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Overview
Modifi is a digital trade finance platform for SMEs that combines fintech and logistics tools to support cross-border trade. It offers instant financing for exporters and importers and a system to manage shipments and related documents in one place. Exporters can receive immediate invoice payments and importers gain extended payment terms, improving cash flow and inventory planning. By integrating financing, payments, and shipment tracking, Modifi helps SMEs compete globally with a transparent, end-to-end trade workflow.
About MODIFI
Industries
Data & Analytics
Enterprise Software
Fintech
Financial Services
Company Size
51-200
Company Stage
Series C
Total Funding
$353.4M
Headquarters
Berlin, Germany
Founded
2018
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Simplify's Take
What believers are saying
- MODIFI raised $15 million in November 2024 to expand in Asia.
- The SMBC Asia Rising Fund MoU targets SME exporters across Asia, especially India.
- 2026 job postings in Mumbai signal continued buildout of credit and operations teams.
What critics are saying
- Trade finance underwriting losses can spike fast when buyers default across China and India.
- SMBC partnership dependence concentrates growth hopes in one bank-led expansion strategy.
- If SMEs delay payments or banks tighten credit, MODIFI’s originations stall quickly.
What makes MODIFI unique
- MODIFI’s 24-hour invoice financing and 180-day buyer terms remove SME cash friction.
- MODIFI owns underwriting, payment, and shipment tracking in one digital trade workflow.
- SMBC and Maersk backing validate MODIFI’s cross-border trade finance model.
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Funding
Total Funding
$353.4M
Above
Industry Average
Funded Over
7 Rounds
Industry standards
Benefits
Professional Development Budget
Company Social Events
Growth & Insights and Company News
6 month growth
↓ -3%1 year growth
↑ 0%2 year growth
↓ -4%MODIFI, a top fintech company focusing on trade finance, recently teamed up with the Federation of Indian Export Organisations (FIEO) for a roundtable event titled "Bridging the Gap in Export Finance."
Trade finance platform MODIFI expands Asia operations with $15 million.
Likeminded and nilo.health have merged. Oceanloop received a €35 million loan from the European Investment Bank for its aquaculture technology. Modifi raised $15 million from investors including SMBC Asia Rising Fund and Maersk to expand in Asia. Other investments include Xavveo with €8.6 million, Valuedesk and Nobile each with €5 million, and Fija with €1.2 million.
MODIFI, a B2B "Buy Now, Pay Later" platform, recently received $15 million in funding from Japan's Sumitomo Mitsui Banking Corporation (SMBC) to enhance digital solutions supporting SME exporters.
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MODIFI is Hiring for 5 Jobs on Simplify!
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About MODIFI
Industries
Data & Analytics
Enterprise Software
Fintech
Financial Services
Company Size
51-200
Company Stage
Series C
Total Funding
$353.4M
Headquarters
Berlin, Germany
Founded
2018
MODIFI is Hiring for 5 Jobs on Simplify!
Find jobs on Simplify and start your career today