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Gravity Payments

Credit card processing and payment services

Overview

Gravity Payments provides payment processing services that help businesses accept card and digital payments. Its products work by routing transactions from a merchant’s point-of-sale, online store, or mobile device through payment networks, authorizing the payment, and depositing funds to the merchant after settlement. The company emphasizes clear pricing and strong customer support to help merchants reduce costs and manage their payments. Compared with competitors, Gravity Payments stresses cost transparency, personalized service, and simplified pricing structures instead of complex fee schemes. The goal is to help small and medium-sized businesses securely process payments while enabling owners to focus on growing their businesses and pursuing their own American dream.

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About Gravity Payments

Simplify's Rating
Why Gravity Payments is rated
C-
Rated C on Competitive Edge
Rated C on Growth Potential
Rated D+ on Differentiation

Industries

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

Seattle, WA

Founded

2004

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Simplify's take

What believers are saying

  • Gravity launched 2026 surcharging pages touting up to 90% fee reduction for merchants.
  • October 16, 2026 Gravity Payments Hawaii offered Hawaii National Bank merchants a $500 Clover rebate.
  • The company still signs vertical partnerships, including Fear Free’s October 14, 2024 veterinary alliance.

What critics are saying

  • Graf v. Gravity Payments Inc. alleged a 2025 data breach; settlement notice filed April 16, 2026.
  • Gravity Payments trades on surcharging margins, inviting card-brand scrutiny and merchant backlash.
  • Any future breach or compliance failure destroys trust in payment processing and kills renewals.

What makes Gravity Payments unique

  • Gravity Payments sells compliant surcharging software tied to Clover and vertical workflows.
  • Its 2026 pages stress local installation and 24/7 regional support in Houston and Hawaii.
  • It markets card-brand compliance automation, including debit detection and receipt itemization.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k) Retirement Plan
  • Unlimited Paid Time Off
  • Wellness Program
  • Professional Development Budget
  • Training Programs
  • Profit Sharing

Company News

Gravity Payments
Jul 6th, 2026
Keeping Houston strong: how a simple checkout upgrade is saving local businesses up to 90% on processing fees.

