MaxRewards

MaxRewards

Fintech app aggregates cards and optimizes rewards

Overview

MaxRewards helps people maximize credit card rewards by aggregating all cards into one mobile app and showing a dashboard of rewards, balances, bills, and credit scores. It analyzes spending categories and recommends which card to use for each purchase to maximize rewards, and can automatically activate card-linked offers and quarterly bonus categories. The app uses a freemium model where basic features are free and MaxRewards Gold unlocks advanced automation, deal tracking, and priority support, and it does not sell user data. Its goal is to simplify credit-card loyalty programs and expand support for more payment types in the future.

About MaxRewards

Simplify's Rating
Why MaxRewards is rated
C+
Rated C on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Data & Analytics

Consumer Software

Fintech

Financial Services

Company Size

11-50

Company Stage

Seed

Total Funding

$4.1M

Headquarters

Atlanta, Georgia

Founded

2016

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Simplify's Take

What believers are saying

  • Google Play updated June 25, 2026, showing active maintenance and bug fixes.
  • Chrome extension beta launched June 2026, opening desktop acquisition and workflow expansion.
  • Founder Anik Khan said October 2025 MaxRewards is growing fast and hiring.

What critics are saying

  • MaxRewards depends on issuer data, and Chase, Amex, and Citi can restrict access.
  • The July 2026 changelog flagged Yelp API changes, proving brittle third-party integrations.
  • If offer automation breaks, Gold loses value and users churn quickly.

What makes MaxRewards unique

  • MaxRewards v3 launched March 2026 with faster offer and benefit management.
  • January 2026 update added 600+ cards and customizable reward rules.
  • July 2026 changelog moved Chase 5/24 tracking free, widening daily utility.

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Funding

Total Funding

$4.1M

Below

Industry Average

Funded Over

4 Rounds

Seed funding is usually the first official round after pre-seed, when a startup has a prototype or concept. It’s typically used to develop the product, test the market, and start building the team. Investors here are often angel investors or early-stage venture capitalists.
Seed Funding Comparison
Below Average

Industry standards

$3.3M
$1.5M
Slack
$2M
Netflix
$2.3M
Instacart
$3M
Robinhood

Benefits

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

Growth & Insights and Company News

Headcount

6 month growth

7%

1 year growth

0%

2 year growth

0%
FinSMEs
Sep 10th, 2021
MaxRewards Raises $3M in Seed Funding

MaxRewards, an Atlanta, GA-based service that automates maximizing credit card rewards, cash back and benefits, raised $3m in seed funding. The round was co-led by Dundee Venture Capital and Calano Ventures with participation from Fintech Ventures Fund, Service Provider Capital and Nick Izquierdo, President at Fleetcor, a global payments and card company. The company intends to use the funds to grow its […]

Valdosta Daily Times
Sep 10th, 2021
Dundee Venture Capital invested into MaxRewards in $3M on Sep 10th 21'.

MaxRewards, the first service that automates maximizing credit card rewards, cash back and benefits, announced today that it has raised a $3 million series seed funding round co-led by Dundee Venture Capital and Calano Ventures.

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