Overview
Found is a fintech platform that helps small businesses, freelancers, and independent contractors manage money in one place. It provides tools for income and expense tracking, tax management, and invoicing. Users can track revenue, categorize expenses, log receipts, and generate professional invoices; real-time profit and loss statements help monitor business health. The app automates tax-related tasks by withholding taxes, generating Schedule C reports, and enabling direct tax payments, reducing administrative work. Found follows a freemium model: a free core app with optional premium features and revenue from subscriptions and partnerships with financial institutions. Its goal is to simplify financial administration for small businesses so users can focus on growing their work.
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Simplify's take
What believers are saying
- Found raised $60 million on October 8, 2026, extending runway and hiring.
- Product velocity stayed high through October 2026, adding instant payments, wires, and transaction history.
- Found reports growth to 40 employees and new platform partnerships for acquisition.
What critics are saying
- Mercury, Novo, and Lili intensify pricing pressure in freelancer banking.
- Found depends on Lead Bank and Mastercard rails, concentrating operational and regulatory risk.
- Without a proprietary balance-sheet product, revenue depends on subscriptions and partner distribution.
What makes Found unique
- Built specifically for self-employed users, bundling banking, bookkeeping, invoicing, and taxes.
- 2026 product updates add Found Assistant and Claude, ChatGPT connectors for workflow integration.
- Found’s partnership-led distribution targets platforms with large self-employed user bases.
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