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Jet Direct Mortgage

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Direct mortgage lender offering residential loans

Website

Jet Direct Mortgage

Work Here?

Claim Your Company

Direct mortgage lender offering residential loans

Website

Overview

Jet Direct Mortgage acts as a direct mortgage lender with a national footprint, helping people buy homes and refinance. It offers a wide menu of loan programs (Conventional, FHA, VA, USDA, Jumbo, and Reverse) plus nontraditional options for self-employed borrowers and real estate investors (Bank Statement, P&L Only, DSCR), and it runs Jet Direct Funding to work with mortgage brokers on Non-QM loans. A proprietary Jet Direct Mobile app lets applicants apply and track loan status from a phone. The company combines direct consumer lending with a wholesale Non-QM channel to provide broad financing options and streamlined processes, aiming to support homeownership and refinancing across many states.

About Jet Direct Mortgage

Simplify's Rating

Why Jet Direct Mortgage is rated

C+

Rated C on Competitive Edge

Rated B on Growth Potential

Rated C on Differentiation

Industries

Financial Services

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Town of Islip, New York

Founded

2007

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Simplify's Take

What believers are saying

Jet Direct celebrated 20 years on April 14, 2026, signaling durable brand continuity.
Jet Direct Mortgage posted lower 30-year rates on April 24, 2026, supporting refinance demand.
Jet Direct Funding markets WVOE and DSCR loans, capturing broker demand for flexible qualification.

What critics are saying

Jet Direct Funding's 2018 NYDFS settlement shows compliance weaknesses and advertiser controls failures.
Non-QM lending concentrates risk in self-employed and investor borrowers if housing softens in 2026.
Bohemia operations and Long Island branding limit employer resilience if regional volume drops.

What makes Jet Direct Mortgage unique

Jet Direct Mortgage pairs consumer lending with Jet Direct Funding's Non-QM wholesale channel.
Peter Pescatore, COO since 2011, drives underwriting, recruitment, marketing, and operations.
Jet Direct Mobile, updated February 9, 2026, speeds applications and real-time loan tracking.

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Benefits

Health Insurance

Dental Insurance

401(k) Retirement Plan

Life Insurance

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