GoTymeX

GoTymeX

Phygital digital banking for consumers

Overview

GoTymeX provides the technology and product engine for Tyme Group’s digital banks in emerging markets. It designs, builds and operates consumer and SME digital banks through a phygital model that blends an app-based banking platform with a network of retail kiosks. It runs licensed banks in South Africa and the Philippines and scales via partnerships, offering a unified platform across multiple markets. Its goal is to expand access to digital banking in emerging markets by extending its model to more countries and serving tens of millions more customers.

About GoTymeX

Simplify's Rating
Why GoTymeX is rated
B
Rated B on Competitive Edge
Rated A on Growth Potential
Rated C on Differentiation

Industries

Consumer Software

Enterprise Software

Fintech

Financial Services

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

Singapore

Founded

2019

Simplify Jobs

Simplify's Take

What believers are saying

  • Tyme Group reached 23 million customers and 95 million monthly transactions by July 2026.
  • GoTyme Bank crossed 10 million users and ₱53 billion deposits by July 2026.
  • Euromoney named GoTyme Best Digital Bank for Consumers in July 2026.

What critics are saying

  • GoTyme still depends on parent capital injections after July 2026 and April 2025 top-ups.
  • MariBank Philippines entered in 2026, and BSP raised digital-bank licenses to ten.
  • Cross-border expansion across Vietnam, India, and China adds execution risk across regulatory regimes.

What makes GoTymeX unique

  • GoTymeX powers multi-country banking from one platform across South Africa and the Philippines.
  • GoTyme’s phygital kiosks and mall agents lower acquisition costs versus app-only rivals.
  • Apple Pay, Wise remittances, and remittance campaigns deepen product breadth fast.

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Benefits

Health Insurance

Meal Benefits

Paid Vacation

Paid Sick Leave

Performance Bonus

Company Equity

Company News

DealStreetAsia
Jul 4th, 2026
JV partners inject fresh capital into PH digibank GoTyme

The latest infusion follows a $10.4m capital injection in April last year

Innovation Village
Nov 27th, 2025
Tyme Group partners with Visa to drive financial inclusion across emerging markets

Tyme Group partners with Visa to drive financial inclusion across emerging markets. The Tyme Group, owner of TymeBank, South Africa's first profitable digital bank, has announced a new multi-year, multi-market partnership with Visa aimed at accelerating financial inclusion and digital payment innovation in South Africa, Southeast Asia, and beyond. TymeBank, launched in February 2019, has grown into South Africa's third-largest bank by customer base, serving 11 million customers. The bank boasts R7 billion in deposits, a network of 1,000 kiosks, and 15,000 retail points nationwide. While Tyme started as a South African venture, the group - now headquartered in Singapore - expanded to the Philippines in 2022 and operates a technology and product development hub in Vietnam, where it plans to launch a new bank. Across all markets, Tyme serves 20 million customers.

Bob Reyes
Jun 29th, 2025
Tyme Group, GoTyme Bank's Major Shareholder, Named to TIME's 100 Most Influential Companies of 2025

Tyme Group, the major shareholder behind the Philippines' rapidly expanding GoTyme Bank, has been named to TIME Magazine's 2025 list of the 100 Most Influential Companies in the World.

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