Overview

LoanStreet provides a digital platform for financial institutions to manage loan participations. It connects banks and credit unions with multiple lenders to share in loans, helping participants balance risk and reward. The platform automates the entire loan participation process from origination to maturity, standardizes documents, and offers detailed reporting and analytics to track loan characteristics such as long-term prepayment rates. Fees come from platform usage, access to loan offers, automation, and document standardization, with revenue growing as more institutions join the network. This network effect creates more buyer-seller connections and scales participation programs. The goal is to help credit unions and banks improve balance sheet management, increase income, and reduce risk through better efficiency and transparency in loan portfolios.