Hyundai Capital America

Hyundai Capital America

Dealer financing, leasing, and protection plans.

Overview

Hyundai Capital America provides financial products for Hyundai, Genesis, and Kia dealerships across the U.S., including dealer inventory and facility financing, plus indirect vehicle financing and leasing to over 1.7 million retail customers. Its subsidiary Hyundai Protection Plan offers vehicle service contracts and protection products under brands like Hyundai Protection Plan, Genesis Protection Plan, and Power Protect. The company operates from headquarters in Irvine, CA with centers in Atlanta, Dallas, and Newport Beach, and it supports Hyundai, Genesis, and Kia’s expansion globally through Hyundai Capital Services in Korea, with offices in six countries and more. Its approach centers on partnering with dealers and delivering strong customer service through global and regional operations, aiming to add value for customers and support broad market growth.

About Hyundai Capital America

Simplify's Rating
Why Hyundai Capital America is rated
B
Rated A on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Automotive & Transportation

Financial Services

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$1.3B

Headquarters

Irvine, California

Founded

1989

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Simplify's Take

What believers are saying

  • Marcelo Brutti returned as CEO on April 3, driving U.S. growth initiatives.
  • James Vincent appointed Chief Risk Officer on February 17, 2025, bolstering risk management.
  • Reinforced decade-long Safe-Guard partnership enhances vehicle protection product offerings.

What critics are saying

  • Evolve+ subscriptions cannibalize core financing revenue by enabling month-to-month EV access.
  • Evolve+ limited to 13 states with scarce vehicle availability blocks revenue scaling.
  • Evolve+ negative unit economics from high maintenance claims erode subscription margins.

What makes Hyundai Capital America unique

  • Captive finance arm exclusively supports Hyundai, Genesis, and Kia dealerships nationwide.
  • Hyundai Protection Plan subsidiary offers vehicle service contracts under three brands.
  • Global network operates in 12 countries, backing Hyundai Motor Group's expansion.

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Funding

Total Funding

$1.3B

Above

Industry Average

Funded Over

1 Rounds

Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Debt Funding Comparison
Coming Soon

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

Employee Discounts

Tuition Reimbursement

Company News

AutoFinance.live
May 5th, 2025
Hyundai Capital America chief commercial officer Andrew Leone joins Auto Finance Summit East 2025

Hyundai Capital America chief commercial officer Andrew Leone joins Auto Finance Summit East 2025.

Hyundai Capital America
Feb 20th, 2025
Hyundai Capital America Names James Vincent As Chief Risk Officer

IRVINE, CA, February 17, 2025 - Hyundai Capital America (HCA) is pleased to announce the appointment of James Vincent as Chief Risk Officer (CRO), effective February 17.

Herald Corporation
Nov 25th, 2024
Hyundai Capital sets up Australian subsidiary

Last month, Hyundai Capital launched Genesis Finance in Australia, accompanied by a low-interest financing promotion for the Genesis GV80.

EIN News
Aug 27th, 2024
Indonesia Auto Finance Market Set for 4.9% Growth by 2029 with 74% Share in Vehicle Ownership Financing

In 2023, Hyundai Capital Services Inc., in partnership with Shinhan Bank and Sinar Mas Group, entered the expanding Indonesia auto finance market.

PR Newswire
Apr 4th, 2024
Hyundai Capital America Reinforces Decade-Long Partnership with Safe-Guard

Hyundai Capital America reinforces decade-long partnership with Safe-Guard.

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