I

INSTANDA

Digital insurance platform enabling rapid customization

Overview

Instanda offers a digital insurance management platform that helps insurers digitize and quickly launch customized insurance products. It provides a no-code environment that lets insurance teams design, configure, and deploy products while integrating with existing systems, underpinned by underwriting and distribution capabilities. The platform supports property & casualty and life & health lines and aims to modernize insurers’ IT infrastructures and customer experiences. Unlike some competitors, Instanda emphasizes no-code product creation, seamless system integration, and strategic partnerships (for example with Farmsure to enable agricultural insurance solutions) to speed time-to-market. The company’s goal is to enable insurers to bring tailored products to markets rapidly and maintain a competitive edge in a faster, more demanding insurance landscape.

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About INSTANDA

Simplify's Rating
Why INSTANDA is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Enterprise SoftwareFinancial Services

Company Size

201-500

Company Stage

Late Stage VC

Total Funding

$93.6M

Headquarters

London, United Kingdom

Founded

2012

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Simplify's take

What believers are saying

  • Diesta is live across multiple clients, with millions in policy value flowing.
  • Josh Hall joined August 2026 to accelerate North America carrier and MGA sales.
  • Tributary Public Risk selected INSTANDA in May 2026 for Canadian public-sector expansion.

What critics are saying

  • Insurers can switch faster vendors like Guidewire, Duck Creek, and Socotra.
  • If EY and Diesta partnerships stall, INSTANDA loses distribution leverage and workflow depth.
  • A failed North America push would cap growth and trigger a financing squeeze by 2027.

What makes INSTANDA unique

  • INSTANDA’s no-code PAS lets carriers launch products without heavy engineering teams.
  • MAX, launched March 2026, underwrites thousands of assets in real time.
  • EY’s October 2026 alliance validates its enterprise transformation positioning.

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Funding

Total Funding

$93.6M

Above

Industry Average

Funded Over

5 Rounds

Late VC funding comparison data is currently unavailable. We're working to provide this information soon!
Late VC Funding Comparison Coming Soon

Company News

PR Newswire
Oct 14th, 2026
EY announces alliance with INSTANDA to help insurers modernize core architecture for the AI era.

EY announces alliance with INSTANDA to help insurers modernize core architecture for the AI era. Oct 14, 2026, 09:00 ET * Creating the foundations needed to help scale AI across the insurance value chain * Improving enterprise-wide transformation of legacy systems across products, operations and customer experiences * Helping reduce transformation risk through integrated technology, implementation and industry knowledge LONDON, Oct. 14, 2026 /PRNewswire/ - The EY organization today announces an alliance between INSTANDA, one of the leading AI-augmented no-code insurance platforms, and Ernst & Young LLP (EY UK) to help insurers execute transformation at scale, unlock the full potential of AI and support their people to provide greater value across the business. The EY-INSTANDA Alliance combines EY UK's insurance consulting, implementation and transformation capabilities with INSTANDA's intelligent product design, policy lifestyle management, open API integration and highly configurable platform. Together, the organizations help insurers reduce architectural complexity, modernize core operations and create the foundations required for long-term agility and sustained technology adoption. The Alliance supports insurers as they move from AI experimentation to enterprise adoption, where increasing focus is placed on the technology architecture, operating models and governance required to achieve successful implementation. The EY-INSTANDA Alliance helps support clients in defining transformation roadmaps, modernizing operating models, implementing and integrating technology platforms, managing change programs and improving the value of digital investments across the insurance value chain. Christopher Payne, EY-INSTANDA Alliance Leader, EY UK, says: "Insurance organizations are navigating a period of significant change, balancing the need to modernize operations, improve agility and respond to rapidly evolving market demands. By bringing together EY UK's transformation experience and insurance industry knowledge with INSTANDA's purpose-built intelligent, no-code platform, we can help clients reimagine how they design, deploy and scale insurance solutions, turning strategic ambition into tangible business outcomes." Tim Hardcastle, CEO & Co-Founder at INSTANDA, says: "The insurance industry is rapidly entering a new phase, where the ability to adapt quickly will increasingly define competitive advantage. Insurers understand the opportunity presented by AI, but too many remain constrained by technology architectures that were never designed for the pace of innovation required today." "Our Alliance with EY UK is about giving insurers control over how they innovate, how they evolve their operations and how they prepare for the future. It's about supporting organizations to become more agile, more resilient and better equipped to capitalize on whatever comes next, with the freedom and agency to evolve at the pace customers and markets demand." EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets. Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow. EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories. All in to shape the future with confidence. EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients. Information about how EY collects and uses personal data and a description of the rights individuals have under data protection legislation are available via ey.com/privacy. EY member firms do not practice law where prohibited by local laws. For more information about our organization, please visit ey.com. This news release has been issued by EYGM Limited, a member of the global EY organization that also does not provide any services to clients. About INSTANDA INSTANDA is a leading global provider of AI-augmented no-code insurance technology, empowering insurers, MGAs and brokers to rapidly build, launch and manage insurance products across global markets. Trusted by some of the world's largest insurers alongside ambitious insurance innovators, INSTANDA delivers an intelligent cloud-native platform that combines product agility, intelligent automation and enterprise-grade governance. By embedding AI directly into the fabric of the platform, INSTANDA enables insurers to accelerate innovation, streamline operations and prepare for the next generation of insurance transformation without the constraints of legacy technology.

