Overview

Karbon Card provides corporate credit cards and expense-management software for startups and small to medium-sized businesses in India. It offers physical and virtual cards for employees with configurable spending limits and real-time expense tracking, along with tools for vendor payments and cash-flow management. The platform automates expense reporting and streamlines purchasing, charging interchange fees for card transactions and offering premium features such as higher credit limits and advanced analytics. Key differentiators include not requiring a personal guarantee or a fixed deposit, making it easier for early-stage companies to access credit, and offering an integrated financial toolkit tailored to the needs of India's growing startup ecosystem. Its goal is to give small businesses a simple, scalable way to manage spending, payments, and cash flow without relying on traditional banking constraints.