M

Mojo Mortgages

Online mortgage broker with free advice

Overview

Mojo Mortgages is a UK online mortgage broker offering a free, digital-first service for homebuyers and property investors. Users compare mortgage rates from multiple lenders in minutes using an online calculator and receive free expert advice with no broker fees. The company earns commissions from lenders when a mortgage deal completes, which funds its free service. Its goal is to simplify the mortgage process and help clients find the best deals through fast rate comparisons and free guidance.

Work here?Claim your company

About Mojo Mortgages

Simplify's Rating
Why Mojo Mortgages is rated
B-
Rated B on Competitive Edge
Rated A on Growth Potential
Rated D+ on Differentiation

Industries

FintechFinancial Services

Company Size

201-500

Company Stage

Early VC

Total Funding

$10.3M

Headquarters

Macclesfield, United Kingdom

Founded

2017

Get referred to Mojo Mortgages

See people who can refer or advise you

Simplify Jobs

Simplify's take

What believers are saying

  • Revenue grew from £3.5m to £14.2m between 2022 and 2024.
  • Average revenue per advisor reached £240,000 in 2025, up 18% year over year.
  • Higher-for-longer rates and stressed buyers keep demand strong for free broker advice.

What critics are saying

  • Mortgage rates stayed above 5% in November 2026, delaying completions into 2027.
  • Mojo depends on RVU traffic partners; a referral loss would crush lead volume.
  • AI-driven advice and compliance failures risk FCA action and a business-ending trust collapse.

What makes Mojo Mortgages unique

  • RVU-backed Mojo uses AI to cut admin time over 50% and QA time 90%.
  • Mojo embeds in Uswitch, Confused.com, Money.co.uk, and Zoopla funnels.
  • It won Mortgage Strategy's 2026 Best Broker for Digital Innovation award.

Help us improve and share your feedback! Did you find this helpful?

Funding

Total Funding

$10.3M

Above

Industry Average

Funded Over

2 Rounds

Early VC funding comparison data is currently unavailable. We're working to provide this information soon!
Early VC Funding Comparison Coming Soon

Company News

Ae3 Media Ltd
Oct 20th, 2025
Habito grows mortgage advice team with seven recruits

Habito grows mortgage advice team with seven recruits. Habito has appointed seven 'experts' to its mortgage advice team, with an additional five joining next month. The digital mortgage broker said this was part of its commitment to deliver human advice supported by technology. The firm combines expert guidance with digital tools to make the process faster and simpler for mortgage clients. The appointments include Rebecca Chesters, who has joined Habito as a mortgage advice manager and comes from Mojo Mortgages, where she worked for four years, most recently as senior sales manager. Chesters has 15 years of experience and previously worked at Countrywide in various roles, including senior executive mortgage and protection consultant, executive mortgage and protection consultant, and senior mortgage and protection consultant. Before this, she worked at Skipton Building Society for three years as a branch manager. Chesters has also worked at M&S Bank and NatWest in branch roles. She has experience in digital advice and broker leadership. Chesters said: "Habito has built a reputation for being one step ahead - combining cutting-edge technology with genuine human advice that puts customers first. "I'm thrilled to join at such an exciting time, as the business grows and continues to set the standard for what modern mortgage advice should look like, whilst maintaining a great internal culture." Ying Tan, CEO of Habito, said: "Our people are at the heart of Habito's success. I'm proud to welcome Rebecca and our new mortgage experts as we continue to grow and innovate. We're building a team that's not only brilliant at what they do but genuinely passionate about transforming the mortgage experience for everyone."

FF News
Jan 7th, 2025
PEXA Appoints New UK Chief Technology Officer to Support Rollout in 2025

PEXA, the world leader behind the first digital property exchange process, today announces the appointment of Nitesh Thadani to the role of UK Chief Technology Officer to drive the ongoing development and rollout of its technology platform in 2025.

IFA Magazine
Nov 7th, 2024
Will Today’S Interest Rate Cut Give A Positive Boost To Mortgage And Property Markets? Reaction And Analysis From Experts

Today’s announcement from the Bank of England that the MPC has decided to cut UK interest rates from 5% to 4.75% had been widely anticipated by city experts – as well as mortgage and property professionals,With UK inflation coming in below the Bank’s 2% for the September print at 1.7%, it’s clearly given the MPC enough scope to make this further cut to interest rates. The rate cutting cycle was started in August, when the Bank cut rates from 5.25% to 5%.It’s good news of course, for those looking to remortgage or to buy their first home – for whom the cost of borrowing has proved to be a real headache this past few years as the cost of living crisis hit the property market hard. In response to today’s interest rate news, mortgage and property professionals have been sharing their views on what it means for mortgage rates, for the property market as a whole and for first time buyers as follows:Robert Pritchard, Head of Capital Markets, Cohort Capital said: “Today’s rate cut brings some much-needed – albeit marginal – relief for both personal and commercial property owners. While the market continues to offer significant opportunities, the landscape has been slightly more challenging over the past few years and this reduction will offer immediate support to those on floating rate loans. It will also provide a shot in the arm for those looking to acquire or refinance assets. “However, for this cut to truly impact the property market, it needs to signal a sustained downward trend, as personal and commercial property lending is heavily dependent on the market’s view of rates over a three-to-five year period

Insider Media
Sep 4th, 2024
£7m investment for Mojo Mortgages

Macclesfield-based Mojo Mortgages has secured a £7m equity investment.

Ae3 Media Ltd
Nov 10th, 2023
Mojo hires head of protection

Anderson joins Mojo from loan and mortgage broker Loan.co.uk where he also held the position as head of protection, according to his Linkedin profile.

Recently Posted Jobs

Sign up to get curated job recommendations

There are no jobs for Mojo Mortgages right now.

Find jobs on Simplify and start your career today

We update Mojo Mortgages's jobs every few hours, so check again soon!Browse all jobs