Overview

Karbon Card provides corporate credit cards and expense management tools for startups and small-to-medium-sized businesses in India, including physical and virtual cards that do not require a personal guarantee or fixed deposit. The platform lets companies issue cards to employees, set spending limits, and track expenses in real time while automating expense reporting and integrating with vendor payments and cash-flow tools; revenue comes from card interchange fees and optional premium features. It differentiates itself by offering corporate cards without personal guarantees, targeting early-stage Indian startups, and by combining cards with a full financial toolkit in one platform for real-time spending and automation. Its goal is to help Indian startups and SMBs access credit and manage finances efficiently with streamlined spending, reporting, and cash-flow visibility.