LendingOne

LendingOne

Direct lender for real estate investments

Overview

LendingOne is a direct lender that funds real estate investors—from individuals to institutions—offering flexible loan options to help grow portfolios and development projects. Its products cover Fix and Flip, DSCR Rental, Fix to Rent, SFR Portfolio, and New Construction financing, with an Institutional Group providing customized non-recourse loans for high-value, complex deals, including BTR aggregation and large SFR portfolio loans (up to $100M+) with 5-, 7-, and 10-year terms. The loans are designed for fast closings and scalable growth, backed by a global asset management firm that combines financial strength with industry know-how. Unlike many lenders, LendingOne emphasizes long-term partnerships, specialized non-recourse capabilities, and tailored financing for large or complex transactions across the U.S., enabling investors to execute strategies from fix-and-flips to full-scale build-to-rent portfolios.

About LendingOne

Simplify's Rating
Why LendingOne is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Boca Raton, Florida

Founded

2014

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Simplify's Take

What believers are saying

  • March 2026 BiggerPockets expansion funnels everyday investors toward LendingOne's DSCR products.
  • LendingOne's insights cadence through August 2026 signals active lead generation and market education.
  • Private Client Group and wholesale hires support scaling institutional SFR portfolio financing and broker distribution.

What critics are saying

  • LendingOne still depends on cyclically sensitive investor housing demand and refinancing activity.
  • CrowdfundedWealth reported 2024 HMDA-reported originations of $1.28 billion, exposing scale pressure.
  • Section 1071 reporting uncertainty threatens LLC-borrower data burdens and product economics in 2026.

What makes LendingOne unique

  • LendingOne offers DSCR, fix-and-flip, new construction, and SFR portfolio lending across 46 states.
  • January 2026 Stessa partnership embeds LendingOne into investor deal flow with best-rate guarantees.
  • March 2026 BiggerPockets partnership gives Pro members discounted DSCR closing costs and upfront fees.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

Paid Vacation

Paid Holidays

Remote Work Options

Professional Development Budget

Training Programs

Company Social Events

Team-building Events

Company News

ResiClub
Dec 12th, 2024
Full results to the Q4 LendingOne-ResiClub SFR Investor Survey

ResiClub recently teamed up once again with LendingOne, one of the fastest-growing private real estate lenders in the country, to run a Q4 survey of single-family rental investors.

PR Newswire
Jan 31st, 2024
Lendingone Announces Hiring Of New Executive Vice President, Joe Hullinger

"We are excited to have Mr. Hullinger join our executive team to help continue to scale our platform," commented Matthew Neisser, CEO of LendingOne. "His expertise in developing teams of talented professionals will assist LendingOne, as we become the preeminent national SFR lender"

PR Newswire
Apr 18th, 2023
Lendingone Expands Its Wholesale Channel With The Hiring Of Samuel Bje

LendingOne, LLC. . “I look forward to the opportunity to show mortgage brokers why LendingOne is approaching $4B in funded business purpose investment property loans”, Samuel Bjelac commented

PR Newswire
Dec 2nd, 2022
Industry Leader, LendingOne, Announces New Bridge to Perm SFR Portfolio Loan

LendingOne announced the launch of its newest product for institutional investors in the SFR space: Bridge to Perm SFR Portfolio.

PRLog
Oct 10th, 2022
Lendingone To Host "Moving & Milestone" Event On October 12 At 11:30 Am

By: LendingOne. Company announcements and milestones

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