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Hyundai Capital America
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Dealer financing, leasing, and protection plans.
Hyundai Capital America
Work Here?
Dealer financing, leasing, and protection plans.
Overview
Hyundai Capital America provides financial products for Hyundai, Genesis, and Kia dealerships across the U.S., including dealer inventory and facility financing, plus indirect vehicle financing and leasing to over 1.7 million retail customers. Its subsidiary Hyundai Protection Plan offers vehicle service contracts and protection products under brands like Hyundai Protection Plan, Genesis Protection Plan, and Power Protect. The company operates from headquarters in Irvine, CA with centers in Atlanta, Dallas, and Newport Beach, and it supports Hyundai, Genesis, and Kia’s expansion globally through Hyundai Capital Services in Korea, with offices in six countries and more. Its approach centers on partnering with dealers and delivering strong customer service through global and regional operations, aiming to add value for customers and support broad market growth.
About Hyundai Capital America
Industries
Automotive & Transportation
Financial Services
Company Size
1,001-5,000
Company Stage
Debt Financing
Total Funding
$1.3B
Headquarters
Irvine, California
Founded
1989
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People at Hyundai Capital America who can refer or advise you
Simplify's Take
What believers are saying
- Large captive distribution supports recurring originations from 1.7 million retail customers.[6]
- Dealer financing and protection products deepen retention and increase non-interest revenue.[5][6]
- International Hyundai Capital expansion creates product and funding expertise transferable to new markets.[1][2]
What critics are saying
- Hyundai, Genesis, and Kia sales weakness directly reduces originations and dealer financing demand.[1][6]
- Repeated bond market reliance exposes margins to spread widening and refinancing disruptions.[news prompt]
- Consumer credit deterioration raises delinquencies, charge-offs, and approval tightening across indirect auto lending.[4]
What makes Hyundai Capital America unique
- Hyundai Capital America is Hyundai Motor Group's captive finance arm in the U.S.[3][6]
- It serves Hyundai, Genesis, and Kia dealerships with inventory, facility, leasing, and retail financing.[5][6]
- It pairs financing with Hyundai Protection Plan vehicle service and protection products.[6]
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Funding
Total Funding
$1.3B
Above
Industry Average
Funded Over
1 Rounds
Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Company Match
Employee Discounts
Tuition Reimbursement
Growth & Insights and Company News
6 month growth
↑ 2%1 year growth
↑ 2%2 year growth
↑ 1%Hyundai Capital America chief commercial officer Andrew Leone joins Auto Finance Summit East 2025.
IRVINE, CA, February 17, 2025 - Hyundai Capital America (HCA) is pleased to announce the appointment of James Vincent as Chief Risk Officer (CRO), effective February 17.
Last month, Hyundai Capital launched Genesis Finance in Australia, accompanied by a low-interest financing promotion for the Genesis GV80.
In 2023, Hyundai Capital Services Inc., in partnership with Shinhan Bank and Sinar Mas Group, entered the expanding Indonesia auto finance market.
Hyundai Capital America reinforces decade-long partnership with Safe-Guard.
Hyundai Capital America is Hiring for 34 Jobs on Simplify!
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About Hyundai Capital America
Industries
Automotive & Transportation
Financial Services
Company Size
1,001-5,000
Company Stage
Debt Financing
Total Funding
$1.3B
Headquarters
Irvine, California
Founded
1989
Hyundai Capital America is Hiring for 34 Jobs on Simplify!
Find jobs on Simplify and start your career today