LexisNexis Risk Solutions has launched Location Intelligence for Home, an AI-driven predictive model for US home insurance carriers to assess property risk. The tool uses neural network modelling and industry-wide claims data to evaluate six perils, including hail, wind and non-weather water damage. Properties with the highest Location Intelligence scores are 20 times more likely to have a claim than those with the lowest scores. The system addresses gaps in traditional assessment methods, particularly important as non-weather water claims represented 24% of all claims in 2025. The solution integrates within LexisNexis Smart Selection, enabling underwriters to apply location-based insights consistently across new business and renewals. The company plans to file the model in various US states for underwriting and rating workflows.

Cytora and LexisNexis Risk Solutions have announced a strategic partnership to enhance digital risk processing for US commercial insurers by integrating LexisNexis data and analytics into Cytora's AI-powered underwriting platform. The collaboration allows commercial insurers to automatically enrich submissions with external information, reducing manual lookups and accelerating risk decisioning. Cytora's platform digitises incoming risks and augments them with external data sources, whilst LexisNexis provides industry-leading data analytics and proprietary linking technology for business entity resolution. The integration begins with US commercial business firmographics data via LexisNexis Commercial Data Prefill, with additional LexisNexis commercial insurance products to follow. The partnership aims to transform underwriting from a reactive process into a proactive, insight-driven discipline whilst streamlining critical processes across the entire policy lifecycle.

LexisNexis Risk Solutions has integrated its Health Intelligence platform with Agenium's no-code configurable system, announced at the Association of Home Office Underwriters 2026 conference. The integration enables life insurers to access electronic health records and medical insights more efficiently. The collaboration allows insurers to request and manage medical records through Agenium's platform, with the decision engine accelerating data ingestion for faster underwriting decisions. LexisNexis Health Intelligence sources data from national EHR organisations, Health Information Exchanges and healthcare portals. The integration is now live for select life insurance carriers, joining existing LexisNexis solutions like Instant ID and Life Data Prefill. LexisNexis Risk Solutions plans to expand the partnership with additional capabilities, including consolidated EHR risk data and advanced scoring models.