Keeping Houston strong: how a simple checkout upgrade is saving local businesses up to 90% on processing fees. July 6, 2026 Its modern surcharging programs empower local merchants to save up to 90% on credit card payment processing fees a month. Reading Time: 4 minutes Houston save 20-90% on processing fees: Right now, the team at Gravity Payments Houston is walking the vibrant streets of H-Town with a single, clear mission: to help its local merchants protect their hard-earned margins, sustain their dreams, and truly thrive. Gravity Payments, Inc. believe that true partnership isn't handled through an automated phone tree from halfway across the country. That is why Gravity Payments, Inc. has a dedicated local team right here in Houston, always on the move in your community. You'll find Gravity Payments, Inc. dropping by bustling auto shops near The Heights, checking in on family-owned restaurants in Montrose, and standing side-by-side with retail owners around The Galleria to ensure your payment terminals work flawlessly every single day. Whether your business relies on the heavy foot traffic near Discovery Green, serves hungry sports fans heading into Minute Maid Park and the Toyota Center, or provides essential services out by Hermann Park and the Houston Museum District, Gravity Payments, Inc. is right there in the community with you. Gravity Payments, Inc. handle the setup, test the tech, and give tech support so you can focus entirely on what you do best. And as Gravity Payments, Inc. look to the future of Houston's economy, Gravity Payments, Inc. is bringing an incredible financial breakthrough to local business checkouts: a smart surcharging program designed to eliminate heavy fee overhead and keep your profits exactly where they belong. Get your free surcharging compliance review. Reducing monthly credit card payment processing fees. Every time a customer treats themselves to a meal or pulls out a credit card to pay for services, a chunk of your profit evaporates into thin air. For decades, business owners have treated these massive monthly processing bills as an unavoidable tax on doing business. But those fees strip away critical resources that could otherwise be used to expand your shop, hire more local Houstonians, or reinvest right back into the community. With Gravity Payments Houston as your dedicated local partner, you can instantly reduce that heavy financial burden. Its modern surcharging programs empower local merchants to save up to 90% on credit card payment processing fees, keeping those vital funds in your local bank account. Transparency, flexibility, and true customer choice. At Gravity Payments Houston, Gravity Payments, Inc. know that your relationship with your customers is sacred. That's why its surcharging solutions are built entirely on a foundation of absolute transparency and fair consumer choice. Your checkout experience remains warm, welcoming, and completely friction-free by giving your patrons clear, straightforward options: * The Fee-Free Option: Any customer who wants to completely avoid the surcharge can simply choose to pay with a debit card or cash. Their price stays as low as possible. * The Convenience Option: Clients who prefer the premium perks, points, and miles of their favorite credit card can comfortably choose that route, happily covering the cost of that convenience at checkout. By putting the control back into the hands of the consumer, your business effortlessly protects its profit margins while your clients enjoy a completely honest, no-surprises transaction. Total compliance powered by 20+ years of experience. Running a business in a massive, fast-paced metroplex means you are already wearing a dozen different hats. You don't have the time to manually calculate fee percentages or stress over complex financial laws. Much like a perfectly guided journey through Space Center Houston, the team at Gravity Payments Houston takes the complex science of compliance and makes it entirely effortless. Backed by over 20 years of payment processing experience, its smart terminals handle 100% of the heavy lifting automatically right at the register: * Automatic Card Detection: Its terminals instantly recognize the difference between a debit and credit card, ensuring you stay legally compliant by never accidentally surcharging a debit transaction. * Instant Calculations: The system processes the exact credit card fee in a split second, keeping your checkout lines moving seamlessly. * Itemized Receipt Breakdowns: Your customers receive clear, upfront line items on their receipts for total peace of mind. Let's keep Houston profits in Houston. Your revenue should go toward funding your next big milestone, supporting your family, and strengthening its local economy. If you are ready to see how a simple, automated checkout upgrade can save your business up to 90% on processing overhead, the local team at Gravity Payments Houston is ready to shake your hand and get to work. Reach out to Gravity Payments Houston today to claim your free surcharging compliance review, and let's keep your business thriving for years to come! Ready to see how much your clinic could save? Give your dealership a powerful financial tune-up this season. Contact Gravity Payments, Inc. today to see how easy it is to start saving, growing your margins, and keeping more of what you earn! Let's talk about a transparent, compliant surcharging solution that works for your dealer. Save 20% to 90% of your credit card payment processing fees. Fill out the form below for a free, no-obligation fees review and find out how much your OPE dealer can save. Fill out the form below and get started! Fill out the form below: In an era where operational costs are rising, Gravity Payments, Inc. believe your hard-earned money belongs back in your pocket and back into the Houston economy.

Gravity Payments
Jun 9th, 2026
Save Up to 90% of Processing Fees with Furniture Wizard and Gravity.

