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Matter Intelligence
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Creditworthiness assessment beyond FICO for lenders
Matter Intelligence
Work Here?
Creditworthiness assessment beyond FICO for lenders
Overview
Matter Intelligence builds credit assessment tools that go beyond traditional FICO scores. Its offerings analyze a wide range of signals and data to judge an individual’s potential, providing a more complete view of creditworthiness. The system works by running advanced algorithms on diverse data sources to produce a risk score that financial institutions can use when deciding whether to extend credit. This approach differs from many competitors by focusing on broader, signals-based indicators and inclusive finance, aiming to capture aspects of credit risk that conventional scores miss. Revenue comes from selling or licensing its credit assessment services to banks, lenders, and other partners who benefit from improved risk insights and the ability to serve a larger pool of customers. The goal is to expand access to financing and enable more people, including underserved groups, to qualify for credit through more accurate and equitable assessments.
About Matter Intelligence
Industries
Data & Analytics
Fintech
Financial Services
Company Size
11-50
Company Stage
Seed
Total Funding
$12M
Headquarters
California
Founded
2023
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Simplify's Take
What believers are saying
- $36M April 22 2026 financing extends runway for sensor development and launches.
- NASA awarded Matter $148,337 on September 29, 2025 for black silicon R&D.
- Toyota Ventures, Lowercarbon, Pear, Mark Cuban, and E2MC back the company.
What critics are saying
- Orbiting a novel sensor demands expensive launches, and one failed demo kills financing.
- Planet, Maxar, and Airbus already sell Earth-observation data; Matter must displace incumbents fast.
- If customers ignore molecular-resolution data, Matter becomes a capital sink before 2027.
What makes Matter Intelligence unique
- Matter.com pairs ultraspectral sensors with a molecular-scale foundation model, unlike standard imagery vendors.
- Founders Vishnu Sridhar, Thomas Chrien, and Nathan Stein came from NASA JPL and Caltech.
- Earth-1 plus aerial demos target never-before-seen data across surface, atmosphere, and materials.
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Funding
Total Funding
$12M
Above
Industry Average
Funded Over
1 Rounds
Industry standards
Benefits
Health Insurance
Dental Insurance
Vision Insurance
Company Equity
Growth & Insights and Company News
6 month growth
↑ 33%1 year growth
↑ 33%2 year growth
↑ 52%Matter Intelligence, an innovative company focused on building an ecosystem for unmanned equipment technology, announced the completion of its angel round of financing. The round was strategically led by Wuxi Yibeixing Enterprise Management Partnership (Limited Partnership). This funding will accelerate the technological iteration and application of Matter Intelligence's "Equipment as a Service (EaaS)" model, promoting the standardization and sharing of the unmanned equipment industry.
LJUBLJANA, Slovenia, Nov. 13, 2024 /PRNewswire/ -- The International Research Centre on Artificial Intelligence (IRCAI), an organization under the auspices of UNESCO, in collaboration with Amazon Web Services, Inc. (AWS), today announced the selection of eight groundbreaking startups as the latest recipients of the Compute for Climate Fellowship. This global program fully funds proof-of-concepts of innovative solutions that use advanced computing and artificial intelligence (AI) in cloud to address the climate crisis in key areas, including clean energy, low-carbon transportation, sustainable agriculture and food, circular economy, sustainable buildings, greenhouse gas accounting, carbon removal, and environment risk.IRCAI and AWS Launch Compute For Climate Fellowship to Fund New Tech Solutions Addressing the Climate Crisis"At IRCAI, we believe that the climate crisis demands innovative, cross-sector solutions. By spearheading public-private partnerships, we aim to unite industry, government, and research leaders to push the boundaries of AI and research and development (R&D), in ways that directly combat climate change," said Davor Orlic, Chief Operating Officer of IRCAI. "The Compute for Climate Fellowship is built on the foundational pillars necessary for impactful AI innovation in addressing climate change: substantial compute resources, dedicated R&D, and cutting-edge talent, while access to advanced computing power enables the data-intensive demands of AI, it is equally vital to pair this with rigorous R&D alongside the expertise of industry leaders
Matter Intelligence, a California-based remote sensing startup, has emerged from stealth, unveiling its plans to launch space sensors capable of captu
Matter Intelligence is Hiring for 32 Jobs on Simplify!
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About Matter Intelligence
Industries
Data & Analytics
Fintech
Financial Services
Company Size
11-50
Company Stage
Seed
Total Funding
$12M
Headquarters
California
Founded
2023
Matter Intelligence is Hiring for 32 Jobs on Simplify!
Find jobs on Simplify and start your career today