Intracoastal Bank
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Overview
About Intracoastal Bank
Industries
Financial Services
Company Size
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Total Funding
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Headquarters
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Founded
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Simplify's Take
What believers are saying
- Q1 2026 deposits rose to $501.8 million, showing franchise resilience.
- Net income reached $1.897 million in Q1 2026 despite rising funding costs.
- Tier 1 capital ratio stayed 11.6% in March 2026, supporting lending capacity.
What critics are saying
- Q1 2026 assets fell to $565.2 million from $578.4 million at September 2025.
- Brokered deposits reached $35.7 million in March 2026, increasing funding sensitivity.
- Concentration in two Florida branches makes a Palm Coast recession existential.
What makes Intracoastal Bank unique
- Family-controlled Palm Coast lender with Ryan Page leading since December 2023.
- Two-branch Florida footprint, concentrated in Palm Coast and Daytona Beach since 2015.
- Community-bank positioning reinforced by local board member Tim Curtis and volunteer-heavy leadership.
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Benefits
401(k) Retirement Plan
Tuition Reimbursement
Paid Vacation
Paid Holidays
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Pet Insurance
Legal Services
Company News
Doug Reece was hired as senior business relationship manager at Intracoastal Bank, Daytona Beach.
Intracoastal Bank announces Ormond restaurant owner Tim Curtis as board member.
Intracoastal Bank announces Ryan Page as its new CEO.
Intracoastal expanded to Volusia County in 2015 when it opened a second banking center at 2140 LPGA Blvd. in Daytona Beach.
Raymond O. Boone has joined the Orlando office of ShuffieldLowman as an associate practicing in the areas of estate planning, probate, and probate and trust administration.
Intracoastal Bank is Hiring for 2 Jobs on Simplify!
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About Intracoastal Bank
Industries
Financial Services
Company Size
N/A
Company Stage
N/A
Total Funding
N/A
Headquarters
N/A
Founded
N/A
Intracoastal Bank is Hiring for 2 Jobs on Simplify!
Find jobs on Simplify and start your career today