About

Inclined Technologies provides a service called the Inclined Line of Credit (iLOC) that allows policyholders to access the cash value of their whole life insurance policies without withdrawing or borrowing directly. This service is aimed at financial advisors, who can introduce it to their clients as a quick way to obtain liquidity. Inclined generates revenue by charging interest on the lines of credit, and the process for accessing these funds is designed to be simple and efficient. The company currently supports policies from Guardian, Northwestern Mutual, and MassMutual, with plans to expand its offerings.

Simplify's Take

What believers are saying

• Inclined is expanding carrier partnerships, currently supporting Guardian, Northwestern Mutual, and MassMutual.
• The company raised $15 million in Series A funding to accelerate growth and development.
• Integration with digital financial planning tools enhances user experience for advisors and clients.

What critics are saying

• Increased competition from new fintech startups could threaten Inclined's market share.
• Potential regulatory scrutiny on credit services may impact Inclined's business model.
• Rising interest rates could make Inclined's line of credit less attractive to policyholders.

What makes Inclined Technologies unique

• Inclined offers a unique iLOC product for whole life insurance policyholders.
• The company focuses on enhancing the value of life insurance policies for policyholders.
• Inclined's platform addresses data structuring and collateral management challenges in the market.

Help us improve and share your feedback! Did you find this helpful?

YesNo