Automotive Press Releases
Aug 6th, 2026
Insurtech exec Josh Hall joins INSTANDA as chief revenue officer to drive North America growth.

Insurtech exec Josh Hall joins INSTANDA as chief revenue officer to drive North America growth. CHARLOTTE, NC, UNITED STATES, August 6, 2026 / EINPresswire.com / - INSTANDA, an AI-augmented no-code global policy administration system, today announces the appointment of seasoned insurtech executive Josh Hall as chief revenue officer for North America, effective July 20, 2026. Hall will lead INSTANDA's North American revenue strategy by connecting with carriers and MGAs looking to move from constraining legacy technology to a more agile, no-code and AI-enabled approach. He will report to Derek Hill, group chief revenue officer at INSTANDA. "Josh has built his career around connecting insurers with trusted digital solutions that deliver frictionless customer experiences and meaningful business outcomes," said Tim Hardcastle, CEO and co-founder of INSTANDA. "He understands the challenges carriers and MGAs face as they look to launch, scale and turn away from legacy systems. His experience, leadership and established relationships in the insurance and insurtech communities will be key to INSTANDA's next chapter of expansion across North America as the future of insurance continues to evolve." Hall brings more than two decades of experience in insurance, insurance technology and commercial leadership to the role, most recently serving as Head of Sales & Business Development at ManageMy. "I've spent years listening to insurance leaders at carriers and MGAs detailing their struggles with legacy policy administration systems that were not equipped for even the simplest adjustments," said Hall. "INSTANDA's fully configurable platform already puts control back in the hands of insurers, enabling them to launch products faster, adapt to market changes and innovate without the constraints of legacy technology. With AI enablement, this will become even better. I'm looking forward to working alongside the INSTANDA team and its powerful digital platform to transform user experiences and ultimately redefine insurance." Hall is an active contributor to the insurance innovation community through his advisory work with Insurtech Carolinas, Global Insurance Accelerator and Insurtech Americas. He also maintains involvement with NAMIC, Target Markets Program Administrators Association and the Wholesale & Specialty Insurance Association. About INSTANDA Since 2015, INSTANDA has empowered insurance companies worldwide to rapidly adapt to customer and market demands through its AI-augmented no-code policy administration and distribution platform. Designed for seamless integration and unmatched configurability, INSTANDA enables insurers to create, manage and optimise products and customer journeys at speed. Learn more at www.instanda.com Mike Madry Kimball Hughes Public Relations 6105597585 email us here Legal Disclaimer: EIN Presswire provides this news content "as is" without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.

BusinessCloud
Aug 3rd, 2026
Palatine backs InsurTech INSTANDA with growth credit facility for global expansion

Palatine Growth Credit has provided a growth credit facility to InsurTech platform INSTANDA to support its international expansion and technology investment. Founded in 2015, INSTANDA developed the world's first no-code platform for insurance product innovation and complex underwriting. The company has expanded from the UK into the US and Australia, with products now sold in almost every country worldwide. INSTANDA's platform enables insurance carriers, managing general agents, and brokers to create policies quickly, accelerating time to market. The funding will be deployed across three strategic priorities: scaling operations, strengthening the team, and investing in AI and data science technology. Palatine Growth Credit's fund was launched in 2024 to back high-growth technology companies across the UK.

Insurance Edge
Jul 28th, 2026
INSTANDA working with Diesta on policy admin & payments.

