Intracoastal Bank

Intracoastal Bank

Overview

About Intracoastal Bank

Simplify's Rating
Why Intracoastal Bank is rated
C-
Rated C on Competitive Edge
Rated C on Growth Potential
Rated D+ on Differentiation

Industries

Financial Services

Company Size

N/A

Company Stage

N/A

Total Funding

N/A

Headquarters

N/A

Founded

N/A

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Simplify's Take

What believers are saying

  • Q2 2026 assets reached $573.2 million, up from $565.2 million in March.
  • Q2 2026 deposits climbed to $518.6 million, showing franchise momentum.
  • Ryan Page joined ICBA's Digital Assets Subcommittee in March 2026, widening visibility.

What critics are saying

  • $340.1 million Palm Coast concentration makes one-market stress an existential threat.
  • Brokered deposits reached $35.7 million in March 2026, raising funding pressure.
  • Only three branches limit scale against larger Florida banks and fintech lenders.

What makes Intracoastal Bank unique

  • Family control through Ryan Page and Bruce Page anchors local decision-making.
  • Only two named branches, Palm Coast and Daytona Beach, create tight market focus.
  • March 2026 FDIC exam rated Intracoastal Bank satisfactory, reinforcing operational discipline.

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Benefits

401(k) Retirement Plan

Tuition Reimbursement

Paid Vacation

Paid Holidays

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Pet Insurance

Legal Services

Company News

Orlando Sentinel
Feb 15th, 2024
People on the move

Doug Reece was hired as senior business relationship manager at Intracoastal Bank, Daytona Beach.

Observer Local News
Jan 21st, 2024
Intracoastal Bank announces Ormond restaurant owner Tim Curtis as board member

Intracoastal Bank announces Ormond restaurant owner Tim Curtis as board member.

Observer Local News
Dec 21st, 2023
Intracoastal Bank announces Ryan Page as its new CEO

Intracoastal Bank announces Ryan Page as its new CEO.

The News-Journal
Nov 30th, 2023
Generational shift: Volusia-Flagler's Intracoastal Bank names son of founder as new CEO

Intracoastal expanded to Volusia County in 2015 when it opened a second banking center at 2140 LPGA Blvd. in Daytona Beach.

Orlando Sentinel
Nov 16th, 2023
People on the move

Raymond O. Boone has joined the Orlando office of ShuffieldLowman as an associate practicing in the areas of estate planning, probate, and probate and trust administration.

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