Members 1st Federal Credit Union

Members 1st Federal Credit Union

Independent insurance brokerage for members

Overview

Members 1st Insurance Services is an independent insurance agency affiliated with Members 1st Federal Credit Union that helps its 600,000+ Central Pennsylvania members obtain personal and commercial coverage by connecting them with policies from a network of more than 140 carriers. It acts as a broker, not an underwriter, offering auto, home, life, and pet insurance and lending protections such as GAP and MVP, plus commercial insurance for businesses. Revenue comes from commissions paid by carriers for policies sold, and the agency emphasizes advocating for members to find the best value and appropriate coverage rather than favoring any single insurer. Its goal is to protect members’ financial well-being by delivering tailored coverage options and potential discounts through the credit union’s large member base.

About Members 1st Federal Credit Union

Simplify's Rating
Why Members 1st Federal Credit Union is rated
B-
Rated B on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Financial Services

Company Size

1-10

Company Stage

N/A

Total Funding

N/A

Headquarters

N/A

Founded

N/A

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Simplify's Take

What believers are saying

  • Members 1st opened a Forks Township branch and a Lewisburg storefront in 2026.
  • Zak Tyminski joined as Chief Commercial Lending Officer, strengthening business lending growth.
  • Three 2026 Silver Telly Awards and Newsweek recognition boost brand credibility and recruitment.

What critics are saying

  • Loan-to-share ratio hit 93.77% in Q1 2026, squeezing liquidity.
  • Any cyber incident or fraud breach would damage trust across 629,837 members immediately.
  • Regional saturation and commoditized insurance referrals pressure growth if branch expansion stalls.

What makes Members 1st Federal Credit Union unique

  • Members 1st serves 629,837 members with 60 branches across Central Pennsylvania.
  • Its insurance arm compares options from over 140 carriers, giving broad member choice.
  • NCUA-insured deposits and integrated lending, insurance, and banking deepen switching costs.

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Benefits

Health Insurance

Company News

Members 1st Federal Credit Union
Jul 8th, 2026
Members 1st Federal Credit Union names Zak Tyminski Chief Commercial Lending Officer, introduces new leadership role to drive growth.

Members 1st Federal Credit Union names Zak Tyminski Chief Commercial Lending Officer, introduces new leadership role to drive growth. Members 1st Federal Credit Union is proud to welcome Zak Tyminski as its new Chief Commercial Lending Officer. With more than 20 years of industry experience, Tyminski will play a key role in advancing the organization's commercial lending strategy, supporting ongoing growth and continuing to build a strong foundation for long-term success. A Central Pennsylvania native, Tyminski joins Members 1st from LINKBANK, where he served as Regional President overseeing the Central Pennsylvania market. Throughout his career, he has held leadership roles at Fulton, M&T and Truist, developing high-performing teams grounded in trust, accountability and results. Tyminski shares Members 1st's commitment to creating opportunities for both people and businesses to thrive, bringing a leadership approach centered on collaboration, growth and community impact. As part of this continued growth, Members 1st is also excited to announce Joe Beck will transition into a newly created role as Chief Relationship Officer, designed to support the credit union's expanding footprint and strengthen business development efforts. In this role, Beck will focus on deepening executive-level member relationships and connecting community leaders and businesses to the full range of services Members 1st offers, particularly in new markets where future branch locations are planned. Beck previously led the organization's commercial lending area, where he built a strong, high-performing team, and he will continue to serve as a key representative of the Leadership Team as he helps drive relationship growth and market expansion. "We are thrilled to welcome Zak to the Members 1st FaM1ly," said Michael Wilson, President & CEO of Members 1st. "As we continue to grow, his deep lending expertise and thoughtful perspective will help us strengthen how we support local businesses and stay focused on what matters most, our members. This next chapter also creates an exciting opportunity for Joe to deepen relationships and help us grow in new ways, building on the strong foundation he has already created." For more news and updates, visit the Members 1st newsroom. About Members 1st Federal Credit Union: Members 1st Federal Credit Union is a member-owned, not-for-profit financial institution with over 630,000 members and $8 billion in assets. With its administrative headquarters in Enola, PA, Members 1st serves its members and communities through its network of nearly 60 branch locations throughout Adams, Berks, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Lycoming, Northampton, Perry, Union and York counties, as well as its robust digital banking and call center channels. To learn more about Members 1st, visit members1st.org or follow Members 1st Partnership on Facebook, Instagram, LinkedIn and X.

Members 1st Federal Credit Union
Jul 8th, 2026
Members 1st Federal Credit Union celebrates recognition driven by people and purpose.

Members 1st Federal Credit Union celebrates recognition driven by people and purpose. Members 1st Federal Credit Union is being recognized for the way its associates support members and strengthen communities through meaningful, people-first work. Honors from community organizations, industry groups and regional publications reflect a consistent focus on building trust, creating opportunity and making a lasting difference. Recent Honors: * Members 1st was named Banking Partner of the Year by Thrive Housing/Scholars Inc., honoring the credit union's role in advancing housing-focused solutions and supporting programs that help create pathways for individuals and families. * Central Penn Business Journal recognized Eric Bush, Chief Financial Officer, and Jess Whitmyer, SVP of Finance/Controller, as Leaders in Business & Finance honorees in the Chief Financial Officer/VP of Finance and Controller/Director of Finance categories, respectively. The recognition highlights their leadership in strengthening financial operations, planning and organizational growth. * Central Penn Business Journal also recognized Christine (Pavlakovich) Klinger, Chief Operating Officer, as a Women of Influence Circle of Excellence honoree and Brenna Anderson, VP of Relationship Management Market Leader, as a Women of Influence honoree. Both awards celebrate leaders for strong professional contributions and community engagement. * City & State PA named Michelle Mowrer, VP of Retail Services, to its Forty Under 40 list, recognizing her as one of Pennsylvania's leaders and highlighting her impact on member experience, retail strategy and community connection. * Big Brothers Big Sisters of South-Central PA honored Angela Wiley, Principal Project Manager, with the BIG Impact Award for her commitment to mentorship, service and creating positive connections that support youth across the region. * Carley Evans, Relationship Manager/Officer, received the Friend of the Hive Award from Beahive Affordable Housing Outreach Inc. for her support of affordable housing outreach and her commitment to building strong community partnerships. * Kyle Cooper, Video and Animation Team Lead, and Nicholas Garisto, Multimedia Specialist, with support from Jesse Schwamb, SVP of Financial Planning and Analysis, received three Silver Telly Awards for videos that celebrated member appreciation, the credit union's 75-year legacy and personal member stories tied to milestone moments. "What makes these recognitions meaningful is the range of work they represent," said Michael Wilson, President & CEO of Members 1st Federal Credit Union. "They highlight associates leading with expertise, building community connections and finding creative ways to serve members. Together, these honors show the many ways our associates help move Members 1st forward." About Members 1st Federal Credit Union: Members 1st Federal Credit Union is a member-owned, not-for-profit financial institution with over 630,000 members and $8 billion in assets. With its administrative headquarters based in Enola, PA, Members 1st serves its members and communities through its network of nearly 60 branch locations throughout Adams, Berks, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Lycoming, Northampton, Perry, Union and York counties, as well as its robust digital banking and call center channels. To learn more about Members 1st, visit members1st.org or follow Members 1st Partnership on Facebook, Instagram, LinkedIn and X.

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