INSTANDA working with Diesta on policy admin & payments. The latest partnership news from INSTANDA for you; INSTANDA, the global AI-augmented no-code global policy administration system, today announces a strategic partnership with Diesta, the payments infrastructure provider built for the insurance market. The partnership combines INSTANDA's intelligent, configurable policy administration capabilities with Diesta's purpose-built payments infrastructure. Insurance organisations launching and scaling products on INSTANDA can now move from product launch to premium collection, reconciliation and reporting with greater speed, transparency and control. Diesta's platform is built for the complexity of insurance money movement, connecting banks, policy systems, and third-party data sources into one operating layer for receivables, accounting, and payables. Its capabilities help insurance businesses increase the efficiency of finance teams, reduce unallocated cash, shorten payment cycles and improve control across premium reconciliation and settlement. The partnership is already live across multiple clients and geographies, with millions in policy value flowing through an API-integrated process. For carriers, MGAs and brokers, the combined proposition provides a practical path to accelerate product launches while strengthening the financial operations needed to support them at scale. INSTANDA and Diesta will continue to work together across joint sales, implementation and client success initiatives, helping insurance businesses modernise not only how products are launched and administered, but also how premium is collected, reconciled, and reported. The deal reflects INSTANDA's continued focus on building an ecosystem of specialist partners that help insurers modernize without adding complexity. Supporting insurance organisations across EMEA, North America, and APAC, INSTANDA helps clients build, launch and scale products that reach customers in more than 150 countries. Derek Hill, Co-Founder and Group Chief Revenue Officer at INSTANDA, said: "Insurance organisations are under increasing pressure to launch products faster, operate more efficiently and maintain control as they scale. Policy administration is a critical part of that journey, but it does not sit in isolation. The movement, reconciliation and reporting of premium is equally important to how insurance businesses perform. "Our partnership with Diesta adds a highly specialised finance operations layer to the INSTANDA ecosystem, helping clients connect the front and back office more effectively. Together, we are giving insurers, MGAs and brokers a practical way to simplify operational complexity while maintaining the flexibility and speed they need to grow." Julian Schoemig, Co-Founder and CEO of Diesta, said: "Having Diesta's advanced payments and finance operations capabilities embedded into INSTANDA's offering is a major step towards our mission of enabling real-time payments across the insurance industry. Together, we are helping insurers, brokers and MGAs reduce operational risk, shorten payment cycles and build the future of insurance operations."

ProgramBusiness.com
May 7th, 2026
INSTANDA to power Tributary Public Risk platform.

INSTANDA to power Tributary Public Risk platform. INSTANDA, a provider of AI-enabled no-code insurance policy administration solutions, announced that Tributary Public Risk has selected the INSTANDA platform to support its digital insurance offerings for public entities across Canada. Published on May 7, 2026 Tributary Public Risk is a newly launched managing general agent focused on the Canadian public sector market. The organization plans to use INSTANDA's no-code platform to support specialized insurance solutions and forecasting tools for public entities and municipalities. According to the announcement, Tributary Public Risk chose INSTANDA because of the platform's no-code capabilities, speed, and ability to help organizations bring new products to market quickly while maintaining operational control in-house. The platform also supports scalability and connectivity across multiple insurance functions. Chris Lorne, CEO of Tributary Public Risk, said the company selected INSTANDA because of its digital capabilities and collaborative onboarding approach. "The INSTANDA platform stood out as a premier digital solution offering exceptional connectivity, agility and a supportive team that would enable Tributary Public Risk to deliver a broad suite of insurance coverages to Canadian public entities," Lorne said. "INSTANDA has been a valued partner throughout the onboarding process, collaborating side-by-side with our team from initial talks, to planning, to implementation." The INSTANDA platform was built specifically for MGAs and will support how Tributary Public Risk works with partners and customers. In addition, the platform includes support for multiple distribution models and self-service capabilities. Tributary Public Risk said those features will help shape how products are accessed, administered, and serviced across the insurance value chain while supporting its not-for-profit mandate. Tim Hardcastle, CEO and co-founder of INSTANDA, said the partnership supports Tributary Public Risk's efforts to modernize insurance offerings for Canadian public entities and municipalities. "Tributary Public Risk is modernizing insurance for public entities and municipalities across Canada, with a clear focus on data-led underwriting, transparency and flexibility," Hardcastle said. "We're proud to support Tributary as it brings this new, not-for-profit model to market and creates the foundations for a faster, more responsive insurance experience across the sector." INSTANDA has operated since 2015 and provides AI-enabled no-code policy administration and distribution technology for insurers. The platform is designed to support product development, integration, and customer journey management. Tributary Public Risk is a wholly owned subsidiary of Rural Municipalities of Alberta. The organization was established in 2025 and focuses exclusively on Canada's public sector market. Get the latest insurance market updates and discover exclusive program opportunities at ProgramBusiness.com.

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