Sandeep Sood, Founder and CEO of Kunai, has spent the past two decades building elite software teams. In 2015, he sold his first agency, Monsoon, to Capital One, where he spent the next three years gaining firsthand experience in how financial products are developed within a large corporation. This experience now informs the work at Kunai, enabling the company to deliver even more effective solutions.Kunai develops full-stack technology solutions for banks, credit and payment networks, infrastructure providers, and their customers. Leveraging a team of skilled designers, developers, and product managers, Kunai transforms ideas from initial concepts to large-scale deployment. By focusing on modernization and emerging industry trends, the company helps clients optimize their operations and position themselves for long-term growth in the evolving financial landscape.We discuss the future of AI, fintech, and stablecoins.What inspired you to start Kunai after your experience at Capital One, and how did your time at Monsoon and Capital One shape your approach to building Kunai?At Monsoon, I spent twenty years working with financial institutions from the outside – as a vendor. After our acquisition by Capital One, I learned what it was like to sit at the other side of the table – as an executive who managed teams and vendors