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Overview
Flinks provides an API that lets businesses connect to customers’ financial data from bank accounts for fintech applications. It enables data access for identity verification, transaction history, and data enrichment to power digital banking, lending, and asset management. The company differentiates itself with a strong North American footprint and a focus on data portability, supported by a majority stake from the National Bank of Canada to fund US expansion and analytics enhancements. Flinks’ goal is to scale API-driven data access and enrichment to help fintechs and financial institutions across North America offer compliant and seamless financial data services.
About Flinks
Industries
Data & Analytics
Fintech
Financial Services
Company Size
51-200
Company Stage
Acquired
Total Funding
$116.7M
Headquarters
Montreal, Canada
Founded
2016
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Simplify's Take
What believers are saying
- Canada's open banking rules advanced June 27, 2026, finally unlocking regulated demand.
- Flinks won National Bank's Interac Verification Service integration in June 2026.
- Quarters partnered with Flinks in September 2025, proving fintech demand beyond incumbent banks.
What critics are saying
- National Bank sued founders in December 2025, exposing governance strain and distraction.
- Consumer-Driven Banking regulations by August 26, 2026 commoditize APIs and squeeze margins.
- Deck launched in 2024; founder-led customer loss threatens Flinks' strategic control.
What makes Flinks unique
- Flinks powers Canadian open banking with National Bank-backed infrastructure and live bank connections.
- Its 2026 Interac Verification Service integration shows deep identity and payments plumbing.
- 15,000+ North American institutions give Flinks broad connectivity few Canadian rivals match.
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Funding
Total Funding
$116.7M
Above
Industry Average
Funded Over
6 Rounds
Benefits
Health Insurance
Dental Insurance
Remote Work Options
Professional Development Budget
Growth & Insights and Company News
6 month growth
↓ -11%1 year growth
↓ -11%2 year growth
↓ -11%FirstOntario Credit Union has launched Open Banking infrastructure through FIS Everlink and Flinks, enabling its 132,000 members to securely share financial data with third-party apps. The activation follows Canada's Consumer-Driven Banking Act receiving Royal Assent in March 2026. The solution uses Flinks Outbound's consent-based data-sharing infrastructure, delivered through Everlink's Digital Solutions platform. FirstOntario, which manages $8.2 billion in assets, selected the partners in January 2024, positioning itself as an early mover in Canada's credit union sector ahead of regulatory requirements. The system allows members to grant third-party access to account and transaction data with full security and transparency. Over 300 fintechs are already connected through Flinks Outbound's network.
Vezgo Closes $750k in Oversubscribed Pre-Seed Round to Accelerate Growth and Development of new features for our leading Crypto Data API. Vezgo INC announced the successful closing of a pre-seed oversubscribed funding round at USD$750,000. Vezgo’s mission is helping Web2 fintech bridge the gap into Web3 in a compliant manner
The amount of the deal was C$73 million in cash for voting preferred shares.
Truenorthmortgage has teamed up with Flinks for an easy, secure way to transfer financial information for its brokers and clients.
On August 25, 2021, the $32.61 billion bank announced a $103 million investment in Flinks, including a $30 million capital for expansion in the United States.
Flinks is Hiring for 3 Jobs on Simplify!
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About Flinks
Industries
Data & Analytics
Fintech
Financial Services
Company Size
51-200
Company Stage
Acquired
Total Funding
$116.7M
Headquarters
Montreal, Canada
Founded
2016
Flinks is Hiring for 3 Jobs on Simplify!
Find jobs on Simplify and start your career today