Merge, a London-based fintech, has activated its Electronic Money Institution (EMI) licence and Virtual Asset Service Provider (VASP) registration. This marks a major milestone in its mission to modernise global payments.The dual licences, granted by France’s ACPR and AMF, position Merge among the few financial infrastructure providers fully regulated to operate across both traditional and blockchain-based payment rails. This enables Merge to offer seamless payments in both local and digital currencies, combining the trust of regulated fiat operations with the speed and efficiency of stablecoin-based transfers.These regulatory permissions allow Merge to support businesses in Europe and across the globe with a broad range of needs, from collecting and holding funds to executing cross-border payments and converting between fiat and digital currencies. The company’s infrastructure is designed to eliminate the delays, fees and lack of transparency that have long plagued international money movement.Merge’s dual licensing is particularly valuable for companies navigating complex markets, where traditional banking and payment channels are slow, fragmented or unreliable. Whether a business is settling global invoices, repatriating revenue, or paying out to vendors in local currencies, Merge simplifies the entire process through one compliant and scalable platform.This expansion builds on Merge’s existing platform, which already serves clients globally. Through a single API, Merge provides a comprehensive suite of services including multi-currency accounts, real-time payments, SWIFT connectivity, named sub-accounts and foreign exchange capabilities

Merge, a pioneering fintech company that provides embedded payments and banking infrastructure via a single API, has secured approval in-principle for an EMI license in France.The French license in-principle means that Merge can significantly widen its operational scope and provide a new range of financial services. This includes moving e-money, issuing payment instruments, and issuing localised IBANs – enabling their global business customers to grow locally. The endorsement from the French regulators, known for their rigorous standards, underscores Merge’s commitment to excellence.In addition, Merge has also announced its significantly expanded currency coverage, adding US Dollars (USD) and 60 other currencies to its existing GBP and EUR offerings. The expanded offering will include additional currencies from G10 countries like Australia, Japan, Canada, and Switzerland. Additionally, the API will support more European currencies, including those from Poland and the Nordic countries, as well as currencies from Latin America, such as Brazil and Mexico. Currencies for the UAE, India, and several other Asian and African nations are also available and makes Merge truly global in its capabilities – allowing the platform to offer a more comprehensive and versatile cross-border payment service.Merge’s currency expansion simplifies international payments for businesses by allowing them to manage everything from one platform, reducing complexity and the need for multiple partners