Overview

Inspire Home Loans is a mortgage lender affiliated with Century Communities that originates home purchase loans for buyers in Century Communities and Century Complete developments. It offers Conventional, FHA, VA, USDA, and ARM products, plus specialized financing such as down payment assistance, bank statement loans, and ITIN financing; loans are funded and then sold on the secondary mortgage market. The company works directly with homebuyers in Century-branded new homes, with a streamlined, builder-aligned process, and provides a mobile app to manage loans along with The Ascent Club for credit guidance. Its edge comes from a built-in customer base and a unified sales-finance flow, highlighted by 82% of Century buyers financing through Inspire in 2024. Goal: deliver a smooth, builder-aligned mortgage experience for Century buyers, grow originations within Century developments, and efficiently manage loans by selling them on the secondary market after origination.