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Overview
KredX provides collateral-free working capital by turning unpaid invoices into cash for SMEs in India. Through a digital platform, businesses sell receivables to investors at a discount and receive funds in 24–72 hours, while investors earn returns when customers pay. KredX uses a proprietary credit risk model to filter for creditworthy invoices, keeping the process paperless and transparent. Its goal is to improve SME cash flow by connecting businesses with investors and offering a steady revenue stream from fees.
About KredX
Industries
Data & Analytics
Fintech
Financial Services
Company Size
51-200
Company Stage
Series B
Total Funding
$33.1M
Headquarters
Mumbai, India
Founded
2015
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Simplify's Take
What believers are saying
- Government TReDS mandate expansion below Rs 250 crore turnover widened addressable MSME demand in 2025.
- KredX targeted $2 billion disbursals after January 2025 license, signaling aggressive volume ramp.
- MonetaGo and Central Bank of India partnerships broaden distribution and fraud protection in 2025.
What critics are saying
- B9 Beverages delayed payouts on KredX in May 2025, exposing investor trust and collections risk.
- TReDS competition from RXIL, M1xchange, Invoicemart, and C2Treds compresses pricing by 2026.
- Any RBI enforcement on invoice fraud or buyer defaults can freeze DTX and kill growth.
What makes KredX unique
- RBI licensed DTX made KredX one of India’s five TReDS platforms in January 2025.
- KredX holds both RBI and IFSCA licenses, spanning domestic and cross-border trade finance.
- MonetaGo integration in August 2025 hardens duplicate-invoice detection across DTX workflows.
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Funding
Total Funding
$33M
Below
Industry Average
Funded Over
3 Rounds
Tiger GlobalIndustry standards
Benefits
Health Insurance
Paid Vacation
Paid Sick Leave
Growth & Insights and Company News
6 month growth
↑ 1%1 year growth
↑ 0%2 year growth
↓ -5%Central Bank of India (-0.56%) partnered with KredX to expand Trade Receivables Discounting System (TReDS) services nationwide, aiming to enhance liquidity for MSMEs.
According to data from Tracxn, KredX has secured $33 million in equity funding from the likes of Tiger Global Management, Peak-XV Partners and Prime Venture Partners.
KredX, India's largest supply chain finance platform, today announced the 8th edition of KredX Muhurat Trading, India's biggest invoice discounting and alternative investments event, scheduled for October 17, 2024.
Hanto Workspaces had raised Rs 15 crore in seed funding led by Anurag Jain, Founder, KredX and other angel investors in a mix of equity and debt in November 2023 to grow its business and expand across major cities in India.
KredX, India's largest supply chain finance platform, has been recognised as one of the 'Emerging Startups of SCM Software' by Tracxn, in its prestigious Emerging Award Series.
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About KredX
Industries
Data & Analytics
Fintech
Financial Services
Company Size
51-200
Company Stage
Series B
Total Funding
$33.1M
Headquarters
Mumbai, India
Founded
2015
KredX is Hiring for 8 Jobs on Simplify!
Find jobs on Simplify and start your career today