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KUBRA

SaaS billing, payments, customer communications

Overview

KUBRA provides a cloud-based platform for billing, payments, and customer communications for utilities, government, and insurance organizations. It uses a single SaaS system to manage billing, payment processing, document delivery, and real-time alerts, with modules for both business tools and person-facing payment apps. It differentiates itself by focusing on highly regulated industries and offering an end-to-end customer lifecycle solution in one place, rather than relying on multiple separate systems. Its goal is to improve interactions between service providers and end-users through seamless digital billing, faster payments, and clearer communications across North America.

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About KUBRA

Simplify's Rating
Why KUBRA is rated
C+
Rated B on Competitive Edge
Rated B on Growth Potential
Rated D+ on Differentiation

Industries

Data & AnalyticsGovernment & Public SectorEnterprise SoftwareFintech

Company Size

501-1,000

Company Stage

Acquired

Total Funding

$374.2M

Headquarters

Mississauga, Canada

Founded

1992

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Simplify's Take

What believers are saying

  • KUBRA added $21 million revenue in June 2026, showing immediate post-close traction.
  • EZ-PAY+ expanded on February 12, 2026 to taxes, permits, tickets, and fees.
  • IncidentWatch+ launched June 11, 2026, opening public safety workflows beyond billing.

What critics are saying

  • REPAY loaded KUBRA with a $500 million term loan on June 1, 2026.
  • REPAY must integrate KUBRA by 2028 or miss promised $15 million synergies.
  • One failed enterprise migration at a utility can destroy KUBRA's reputation and renewals.

What makes KUBRA unique

  • June 2026 REPAY bought KUBRA for $372 million cash, validating niche strength.
  • KUBRA HQ unifies billing, payments, communications, and incident reporting for regulated utilities.
  • IncidentWatch+ handles 900,000 map objects in under three minutes, beating legacy portals.

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Funding

Total Funding

$374.2M

Above

Industry Average

Funded Over

2 Rounds

Acquisition funding comparison data is currently unavailable. We're working to provide this information soon!
Acquisition Funding Comparison Coming Soon

Benefits

  • Paid day off for your birthday
  • Flexible Work Hours
  • Bi-annual performance-based bonus
  • Professional Development Budget
  • Health Savings Account/Flexible Spending Account
  • 401(k) Company Match

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

1%
Market Wire News
Sep 23rd, 2026
REPAY to host Investor Day on December 7, 2026.

