Keep

Keep

Fintech payment cards with unlimited cashback

Overview

Keep Technologies Corp. provides fintech tools for Canadian SMBs, led by a versatile payment card (virtual and physical) accessed via web and mobile apps. The card is used for day-to-day expenses, offers unlimited cashback, integrates with existing financial systems, and avoids currency conversion fees when paying US vendors. It differentiates itself with transparent, competitive rates, no hidden fees, seamless integration, and strong customer support. Its goal is to help Canadian SMBs manage expenses more easily and cheaply through flexible payment solutions.

Significant Headcount Growth

About Keep

Simplify's Rating
Why Keep is rated
B-
Rated B on Competitive Edge
Rated C on Growth Potential
Rated B on Differentiation

Industries

Fintech

Financial Services

Company Size

51-200

Company Stage

Debt Financing

Total Funding

$89.9M

Headquarters

Toronto, Canada

Founded

2021

Simplify Jobs

Simplify's Take

What believers are saying

  • Keep's all-in-one platform integrates payments, banking, and growth capital for SMBs.
  • Unlimited cashback rewards and zero hidden FX fees attract cost-sensitive Canadian SMBs.
  • Best-in-class support and seamless integrations drive rapid adoption among 3,000 SMBs.

What critics are saying

  • Shakepay captures SMBs with crypto treasury tools, eroding Keep's market share in 12 months.
  • Wealthsimple's 2% cashback suite drives Keep customer churn in 6 months.
  • OSFI 2026 stress tests force Keep to hold 20% more capital, slashing lending margins.

What makes Keep unique

  • Keep targets blue ocean markets like Canada and Australia with low B2B fintech penetration.
  • Keep offers global checking accounts, credit cards with cashback, and treasury sweep accounts.
  • Keep emerged from stealth May 2025 with C$108M funding for Canadian SMB financial OS.

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Funding

Total Funding

$89.9M

Above

Industry Average

Funded Over

3 Rounds

Debt funding comparison data is currently unavailable. We're working to provide this information soon!
Debt Funding Comparison
Coming Soon

Benefits

Health Insurance

Paid Sick Leave

Paid Holidays

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

4%

2 year growth

14%
Startup Ecosystem Canada
May 22nd, 2025
Keep Launches Canadian Small Business Banking Platform with $108M Funding

Toronto-based fintech company Keep Technologies has launched a new financial platform for small businesses in Canada, emerging from stealth with a substantial $108 million in funding.

Canadian Society for Medical Education
May 21st, 2025
Keep Raises C$108M to Transform Small Business Banking in Canada

Keep, Canada's first all-in-one financial platform built exclusively for small businesses, today announced a C$108 million in new funding as it emerges from stealth mode.

PYMNTS
May 20th, 2025
Keep Raises $78 Million For Financial Platform For Canada’S Small Businesses

Keep has emerged from stealth mode and announced it raised 108 million Canadian dollars (about $78 million) to support the development of its financial platform for Canada’s small businesses. This small business banking platform includes solutions designed to meet the requirements of Canadian tax systems, banking regulations and business needs, Keep said in a Tuesday (May 20) press release. “Traditional banks have failed Canadian entrepreneurs for too long,” Keep Co-Founder and CEO Oliver Takach said in the release. “We’re building the financial operating system that Canada’s small businesses actually need — on that provides the technology, tools and services to help them thrive.”

Knowmax
May 20th, 2025
Keep raises $12M in increasingly competitive Canadian corporate spend market

Keep raises $12M in increasingly competitive canadian corporate spend market.

FinSMEs
May 20th, 2025
Keep Raises $76M in Funding

Keep, a Toronto, Canada-based provider of a financial platform for small businesses, raised $76M in funding.

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