launched Open Banking infrastructure through FIS Everlink and Flinks, enabling its 132,000 members to securely share financial data with third-party apps. The activation follows Canada's Consumer-Driven Banking Act receiving Royal Assent in March 2026. The solution uses Flinks Outbound's consent-based data-sharing infrastructure, delivered through Everlink's Digital Solutions platform. FirstOntario, which manages $8.2 billion in assets, selected the partners in January 2024, positioning itself as an early mover in Canada's credit union sector ahead of regulatory requirements. The system allows members to grant third-party access to account and transaction data with full security and transparency. Over 300 fintechs are already connected through Flinks Outbound's network.

MarTech Series
Nov 21st, 2022
Vezgo Closes $750K In Oversubscribed Pre-Seed Round To Accelerate Growth And Development Of New Features For Our Leading Crypto Data Api

Vezgo Closes $750k in Oversubscribed Pre-Seed Round to Accelerate Growth and Development of new features for our leading Crypto Data API. Vezgo INC announced the successful closing of a pre-seed oversubscribed funding round at USD$750,000. Vezgo’s mission is helping Web2 fintech bridge the gap into Web3 in a compliant manner

S&P Global
Feb 22nd, 2022
National Bank of Canada completes acquisition Flinks Technology

The amount of the deal was C$73 million in cash for voting preferred shares.

True North Mortgage
Feb 3rd, 2022
Truenorthmortgage partners with Flinks

Truenorthmortgage has teamed up with Flinks for an easy, secure way to transfer financial information for its brokers and clients.

Yahoo Finance
Jan 10th, 2022
Flinks received financing of $103M in investment on Aug 25th 21'.

On August 25, 2021, the $32.61 billion bank announced a $103 million investment in Flinks, including a $30 million capital for expansion in the United States.

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