REPAY to host Investor Day on December 7, 2026. MWN-AI** Summary. Repay Holdings Corporation (NASDAQ: RPAY), a prominent provider of bill payment solutions, is set to host an Investor Day on December 7, 2026, in New York City. This event marks a significant opportunity for investors, analysts, and stakeholders to gain insights into REPAY's financial performance and strategic direction alongside its partnership with KUBRA Data Transfer LTD, a key collaborator in the industry. The Investor Day will feature presentations from REPAY's leadership team, showcasing the company's vision and plans for future growth. Attendees can expect discussions about REPAY's integrated bill payment solutions, which cater to various sectors with specialized transaction processing needs. REPAY's advanced, proprietary technology provides an all-encompassing platform designed to streamline digital payments, bill design and presentment, as well as communication services, enhancing the user experience for both consumers and businesses. The event will commence at 10:00 a.m. ET and will also facilitate a live question-and-answer session, allowing participants to engage directly with senior representatives from REPAY and KUBRA. For those unable to attend in person, a live webcast will be available on the company's Investor Relations website, with a recorded playback following the event for later viewing. As a company committed to innovation and customer satisfaction in the payment processing landscape, REPAY continues to strengthen its market position through strategic partnerships and cutting-edge technology solutions. Investors and industry professionals are encouraged to take part in this informative session to better understand REPAY's evolving strategies and commitment to delivering top-tier payment solutions. For additional information, contact Charles Nabhan for investor relations or Kristen Hoyman for media inquiries. MWN-AI** Analysis. As Repay Holdings Corporation (NASDAQ: RPAY) prepares to host its Investor Day on December 7, 2026, investors should take this opportunity to gain insights into the company's strategic direction and growth potential. The inclusion of KUBRA Data Transfer LTD in the discussions is particularly noteworthy, as it highlights Repay's commitment to enhancing its service offerings and expanding its market reach. REPAY operates in a dynamic sector where digital payment solutions are increasingly vital, especially for verticals with specialized transaction needs. The company's proprietary technology platform not only streamlines the payment process but also improves client engagement through better bill design, presentment, and communication services. This integrated approach positions REPAY to capture greater market share amid accelerating digitization trends across various industries. The Investor Day agenda promises a comprehensive exploration of REPAY's financial outlook and strategic initiatives. Investors should pay close attention to any discussions surrounding revenue growth projections, cost management strategies, and potential synergies with KUBRA. Understanding how these factors will influence REPAY's competitive positioning will be key to making informed investment decisions. Moreover, the live Q&A session will provide an excellent opportunity for attendees to address specific concerns or seek clarifications from the management. Potential investors should focus on any forward-looking statements regarding market expansion, technological advancements, or potential partnerships that could drive future growth. As the event approaches, monitoring stock performance and sentiment in the payment solutions sector can provide additional context. Overall, REPAY appears well-positioned for long-term growth, making this Investor Day a crucial touchpoint for stakeholders. Those looking to capitalize on REPAY's trajectory should consider attending the webinar or reviewing the replay for insights that could influence their investment strategy. **MWN-AI Summary and Analysis is based on asking OpenAI to summarize and analyze this news release. September 23, 2026 04:30:00 pm Repay Holdings Corporation (NASDAQ: RPAY) ("REPAY" or the "Company"), a leading provider of bill payment solutions, today announced that it will host an Investor Day on December 7, 2026, in New York City. Members of REPAY's leadership team will present the Company's financial and strategic outlook, as well as its shared future with KUBRA Data Transfer LTD ("KUBRA"). The event will feature senior leadership from REPAY's business segments and KUBRA and will include a live question-and-answer session. Presentations will begin at 10:00 a.m. ET. A live webcast of the event will be available to the public on the Company's Investor Relations website, and a replay of the webcast will be available following the event. About REPAY REPAY provides integrated bill payment solutions to verticals that have specific transaction processing needs. REPAY's proprietary, integrated payment technology provides a comprehensive end-to-end platform offering digital payments, bill design & presentment, and communication services for clients, while enhancing the overall experience for consumers and businesses. Investor Relations Contact for REPAY: Charles Nabhan [email protected] Media Relations Contact for REPAY: Kristen Hoyman [email protected] FAQ**. How does Repay Holdings Corporation (RPAY) plan to leverage its partnership with KUBRA Data Transfer LTD to enhance its integrated bill payment solutions? Repay Holdings Corporation (RPAY) aims to enhance its integrated bill payment solutions by leveraging its partnership with KUBRA Data Transfer LTD to streamline payment processing and deliver better customer experiences through advanced data integration and technology. What key financial metrics will Repay Holdings Corporation (RPAY) focus on during the Investor Day to demonstrate growth and profitability? Repay Holdings Corporation (RPAY) will likely focus on metrics such as revenue growth, adjusted EBITDA, gross transaction volume, and net income margin during Investor Day to demonstrate growth and profitability. Can Repay Holdings Corporation (RPAY) provide insights on its strategic initiatives that will drive innovation in the digital payments space? As of now, Repay Holdings Corporation (RPAY) is focused on enhancing its digital payments solutions through improved technology partnerships, expanding its product offerings, and investing in seamless user experiences to drive innovation in the payments sector. What are Repay Holdings Corporation (RPAY)'s expectations for market trends in the bill payment solutions sector over the next few years? Repay Holdings Corporation (RPAY) expects growing consumer demand for digital payment solutions and increased adoption of automated bill payment services to drive significant market growth in the bill payment solutions sector in the coming years. **MWN-AI FAQ is based on asking OpenAI questions about Repay Holdings Corporation (NASDAQ: RPAY).

