MTC Federal Credit Union

MTC Federal Credit Union

Credit union providing personalized financial guidance

Overview

MTC Federal Credit Union is a member-owned financial cooperative that provides personal banking services and advisory support to individuals and families. It offers accounts, loans, and financial wellness tools, along with programs like CU@Work and the MTC Federal Foundation to support employee finances and community development. Members access tools and guidance through modern banking services, with a focus on helping people at every life stage—whether buying a home, paying down debt, building credit, or planning for the future. The company distinguishes itself with a strong community orientation, long-standing roots, and programs that emphasize education, volunteering, and local partnerships, rather than simply providing products. Its goal is to create a better way forward for the communities it serves by delivering personalized financial solutions, fostering lifelong member relationships, and acting as a trusted partner in financial decision-making.

About MTC Federal Credit Union

Simplify's Rating
Why MTC Federal Credit Union is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Greenville, South Carolina

Founded

1976

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Simplify's Take

What believers are saying

  • April 2026 Harvest Hope donation and June YMCA gift strengthen local goodwill.
  • Habitat Greenville's 2026 build keeps MTC Federal visible across Upstate South Carolina.
  • Seven South Carolina branches, plus Oklahoma and Alabama locations, expand deposit-gathering reach.

What critics are saying

  • Bill Love retired June 1, 2026, forcing Kimberly Witt to prove execution fast.
  • The November 2024 digital migration can disrupt online banking if bugs persist.
  • Heavy community-brand dependence leaves MTC Federal vulnerable if member growth stalls versus fintech competitors.

What makes MTC Federal Credit Union unique

  • Founded in 1976, MTC Federal pairs local branches with member-owned pricing.
  • Its 2026 $50K for 50 Years program ties deposits to community grants.
  • Mahalo Banking launched its new digital platform for MTC Federal on November 4, 2024.

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Benefits

Health Insurance

Vision Insurance

Dental Insurance

Disability Insurance

Paid Vacation

Paid Holidays

401(k) Company Match

Company News

Simpsonville Area Chamber of Commerce
Jun 3rd, 2026
MTC Federal names Prisma Health Family YMCA as June recipient of $50K for 50 Years initiative.

MTC Federal names Prisma Health Family YMCA as June recipient of $50K for 50 Years initiative. June 03, 2026 MTC Federal names Prisma Health Family YMCA as June recipient of $50K for 50 Years initiative | donation also supports Greenville Triumph SC "Pass It On" Clinic for local youth. June 1st, Greenville, SC - MTC Federal Credit Union is proud to announce that the Prisma Health Family YMCA in Simpsonville has been selected as the June nonprofit partner as part of the credit union's ongoing $50K for 50 Years community giveback initiative. The donation includes both a direct donation to the YMCA and support for youth soccer opportunities in collaboration with Greenville Triumph SC. As part of the initiative, MTC Federal will donate $4,000 to support the YMCA and provide a community donation match of up to an additional $2,000, helping further expand the organization's impact throughout the community. In addition to the donation, MTC Federal is continuing its partnership with the Greenville Triumph SC "Pass It On" Clinic, a youth soccer clinic designed to expand access to the sport for local children, by providing 50 complimentary clinic registrations for Prisma Health Family YMCA youth who receive financial assistance to participate in the branch's soccer program. The donated registrations will provide these children, who may not otherwise have the opportunity to attend, with the ability to do so at no cost to their families. This marks MTC Federal's second consecutive year supporting the clinic initiative, which focuses on youth development, wellness, and community engagement through soccer. "This donation to the Prisma Health Family YMCA truly reflects the spirit of MTC Federal and our commitment to supporting the communities we serve," said Kimberly Witt, President & CEO of MTC Federal. "The YMCA has long been a cornerstone of youth development and community support, and we're proud to not only support their mission financially but also to help create meaningful opportunities for children and families through the Greenville Triumph SC 'Pass It On' Clinic." The $50K for 50 Years initiative was launched as part of MTC Federal's 50th anniversary celebration, reinforcing the organization's ongoing commitment to giving back and supporting local nonprofit organizations making a positive impact. "We are incredibly grateful for MTC Federal's generosity, not only with the financial donation to our youth sports program, but also for the registrations for our players to participate in the Greenville Triumph SC 'Pass it On' Clinic," said Matthew Gilstrap, associate executive director of the Prisma Health Family YMCA. "Support like this allows us to continue expanding opportunities for local youth and families while strengthening the sense of community that organizations like MTC Federal, the YMCA, and Greenville Triumph value so deeply." MTC Federal encourages members and the community to participate in the matching donation opportunity throughout the month of June to help maximize support for the Prisma Health Family YMCA and its programs. About MTC Federal Credit Union: Founded in 1976, MTC Federal Credit Union is a member-owned financial cooperative dedicated to improving the financial well-being of its members through competitive products, personalized service, and community commitment. With branches across multiple states and a growing digital presence, MTC Federal remains true to its mission of working hard for hardworking people. About the YMCA of Greenville, SC: The YMCA of Greenville is a cause-driven non-profit organization. Its mission is, following the example of Christ, to build a healthy spirit, mind, and body for all. With a focus on youth development, healthy living and social responsibility, the Y nurtures the potential of every youth and teen, improves the health and well-being of its community and provides opportunities to give back and help support its neighbors. Founded in 1876, the Y serves more than 85,000 people annually through programs that include after-school care, resident and day camps, aquatics, youth and adult sports, and health and wellness. Programs are offered through four family branches, as well as the Verdae YMCA, Life Center YMCA at Prisma Health, YMCA Camp Greenville, and YMCA Judson Community Center. The Y is also home to Y Teen Services and the SC Youth in Government programs. For more information about the YMCA of Greenville, visit ymcagreenville.org, or call (864) 412-0288. About the Greenville Triumph and Greenville Liberty: The Greenville Triumph Soccer Club, based in Greenville, South Carolina, fields a men's professional soccer club playing its eighth season in USL League One, the third division of American professional soccer. The Greenville Liberty, a women's pre-professional team, played its inaugural season in the USL W League in 2022. Learn more at GreenvilleTriumph.com and GreenvilleLiberty.com. Media Contact:

