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Overview
What Merge Money does: Merge Money is a fintech that combines stablecoins and instant payment rails into one API to enable cross-border commerce for global businesses. How it works: Businesses connect to Merge Money’s API to access stablecoin-based payments and instant settlement rails, enabling fast, cost-effective cross-border transactions via digital currencies and traditional banking networks. How it differs from competitors: It offers a single, integrated API that unites crypto-stablecoin payments with instant settlement rails, supported by backing from world-class investors, aimed at accelerating international payments for enterprises. What the company aims to achieve: To speed up global trade by providing comprehensive, easy-to-integrate global banking and payment services for businesses.
About Merge Money
Industries
Enterprise Software
Fintech
Crypto & Web3
Financial Services
Company Size
11-50
Company Stage
Seed
Total Funding
$9.5M
Headquarters
London, United Kingdom
Founded
2022
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Simplify's Take
What believers are saying
- Cross-border businesses can cut settlement time from days to minutes.
- Named sub-accounts and reconciliation support treasury automation.
- Stablecoin on-off ramps fit fintechs, PSPs, payroll, and AI platforms.
What critics are saying
- Stripe, Wise, and Airwallex can bundle similar payments workflows.
- Stablecoin depegs or chain congestion directly break Merge’s core promise.
- Regulatory changes in France or corridor markets can interrupt service.
What makes Merge Money unique
- One API bridges regulated fiat rails and stablecoin settlement.
- French EMI and VASP approvals strengthen compliance credibility.
- Developer-first infrastructure abstracts banking, compliance, and blockchain complexity.
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Funding
Total Funding
$9.5M
Above
Industry Average
Funded Over
1 Rounds
Industry standards
Growth & Insights and Company News
6 month growth
↑ 28%1 year growth
↑ 28%2 year growth
↑ 28%Merge, has raised $9.5 million in a seed round to develop its API-based banking and payments platform, bridging the gap between fiat and crypto ecosystems
Merge Money is Hiring for 2 Jobs on Simplify!
Find jobs on Simplify and start your career today
About Merge Money
Industries
Enterprise Software
Fintech
Crypto & Web3
Financial Services
Company Size
11-50
Company Stage
Seed
Total Funding
$9.5M
Headquarters
London, United Kingdom
Founded
2022
Merge Money is Hiring for 2 Jobs on Simplify!
Find jobs on Simplify and start your career today