G

grape insurance

Sells sick-pay insurance and absence tracking to employers

Overview

Grape Health provides a cloud-based platform for corporate clients that combines real-time employee health analytics with insurance solutions. The platform integrates with a company’s existing systems via a browser-based interface to monitor well-being, track health-related metrics, and enable proactive support to reduce absenteeism. In addition to analytics, Grape Health offers insurance products such as daily sickness benefits (KTG) to provide financial protection for employees during long-term illness. Revenue comes from subscription fees for the analytics platform and insurance premiums. The company differentiates itself by pairing health data analytics with insurance coverage, and by emphasizing data security and quality management, holding ISO 27001 and ISO 9001 certifications. Its goal is to help businesses improve employee well-being, keep their workforce productive, and give employees financial protection when they are sick.

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About grape insurance

Simplify's Rating
Why grape insurance is rated
C-
Rated C on Competitive Edge
Rated C on Growth Potential
Rated D+ on Differentiation

Industries

Data & AnalyticsEnterprise SoftwareFinancial ServicesHealthcare

Company Size

51-200

Company Stage

Grant

Total Funding

$1.9M

Headquarters

Zurich, Switzerland

Founded

2021

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Simplify's take

What believers are saying

  • Grape had 114 employees in June 2026, up 324.8% from 2023.
  • May 2026 SEF.Growth labeled Grape among five high-potential Swiss scale-ups.
  • October 2026 website migration signals active product iteration and ongoing commercial momentum.

What critics are saying

  • Grape raised only €1.7 million total; growth capital crunch intensifies by 2027.
  • Swiss incumbents like ÖKK can commoditize digital administration and squeeze pricing quickly.
  • If claims loss ratios deteriorate, Grape's capital base becomes existentially insufficient within 12 months.

What makes grape insurance unique

  • Grape is Switzerland's first fully digital employee insurer, combining MGA and SaaS workflows.
  • Its platform automates KTG, UVG(Z), and BVG administration across HR and payroll systems.
  • Broker partnerships and ÖKK coverage extend distribution without building every insurance product internally.

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Funding

Total Funding

$1.9M

Below

Industry Average

Funded Over

2 Rounds

Grant funding comparison data is currently unavailable. We're working to provide this information soon!
Grant Funding Comparison Coming Soon

Benefits

  • Hybrid Work Options
  • Remote Work Options
  • Home Office Stipend
  • Phone/Internet Stipend
  • Flexible Work Hours
  • Professional Development Budget
  • Wellness Program
  • Mental Health Support
  • Team Events
  • Commuter Benefits
  • Paid Vacation
  • Parental Leave

Growth & Insights and Company News

6 month growth

2%

1 year growth

3%

2 year growth

3%
Fintech News
Jul 12th, 2023
Shaping the Future of Fintech and Insurtech: Insights From Switzerland’s Top Startup Competition Winners - Fintech Schweiz Digital Finance News - FintechNewsCH

>>venture>> Winners of the competition are granted exclusive access to mentorship and coaching from industry experts. Moreover, they receive funding to kickstart their entrepreneurial journeys, with the 1st, 2nd, and 3rd place winners receiving CHF 50,000, CHF 20,000, and CHF 10,000, respectively, in non-dilutive cash prizes.

StartupTicker
May 22nd, 2023
Top 18 Startups In The >>Venture>> Competition Proceed To The Next Round

Out of the 61 finalists, the>>venture>> competition jury has selected the top 3 startups in each of the six verticals. They will further contest to win the top position in their vertical as well as the grand prize. Registration for the award ceremony in June is open.The latest edition of >>venture>>, one of the most long-standing Swiss startup competitions, is underway. Following the first selection round, 61 finalists presented a 5-minute pitch to jurors who chose the 18 most outstanding startups to proceed to the next round. There are three finalists for each of the six verticals: Finance and Insurance, Health and Nutrition, ICT, Industrials and Engineering, Retail and Consumer Services, and for the first time Not for Profit (NPO) Track. The first, second and third-place winners in the NPO track take home prizes of CHF 50’000, CHF 20’000 and CHF 10’000, respectively

StartupTicker
May 10th, 2023
Leadership Changes In Startups' C-Suites

Engimmune and Insiders have appointed a new Chief Executive Officer to drive the companies through their growth journey. Insurtech startup grape and Biotech startup Cellvie have also welcomed their Chief Operating Officers. The new Chief Scientific officer has also assumed his role at cellvie.Engimmune Therapeutics AG, a Swiss biotech company developing novel T-cell receptor (TCR)-based therapeutics, has appointed Lars Nieba as Chief Executive Officer. Lars brings more than 25 years of experience in biopharmaceutical leadership in R&D, business and clinical development, venture capital, manufacturing and product strategy and has been CEO and a Scientific Advisor to a number of biotechnology companies. He has held previous positions in big pharma and VC firms including Roche, Bayer and Pureos Bioventures where he touched a wide variety of modalities in drug development, from small molecules to therapeutic proteins, antibodies and gene therapies. Søren Mouritsen, co-founder and previous CEO, steps down in a planned transition.Insiders welcomed new CEOJulie Royer Coutts is the new Chief Executive Officer of Insiders, the startup offering an easy to implement data solutions that will drive audience engagement and revenue streams for the entire sports ecosystem: event organisers, right holders, partners, broadcasters, and professional teams

StartupTicker
Oct 19th, 2022
The Fintech Roadshow To Kick Off In November With Ten Startups

The ten selected Swiss fintech startups will kick off their business development journey to London in November to explore the market potential of their solutions in the UK. They will visit London, Europe's most dynamic entrepreneurship ecosystem and represent Sitzwerland at Fintech Confect, a two-day conference for the fintech sector. Organised for the fifth edition time, Venture Leaders Fintech is a week-long business development team for ambitious startups seeking to increase their presence and boost their growth on the international stage. The program helps selected startups meet industry experts, investors, and potential customers. From November 28 - December 02, ten startups will travel to the UK and attend the Fintech Expo in London, a vibrant venue allowing startups to cultivate their network and expand their reach

StartupTicker
Aug 31st, 2022
Joint Efforts In Accelerating Digital Transformation

The newly formed partnerships show how start-ups improve their products and expand their networks. Partners include start-ups from different coutries as well as established companies. A partnership with ÖKK for example enable grape to offer digital employee insurances. Thanks to a new partnership with ÖKK, the Swiss start-up grape offers all employee insurances (KTG /UVG(Z) and BVG) and makes the digital insurance experience a reality for companies in Switzerland. Grape brings the innovative platform - ÖKK the customised insurance solutions. Thanks to the simple user interface and automated application process, companies can take out insurance policies for their employees simply and easily. Policies can be viewed and absences managed with just a few clicks. Thanks to the integration of more than 20 software tools from the human resources sector, claims notifications are automated. Alongside digitalisation, employee health promotion is a second pillar of grape. Insured employees automatically benefit from various discounts on health-promoting products and services, as well as programmes that promote mental health

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