Overview

JMAC Lending is a mortgage banking firm that serves as a wholesale and correspondent lender for mortgage brokers and other financial institutions, focusing on third-party origination (TPO). It operates through two channels: wholesale partnerships with brokers and non-delegated correspondent lending, and acts as a direct seller and servicer to Fannie Mae, Freddie Mac, and Ginnie Mae, offering Conventional, Government, Jumbo, and Non-QM loans. It differentiates itself with a strong focus on the Asian market in Southern California, family-led leadership, robust Non-QM expertise, direct underwriter access, and supporting technology like the JMAC Connect Portal and AI guideline tools. Its goal is to help brokers and lenders efficiently originate and fund diverse loans, expand market reach, and support local communities through initiatives like JMACares while growing loan volume and staff.