Future Now

Future Now

Full-service financial planning for federal employees

Overview

Future Now Services, LLC offers full-service financial planning focused on federal employees and their families. It provides retirement planning, debt reduction, college planning, and guidance on federal benefits such as pensions, 401(k), FEGLI, and disability retirement, delivered through consultations, personalized plans, and ongoing support. The firm helps with TSP transfers and distributions and handles related paperwork to simplify federal benefits, alongside wealth preservation, income-gap analysis, life-insurance optimization, disability income, and long-term care strategies. Its goal is to empower federal workers to make informed financial decisions, preserve wealth, and smoothly navigate federal benefit programs for long-term financial security.

About Future Now

Simplify's Rating
Why Future Now is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Consulting

Government & Public Sector

Financial Services

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

New York City, New York

Founded

2000

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Simplify's Take

What believers are saying

  • OPM still had 24,784 pending claims on 2026-07-31, increasing retirement-planning demand.
  • Future Now published fresh 2026 blogs on federal retirement complexity, supporting inbound leads.
  • The website updated 2026-09-05, showing active maintenance and current messaging.

What critics are saying

  • Only two website reviews and 105 LinkedIn followers signal a tiny distribution engine.
  • Future Now disclaims government affiliation on 2026-09-04, limiting trust against agency-adjacent competitors.
  • A single-founder advisory business faces existential founder-key risk if Dave Harewood stops selling.

What makes Future Now unique

  • Dave Harewood markets Future Now Services as a Federal Retirement Consultant on 2026-09-05.
  • The firm pairs federal-benefits specialization with CLTC and personalized retirement, FEGLI, and FERS guidance.
  • It serves federal employees, retirees, and families nationwide, not generic mass-market investors.

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