HHorace Mann specializes in insurance and financial solutions tailored for educators and community service professionals. It offers auto, home, renters, and life insurance, plus retirement planning and investment services, serving about 1 million educators in the United States. Its products work by selling individual and group insurance policies funded through premiums, and by providing financial planning services to help teachers and staff manage retirement and investments; it also supports educators through initiatives like DonorsChoose. The company differentiates itself by focusing on a niche market—education professionals—with deep knowledge of their financial needs, strong ratings from agencies, and efforts to support the education community, including data security with end-to-end encryption. Horace Mann's goal is to help educators and community service professionals achieve lifelong financial success through tailored insurance and financial solutions.
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Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Springfield, IL
Founded
1945
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Horace Mann Educators (NYSE:HMN) shares rose nearly 6% on Wednesday after the insurer posted third-quarter results that beat analyst estimates. Revenue was just over $439 million, marginally higher than a year earlier. Analysts had expected $323 million. Core profit, which excludes portfolio losses and one-time expenses, rose 50% to more than $85 million, or $2.06 per share, a record. Analysts had forecast $1.08 per share. Chief executive officer Marita Zuraitis credited "excellent underwriting performance in our property and casualty business, higher net investment income, and continued growth across our diversified business." The company raised its full-year core earnings per share guidance for the second quarter in a row, to $5.75 to $5.95 from $4.60 to $4.90.
Horace Mann Educators (NYSE:HMN), an insurer focused on educators, missed Wall Street's revenue expectations in the third quarter of 2026. Revenue was flat year on year at $439.2 million, against analysts' consensus of $446.9 million, a 1.7% miss. Adjusted earnings per share were $2.06, 86.1% above the consensus estimate of $1.11. Book value per share was $35.11, also flat year on year. Shares rose 2.8% to $48.82 after the report. The company's market capitalisation is $1.94 billion. Revenue has grown at a 5.4% compounded annual rate over the last five years.
Horace Mann Educators (HMN) Q3 earnings report preview: what to look for. November 01, 2026 at 22:18 PM EST i This article is third-party content and does not represent the views of this site. Tamar Securities, LLC make no guarantees regarding its accuracy or completeness. Educator-focused insurance company Horace Mann Educators (NYSE: HMN) will be announcing earnings results this Tuesday after the bell. Here's what to expect. Horace Mann Educators met analysts' revenue expectations last quarter, reporting revenues of $443.6 million, up 6.2% year on year. It was a very strong quarter for the company, with a beat of analysts' EPS estimates. This quarter, the market is expecting Horace Mann Educators's revenue to grow 2.7% year on year, slowing from the 6.6% increase it recorded in the same quarter last year. Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business will stay the course heading into earnings. Horace Mann Educators has missed Wall Street's revenue estimates multiple times over the last two years. Looking at Horace Mann Educators's peers in the insurance segment, some have already reported their Q3 results, giving Tamar Securities, LLC a hint as to what Tamar Securities, LLC can expect. CNO Financial Group delivered year-on-year revenue growth of 4.5%, missing analysts' expectations by 15.2%, and Globe Life reported revenues up 6%, in line with consensus estimates. CNO Financial Group traded up 4.5% following the results while Globe Life's stock price was unchanged. There has been positive sentiment among investors in the insurance segment, with share prices up 5.2% on average over the last month. Horace Mann Educators is up 2.4% during the same time and is heading into earnings with an average analyst price target of $56.50 (compared to the current share price of $46.71). ONE MORE THING: The $21 AI Application Stock Wall Street Forgot. While Wall Street obsesses over who's building AI, one company is already using it to print money. And nobody's paying attention. AI chip stocks trade at ridiculous valuations. This company processes a trillion consumer signals monthly using AI and trades at a third of the price. The gap won't last. The institutions will figure it out. You need to see this first. Read the FREE Report Before They Notice. Report this content If you believe this article contains misleading, harmful, or spam content, please let Tamar Securities, LLC know.