U.S. Securities and Exchange Commission
Sep 18th, 2026
EX-99.3

On March 30, 2026, Repay Holdings Corporation (“the Company” or “REPAY”) entered into a Stock Purchase Agreement (the “KUBRA Purchase Agreement”) with Hearst KUBRA Holdings, Inc., a Delaware corporation, KUBRA Holdings, Inc., a Delaware corporation (“KUBRA US”), and KUBRA Data Transfer Ltd., an Ontario corporation (“KUBRA Canada” and, together with KUBRA US, “KUBRA”), pursuant to which the Company agreed to acquire all of the issued and outstanding capital stock of KUBRA (the “KUBRA Acquisition”). The KUBRA Acquisition closed on June 1, 2026.

Kubra
Jun 11th, 2026
Solving everyday headaches: how IncidentWatch+(TM) transforms incident management.

Solving everyday headaches: how IncidentWatch+(TM) transforms incident management. June 11, 2026 Ever tried to report a streetlight outage, gas or water leak, or other infrastructure issue, only to get lost in a maze of websites or phone menus? Your customers don't need that kind of frustration when they're just trying to do the right thing. That's why KUBRA recently launched IncidentWatch+(TM), a next-generation, map-based incident reporting and management solution to help you improve response times and deliver a more transparent customer experience to your customers. With IncidentWatch+, you can finally streamline how infrastructure issues, such as streetlight outages, gas and water leaks, and other public safety concerns, are reported, visualized, and resolved. The mobile-first, interactive map interface lets customers and community stakeholders quickly locate and report incidents without logging in, helping crews respond faster and keeping communities in the loop. Because let's face it, your customers don't care who owns the streetlight or leaky water main; they just want it fixed. IncidentWatch+ cuts out the guesswork for your customers by giving them a simple, intuitive way to report issues, while providing you with the data and visibility you need to act quickly. What makes IncidentWatch+ different? Under the hood, IncidentWatch+ runs on a powerful new mapping engine built to handle huge amounts of data. The platform can load up to 900,000 map objects in under three minutes and supports four million data points or polygons, enabling full display of asset datasets (e.g., streetlights or AMI meters) without clustering or loss of detail. All updates happen in real time, so customers always have access to the latest information, including incident status, crew locations, and estimated repair times. Key benefits at a glance: * Faster fixes for your community Real-time data and centralized visibility help your crews respond more quickly and efficiently. * Instant, hassle-free reporting Customers can report issues in seconds with no login or confusion about asset ownership. * Say goodbye to duplicate reports A shared, map-based view prevents duplicate reports of the same issue. * See progress every step of the way Customers aren't left wondering the status of their report, with up-to-date repair timelines. * Built to grow with your community Manage millions of assets and incidents without performance slowdown. * No more dead-ends or wrong numbers Reports go straight to the right team, so issues don't get bounced around or lost Built for the Future on KUBRA HQ(TM). IncidentWatch+ is built on its modular, cloud-native KUBRA HQ platform, and benefits from a microservices architecture that enables faster updates, high availability, and seamless scalability. If you use other KUBRA products, like Storm Center(TM), you'll find the same smooth experience here, too. Real results: Lakeland Electric's story. Lakeland Electric is among the first utilities to adopt IncidentWatch+, leveraging the solution for streetlight incident reporting as part of a broader digital transformation initiative. "IncidentWatch+ has given our customers a faster, more intuitive way to report streetlight issues, while helping our teams operate more efficiently behind the scenes," said Casidy Deeson, Computer Applications Analyst at Lakeland Electric. "The map-based interface and real-time visibility have improved both the customer experience and our response time. It's a meaningful step forward in how we manage and communicate infrastructure incidents." Ready to build a smarter community? IncidentWatch+ is more than just a tool. It's a new way for communities to work together, solve problems faster, and keep everyone up to date. If your organization is i nterested in modernizing its incident and outage communication strategies, learn more or request a demo at KUBRA's website.

Business Wire
Apr 1st, 2026
REPAY Announces Agreement to Acquire KUBRA

Repay Holdings Corporation (NASDAQ: RPAY) (“REPAY” or the “Company”), a leading provider of integrated payment processing solutions, today announced a defini...

Business Wire
Aug 7th, 2025
KUBRA Sweeps Four Comparably Awards for Workplace Excellence

KUBRA sweeps four Comparably Awards for workplace excellence.

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