MidlandsBiz Profiles, LLC
Mar 2nd, 2026
MTC Federal Credit Union Joining Habitat For Humanity For 2026 Build

MTC Federal Credit Union joining Habitat for Humanity for 2026 build. March 1, 2026 MTC Federal Credit Union, a prominent financial institution with deep roots in the Fountain Inn community, has officially announced its partnership with Habitat for Humanity of Greenville County for the 2026 Credit Union Build. The project, which kicked off with a wall-raising ceremony on Wednesday, February 25, 2026, aims to address the growing need for affordable housing in the Upstate. The Fountain Inn-based credit union is joining a coalition of 11 local financial cooperatives to fund and construct a first-of-its-kind duplex in the Bramlett community. Located at 101A Sturtevant Street, this build is a centerpiece of Habitat Greenville's 40th Anniversary Collective, a milestone initiative celebrating four decades of community service. MTC Federal's involvement in the project coincides with its own 50th-anniversary celebration this year. As part of its "Celebrating 50 Years of Service, Strength, and Community" theme, the credit union has pledged a $50,000 community giveback initiative titled $50K for 50. A significant portion of these funds, including a direct $10,000 donation to the Habitat CU Build, will go toward ensuring local families have access to safe and stable homeownership. Beyond financial contributions, teams of volunteers from the Fountain Inn branch and the surrounding Upstate offices will provide hands-on labor throughout the spring and summer. These employees will work alongside the future homeowners to frame walls, install siding, and complete the interior of the new duplex. The partnership underscores the credit union philosophy of "People Helping People." By pooling resources with other local institutions, MTC Federal continues to invest in the long-term stability of the neighborhoods where its members live and work. The completed duplex will eventually provide two separate families with a foundation for financial independence and a place to call home.

Yahoo Finance
Jun 11th, 2024
MTC Federal Credit Union Selects Mahalo Banking to Deliver Enhanced Member-Centric Experience

TROY, Mich., June 11, 2024-(BUSINESS WIRE)-Mahalo Banking today proudly announces its collaboration with MTC Federal Credit Union, headquartered in Greenville, S.C. With assets totaling $292M, MTC Federal Credit Union has selected Mahalo's leading online and mobile banking solution to roll out member-centric features, enriching the credit union digital landscape.

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