Horace Mann Educators (NYSE:HMN) cut to "Hold" at Wall Street Zen. October 4, 2026 Key points. * Wall Street Zen downgraded Horace Mann Educators to "Hold" from "Buy," although other analysts remain positive; the stock carries a consensus "Strong Buy" rating and a $59 average price target. * Horace Mann reported stronger-than-expected quarterly results, with EPS of $1.17 versus the $0.79 consensus and revenue of $443.5 million, up 7.7% year over year. * Insiders sold 20,291 shares worth roughly $1.05 million over the past quarter, while institutional investors own a substantial 99.28% of the company's stock. * Five stocks to consider instead of Horace Mann Educators. Horace Mann Educators (NYSE:HMN - Get Free Report) was downgraded by analysts at Wall Street Zen from a "buy" rating to a "hold" rating in a research note issued on Sunday, Wall Street Zen reports. Other research analysts have also recently issued reports about the stock. Zacks Research raised shares of Horace Mann Educators from a "hold" rating to a "strong-buy" rating in a report on Monday, August 10th. Raymond James Financial reiterated a "strong-buy" rating and set a $59.00 target price on shares of Horace Mann Educators in a research report on Thursday, August 13th. Finally, Weiss Ratings reissued a "buy (a-)" rating on shares of Horace Mann Educators in a research note on Friday, September 11th. Three investment analysts have rated the stock with a Strong Buy rating, According to data from MarketBeat, Horace Mann Educators has an average rating of "Strong Buy" and an average target price of $59.00. Horace Mann Educators stock up 0.8%. HMN stock opened at $45.28 on Friday. The company has a debt-to-equity ratio of 0.40, a quick ratio of 0.08 and a current ratio of 0.08. The company's 50 day moving average price is $50.06 and its 200 day moving average price is $48.13. Horace Mann Educators has a fifty-two week low of $41.29 and a fifty-two week high of $55.56. The firm has a market capitalization of $1.83 billion, a price-to-earnings ratio of 10.58 and a beta of 0.08. Horace Mann Educators (NYSE:HMN - Get Free Report) last announced its quarterly earnings data on Friday, August 7th. The insurance provider reported $1.17 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.79 by $0.38. Horace Mann Educators had a net margin of 10.15% and a return on equity of 14.08%. The company had revenue of $443.50 million for the quarter, compared to analysts' expectations of $321.70 million. During the same period in the previous year, the company posted $1.06 EPS. Horace Mann Educators's revenue was up 7.7% compared to the same quarter last year. On average, equities research analysts anticipate that Horace Mann Educators will post 4.78 EPS for the current fiscal year. Insiders place their bets. In related news, General Counsel Donald M. Carley sold 2,054 shares of Horace Mann Educators stock in a transaction that occurred on Thursday, September 3rd. The stock was sold at an average price of $52.28, for a total transaction of $107,383.12. Following the completion of the transaction, the general counsel directly owned 28,760 shares in the company, valued at $1,503,572.80. The trade was a 6.67% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. Also, Director Perry G. Hines sold 3,237 shares of the company's stock in a transaction that occurred on Thursday, September 3rd. The shares were sold at an average price of $52.22, for a total value of $169,036.14. Following the completion of the sale, the director directly owned 25,118 shares in the company, valued at approximately $1,311,661.96. The trade was a 11.42% decrease in their position. The SEC filing for this sale provides additional information. Over the last quarter, insiders sold 20,291 shares of company stock worth $1,049,069. Insiders own 3.60% of the company's stock. Institutional trading of Horace Mann Educators. Several institutional investors and hedge funds have recently made changes to their positions in HMN. Hsbc Holdings PLC acquired a new position in Horace Mann Educators in the 4th quarter valued at about $914,000. Emerald Investment Advisers LLC acquired a new stake in shares of Horace Mann Educators during the 2nd quarter worth about $3,471,000. Bank of America Corp DE purchased a new stake in shares of Horace Mann Educators during the second quarter worth about $29,287,000. B. Metzler seel. Sohn & Co. AG acquired a new position in shares of Horace Mann Educators in the second quarter valued at approximately $1,705,000. Finally, BlackRock Inc. acquired a new position in shares of Horace Mann Educators in the second quarter valued at approximately $304,006,000. 99.28% of the stock is currently owned by hedge funds and other institutional investors. About Horace Mann Educators. Horace Mann Educators Corporation NYSE: HMN is an insurance and financial services company focused on serving educators and other employees of public schools. Through its subsidiaries and affiliated agencies, the company provides insurance products and retirement solutions designed to address the needs of the education community. Discover more Trade Derivatives Stock ratings tool Its offerings include automobile and homeowners insurance, life insurance, annuities, and other supplemental insurance products. Horace Mann also provides retirement products and services intended to help educators plan for long-term financial needs. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. Before you consider Horace Mann Educators, you'll want to hear this. MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Horace Mann Educators wasn't on the list. While Horace Mann Educators currently has a Strong Buy rating among analysts, top-rated analysts believe these five stocks are better buys. The AI wave will soon hit public markets with Anthropic and OpenAI set to go public later this year. However, you don't have to wait to invest. 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Horace Mann Educators Corporation has completed its acquisition of Employee Services, LLC (ESI) from Medical Mutual of Ohio. ESI is an employee assistance programme provider offering confidential counselling, work-life assistance, and resources to help employees address personal and professional challenges. The acquisition expands Horace Mann's ability to serve school districts and other employers beyond its existing insurance and financial solutions. Marita Zuraitis, Horace Mann's president and chief executive officer, said the addition of ESI represents an important step in the company's mission to help educators and community servants succeed. Horace Mann initially announced the ESI acquisition on 21 July 2026 as one of two separate agreements with Medical Mutual of Ohio. The second transaction, involving Reserve National Insurance Company, is expected to close in the first quarter of 2027.
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Industries
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Springfield, IL
Founded
1945
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