Overview

Flock provides data-driven insurance for commercial vehicle fleets as a managing general agent (MGA) that uses telematics and a risk-intelligence platform to price policies in real time. It offers usage-based, dynamically priced policies with up to 10% rebates for safer driving and includes a digital dashboard for policy management, safety insights, and streamlined claims. The company differentiates itself by combining real-time data, a digital end-to-end platform, and insurer partnerships to serve diverse fleets through brokers and direct channels. Its goal is to reduce fleet risk and costs by aligning pricing with actual risk and rewarding safer driving.