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Overview
KredX provides collateral-free working capital by turning unpaid invoices into cash for SMEs in India. Through a digital platform, businesses sell receivables to investors at a discount and receive funds in 24–72 hours, while investors earn returns when customers pay. KredX uses a proprietary credit risk model to filter for creditworthy invoices, keeping the process paperless and transparent. Its goal is to improve SME cash flow by connecting businesses with investors and offering a steady revenue stream from fees.
About KredX
Industries
Data & Analytics
Fintech
Financial Services
Company Size
51-200
Company Stage
Series B
Total Funding
$33.1M
Headquarters
Mumbai, India
Founded
2015
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Simplify's Take
What believers are saying
- June 2025 SBI partnership expands financing capacity across India’s MSME supply-chain finance market.
- August 2025 Central Bank of India partnership broadens distribution for TReDS invoices.
- KredX targets $2 billion annual disbursals, signaling aggressive transaction growth into 2026.
What critics are saying
- Retail invoice-discounting defaults from 2023-2024 still damage trust and recovery timelines in 2026.
- DTX depends on lenders like SBI and Central Bank of India staying active.
- If MSME repayments slow, receivables fraud or concentration losses can freeze investor capital.
What makes KredX unique
- January 2025 RBI TReDS licence and IFSCA access make KredX unusually regulated.
- KredX’s DTX platform integrates suppliers, buyers, SBI, and Central Bank of India.
- MonetaGo partnership in August 2025 hardens fraud detection for domestic and cross-border receivables.
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Funding
Total Funding
$33M
Below
Industry Average
Funded Over
3 Rounds
Tiger GlobalIndustry standards
Benefits
Health Insurance
Paid Vacation
Paid Sick Leave
Growth & Insights and Company News
6 month growth
↑ 1%1 year growth
↑ 0%2 year growth
↓ -4%Central Bank of India (-0.56%) partnered with KredX to expand Trade Receivables Discounting System (TReDS) services nationwide, aiming to enhance liquidity for MSMEs.
According to data from Tracxn, KredX has secured $33 million in equity funding from the likes of Tiger Global Management, Peak-XV Partners and Prime Venture Partners.
KredX, India's largest supply chain finance platform, today announced the 8th edition of KredX Muhurat Trading, India's biggest invoice discounting and alternative investments event, scheduled for October 17, 2024.
Hanto Workspaces had raised Rs 15 crore in seed funding led by Anurag Jain, Founder, KredX and other angel investors in a mix of equity and debt in November 2023 to grow its business and expand across major cities in India.
KredX, India's largest supply chain finance platform, has been recognised as one of the 'Emerging Startups of SCM Software' by Tracxn, in its prestigious Emerging Award Series.
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About KredX
Industries
Data & Analytics
Fintech
Financial Services
Company Size
51-200
Company Stage
Series B
Total Funding
$33.1M
Headquarters
Mumbai, India
Founded
2015
KredX is Hiring for 8 Jobs on Simplify!
Find jobs on Simplify and start your career today