Save Up to 90% of Processing Fees with Furniture Wizard and Gravity. June 9, 2026 Through the seamless software integration between Furniture Wizard and Gravity Payments, you can deploy a fully compliant surcharging program. Reading Time: 4 minutes Today, customers purchasing furniture love using their credit cards to buy big-ticket items, allowing them to rack up massive cash back, airline miles, and premium rewards points on their new household investments. But here is the painful reality: when they swipe, tap or insert those credit cards in your payment processing terminal to secure those perks on a multi-thousand-dollar sofa or dining set, your furniture business is the one that ends up paying for these credit card payment processing fees. This strips thousands of dollars straight out of your showroom margins to pay for someone else's vacation points, which is exactly why surcharging has become absolutely vital for your business today. Save Up to 90% of Processing Fees with Furniture Wizard and Gravity Payments. Through the seamless software integration between Furniture Wizard and Gravity Payments, you can deploy a fully compliant surcharging program that reduces credit card swipe fees and protects your bottom line. Get your free surcharging compliance review. The hidden Trap: why "DIY" Surcharging is dangerous. When furniture store owners realize how much money they can save by passing credit card fees along to the consumer, many try to implement a surcharge program on their own. They might print out a makeshift sign for the counter, tell their sales reps to manually add a 3% or 4% fee to invoices, or use an off-the-shelf credit card terminal that isn't connected to their inventory system. This is an incredibly dangerous mistake that can ruin your business. Surcharging is legal in the vast majority of the country, but it is heavily regulated by both state laws and strict card brand rules (Visa, Mastercard, Discover, and American Express). Attempting a DIY approach exposes you to massive compliance risks: * Violating the 3% Fee Cap: Card brands strictly cap surcharge fees. If you accidentally charge a fraction over the legal limit, you are out of compliance. * Illegally Surcharging Debit Cards (The Biggest Trap): Under federal law, it is strictly illegal to add a surcharge to debit cards, even when a customer swipes it as "credit" without a PIN. In a manual, DIY setup, it is incredibly easy for your staff to mistake a debit card for a credit card, exposing your store to immediate legal trouble. * Missing Legal Disclosures: You are legally required to notify customers with specific signage at the entrance and the point of sale, as well as itemize the exact fee on the receipt. * The Penalty: If you get caught running a non-compliant, manual surcharge program, the card networks can hit you with thousands of dollars in fines, audit your business, or shut down your merchant account entirely, meaning you won't be able to accept any credit cards. The safe way: how Gravity Payments, Inc. make it easy, seamless, and Automatic. You shouldn't have to become a legal expert just to protect your profit margins. That is why the integrated solution from Furniture Wizard and Gravity Payments is a game-changer. Gravity Payments, Inc. take the complexity completely off your shoulders and put compliance on autopilot. Instead of clunky manual calculations or separate, confusing credit card terminals, its system builds surcharging right into the software you already use to run your store every day. Here is exactly how its seamless integration protects your showroom: * Automatic Card Detection: When a customer pays, the system instantly and automatically detects whether they are using a credit card (which can be surcharged) or a debit card (which cannot legally be surcharged under federal law). Your staff doesn't have to guess or ask. * Flawless Showroom Checkout: No extra calculators or manual entry errors. Furniture Wizard automatically calculates the exact, compliant fee at the counter and prints it clearly and transparently on the customer invoice. * Stop Paying to Get Paid: Move credit card payment processing fees away from your business overhead. This ensures credit card swipe fees don't eat into your furniture margins, while cash and debit transactions remain completely unaffected. * Instant Cash Flow Injection: By wiping out up to 90% of your monthly credit card processing fees, you instantly keep thousands of dollars in your business every single month, capital you can immediately reinvest into inventory, marketing, or showroom upgrades. Take back your showroom margins. Save Up to 90% of Processing Fees with Furniture Wizard and Gravity: Stop letting credit card payment processing fees eat into your high-ticket profits. Surcharging is the vital tool your business needs to survive rising costs, but doing it wrong isn't worth the risk. Let Gravity Payments, Inc. handle the compliance so you can focus on running your store. Get your free surcharging compliance review today and see exactly how easy it is to start saving thousands every single month. Ready to see how much your furniture business could save? Let's talk about a transparent, compliant surcharging solution that works for your business. Reclaim 20% to 90% of your credit card payment processing fees. Fill out the form below for a free, no-obligation fees review and find out how much your furniture business can save. Fill out the form below and get started!

The Business Journals
Oct 26th, 2024
Former Gravity Payments CEO Dan Price charged with rape

The charge comes two years after Price resigned from Seattle-based Gravity Payments after facing separate assault charges that have since been dropped.

PR Newswire
Oct 14th, 2024
Fear Free Announces Strategic Alliance with Gravity Payments

DENVER, Oct. 14, 2024 /PRNewswire-PRWeb/ - Fear Free is excited to announce a strategic alliance with Gravity Payments to offer top-of-the-line credit card processing services to veterinary practices.

ConsignCloud
Sep 3rd, 2024
Comparing ConsignCloud and SimpleConsign

Integrated: ConsignCloud partners with Gravity Payments which is capable of receiving most all payment types, advertises low rates, can receive next-day funds, and can be used away from the store.

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