Hamsa

Hamsa

DLT-based platform for programmable cross-border payments

Overview

Hamsa provides a unified ledger for central banks, financial institutions, and commercial banks to enable programmable cross-border payments and asset tokenization on a distributed ledger that connects different financial systems. Its programmable payments feature automates complex workflows, while its tokenization service creates digital representations of real-world assets, with settlements and tracking happening on an interoperable ledger. The platform stands out by targeting large institutions with end-to-end interoperability on one system, rather than offering isolated rails or single-use tools. Its goal is to help financial institutions modernize payment infrastructure by enabling blockchain-based cross-border payments and asset tokenization across multiple systems.

About Hamsa

Simplify's Rating
Why Hamsa is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Enterprise Software

Fintech

Financial Services

Company Size

51-200

Company Stage

Seed

Total Funding

$5.7M

Headquarters

San Francisco, California

Founded

2020

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Simplify's Take

What believers are saying

  • July 2026 programmable payments adds stablecoin, tokenized deposit, and cross-border workflows.
  • June 2026 Microsoft collaboration expands visibility inside Brazil's DREX CBDC program.
  • Matera partnership positions Hamsa for Brazilian bank integrations and wholesale settlement adoption.

What critics are saying

  • Brazil DREX remains the core wedge; any Central Bank delay freezes Hamsa's strongest narrative.
  • Polygon-derived architecture and open standards invite faster rivals to copy its feature set.
  • If the tier-1 bank pilot stalls, Hamsa loses its only clear proof of scale.

What makes Hamsa unique

  • EVM-compatible Unified Confidential Ledger combines privacy, interoperability, and programmability for regulated institutions.
  • Microsoft collaboration on DREX privacy gives Hamsa credibility with central-bank buyers.
  • Tier-1 bank processing billions and $3.2 billion tokenized assets prove production usage.

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Funding

Total Funding

$5.7M

Above

Industry Average

Funded Over

1 Rounds

Seed funding is usually the first official round after pre-seed, when a startup has a prototype or concept. It’s typically used to develop the product, test the market, and start building the team. Investors here are often angel investors or early-stage venture capitalists.
Seed Funding Comparison
Above Average

Industry standards

$3.3M
$2M
Netflix
$2.3M
Instacart
$3M
Robinhood
$5.7M
Hamsa

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation

Hybrid Work Options

Growth & Insights

Headcount

6 month growth

-4%

1 year growth

-5%

2 year growth

-6%

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