Fyorin

Fyorin

Streamlines multi-currency global payments for SMEs

Overview

Fyorin simplifies global payments for e-commerce SMEs and financial institutions by uniting them on a single network. For SMEs, it supports multi-currency transfers and holds in 40 currencies and offers unlimited virtual cards with metadata for control. For financial institutions, it extends business banking capabilities by connecting to the network, enabling new services with lower risk. The goal is to make cross-border business banking easier and cheaper, helping SMEs manage costs and banks grow revenue.

About Fyorin

Simplify's Rating
Why Fyorin is rated
C-
Rated C on Competitive Edge
Rated C on Growth Potential
Rated D+ on Differentiation

Industries

Enterprise Software

Fintech

Financial Services

Company Size

11-50

Company Stage

Seed

Total Funding

$710K

Headquarters

Valletta, Malta

Founded

2019

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Simplify's Take

What believers are saying

  • July 2026 ISO 27001:2022 certification strengthens enterprise trust and sales.
  • 2026 product launches added expense automation, physical cards, and one flat monthly subscription.
  • Talexio payroll and Discover virtual-card partnerships expand distribution across Malta and B2B spend.

What critics are saying

  • PorterPays only has AISP status; relying on partners weakens control and margins.
  • Pre-seed funding of €650,000 from 2022 limits runway against larger fintech rivals.
  • If Discover or Moorwand partners tighten terms, Fyorin's cross-border card stack stalls.

What makes Fyorin unique

  • Fyorin unifies payables, receivables, expense management, and cards on one ledger.
  • Its Malta-regulated AISP model uses partner rails, avoiding client-money custody.
  • It offers unlimited company-owned cards with ERP sync across NetSuite, Xero, and Dynamics.

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Funding

Total Funding

$710k

Below

Industry Average

Funded Over

1 Rounds

Seed funding is usually the first official round after pre-seed, when a startup has a prototype or concept. It’s typically used to develop the product, test the market, and start building the team. Investors here are often angel investors or early-stage venture capitalists.
Seed Funding Comparison
Below Average

Industry standards

$3.3M
$1.5M
Slack
$2M
Netflix
$2.3M
Instacart
$3M
Robinhood

Benefits

Health Insurance

Flexible Work Hours

Stock Options

Training Programs

Growth & Insights and Company News

Headcount

6 month growth

↑ 4%

1 year growth

↑ 4%

2 year growth

↑ 4%
Fyorin
May 12th, 2025
Fyorin Partners with Talexio to Simplify Payroll Payments in Malta

Fyorin partners with Talexio to simplify payroll payments in Malta.

The Fintech Times
Apr 28th, 2025
Fyorin Launches Expense Management Solution and Physical Cards

Payments operations platform Fyorin has launched a new smart expense management solution and physical cards in a move to transform expense handling with automation, real-time visibility, and enhanced control.

PYMNTS
Apr 10th, 2025
This Week In B2B: Resilience Is The New Roi

Today’s businesses are faced with a trifecta of challenges. Organizational leaders must navigate technological advancements, economic pressures and shifting B2B expectations. In era where resilience is the new return on investment (ROI), finance teams are becoming architects of defensive, strategic momentum. They’re designing back offices that not only support growth but accelerate it. In doing so, [] The post This Week in B2B: Resilience Is the New ROI appeared first on PYMNTS.com.

PYMNTS
Apr 8th, 2025
Discover Teams With Fyorin On B2B Virtual Card Program

Financial operations firm Fyorin has launched a payments-focused partnership with Discover Global Network. The new collaboration introduces B2B virtual cards designed to reduce costs and improve the financial performance of digitally operating businesses, Fyorin said in a news release. “Our collaboration with Discover Global Network is a significant leap forward in simplifying global card payments for businesses,” Fyorin Co-founder and Chief Operating Officer Christian Joseph Agius said in the release

Fyorin
Feb 5th, 2024
Fyorin welcomes a new Non-Executive Director

Fyorin, a fintech startup, proudly announces the appointment of Rowan as a Non-Executive Director.

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