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Overview
Kiavi is a technology-driven real estate lender that provides financing for real estate investors. Its digital platform lets borrowers apply for hard money loans, track the process, and receive funding quickly. Kiavi offers multiple loan products including Fix and Flip loans, Bridge loans, DSCR Rental loans, and Rental Portfolio loans, the latter allowing investors to consolidate five or more properties into one low monthly payment. Unlike traditional lenders, Kiavi uses its tech platform to streamline underwriting and funding, reducing time and barriers in the real estate financing process. The company’s goal is to be a trusted financing partner for real estate investors by making capital more accessible and predictable, helping clients grow their portfolios with a faster, simpler financing experience.
About Kiavi
Industries
Fintech
Financial Services
Company Size
201-500
Company Stage
Acquired
Total Funding
$2.8B
Headquarters
Pittsburgh, Pennsylvania
Founded
2013
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Simplify's Take
What believers are saying
- February 19, 2026 securitization was oversubscribed five times, adding $1.2 billion capacity.
- Figure's June 10, 2026 deal gives Kiavi a strategic exit and deeper capital access.
- Kiavi originated $7.8 billion in 2025 and expanded into 17 new states.
What critics are saying
- Figure's $717 million acquisition still needs regulatory approval and could slip past 2026.
- Kiavi's business depends on securitization markets; a funding freeze instantly constrains originations.
- Borrower defaults already trigger foreclosures, like Ohio's June 2026 Kiavi Funding judgment.
What makes Kiavi unique
- Kiavi combines AI underwriting with fast RTL and DSCR origination, closing in days.
- By February 19, 2026, Kiavi had completed six rated securitizations and 24 LHOME deals.
- Kiavi has funded over $30 billion, making it a scale leader in investor lending.
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Funding
Total Funding
$2.8B
Above
Industry Average
Funded Over
14 Rounds
First Round CapitalBenefits
Health Insurance
Dental Insurance
Vision Insurance
Health Savings Account/Flexible Spending Account
Disability Insurance
Life Insurance
Remote Work Options
Unlimited Paid Time Off
Paid Vacation
Paid Sick Leave
Paid Holidays
401(k) Retirement Plan
401(k) Company Match
Paid Leaves
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 0%2 year growth
↑ 0%Figure Technology Solutions has agreed to acquire Kiavi, an AI-powered lending platform for residential real estate investors, for $717 million. A joint venture between Figure and Sixth Street will purchase Kiavi's balance sheet assets. Kiavi, the largest residential transition loan lender, provides short-term and long-term rental property loans. The acquisition will add over $7 billion in annual first-lien volume to Figure's blockchain marketplace and more than $100 million monthly to its Democratized Prime platform. Figure plans to tokenise Kiavi's assets on its blockchain infrastructure, marking a $200 billion annual addressable origination opportunity. Kiavi CEO Arvind Mohan will join Figure's executive team as chief business officer following the deal's close. The transaction supports Figure's goal of bringing entire asset classes onto blockchain whilst maintaining its 60% EBITDA margin target.
Figure to acquire Kiavi’s technology and operating platform; a joint venture between Sixth Street and Figure to acquire Kiavi’s balance sheet assets.With...
Kiavi closes $350M rated RTL securitization, unlocking $1.2B in funding capacity. See how our AI-powered platform scales residential real estate investing.
Kiavi, an AI-powered non-bank lending platform, has closed a $350 million rated securitization, unlocking up to $1.2 billion in additional funding capacity. The deal, announced on 19 February 2026, was oversubscribed by five times and attracted seven new investors. This marks Kiavi's sixth rated securitization and 24th under its LHOME shelf. CEO Arvind Mohan said the transaction provides over $1 billion in new liquidity to support investors and builders. The milestone follows a record year in which Kiavi originated $7.8 billion in loans, representing 20% growth. The company also closed $1 billion in rated securitizations, expanded into 17 new states, and surpassed 100,000 funded loans to residential real estate investors. Kiavi has funded over $30 billion in loans throughout its history.
Tech-enabled lender’s fifth rated securitization was 5X oversubscribed due to significant demand from both new and repeat institutional investors Kiavi,... Read More
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About Kiavi
Industries
Fintech
Financial Services
Company Size
201-500
Company Stage
Acquired
Total Funding
$2.8B
Headquarters
Pittsburgh, Pennsylvania
Founded
2013
Kiavi is Hiring for 1 Jobs on Simplify!
Find jobs on Simplify and start your career today