Moka

Moka

Cloud-based POS and SME commerce platform

Overview

Moka provides a cloud-based, mobile-friendly POS and a suite of tools for Indonesian SMEs, including sales, inventory, payments, CRM, loyalty, accounting, procurement, and financing, all bundled under a subscription. Its core POS runs on smartphones or tablets to manage day-to-day operations and generate reports. After being acquired by GoJek in 2020, Moka sits within the GoBiz ecosystem and connects online and offline sales through channels like GoFood and GoStore, leveraging a large merchant network. Its goal is to simplify business operations and help merchants grow by unifying payments, commerce, and access to financing across physical and digital channels.

About Moka

Simplify's Rating
Why Moka is rated
D+
Rated C on Competitive Edge
Rated D+ on Growth Potential
Rated D+ on Differentiation

Industries

Enterprise Software

Fintech

Financial Services

Company Size

201-500

Company Stage

Acquired

Total Funding

$149.4M

Headquarters

Jakarta, Indonesia

Founded

2005

People at Moka

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Simplify's Take

What believers are saying

  • Moka Prime launched in January 2024 enhances merchant hardware options with seamless POS integration.
  • By 2020, Moka served 40,000 merchants across 200 Indonesian cities with strong brand recognition.
  • Its platform supports payment acceptance, inventory, CRM, loyalty programs, accounting, and business loans.

What critics are saying

  • Gojek replaces Moka POS with GoBiz Native POS, eliminating Moka as a revenue layer in 9–14 months.
  • Grab Indonesia launches free GrabMerchant POS, undercutting Moka’s $25–$40/month pricing in 6–12 months.
  • Indonesian central bank mandates QRIS integration by Q4 2026, forcing costly payment stack rebuilds.

What makes Moka unique

  • Moka offers a cloud-based POS system tailored for Indonesian SMEs across food, retail, and services.
  • Its founders bring industrial engineering and software expertise from McKinsey, Yahoo, and Zynga background.
  • Moka integrates with Gojek’s GoBiz ecosystem, enabling omnichannel sales via GoFood and GoStore.

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Funding

Total Funding

$149.4M

Above

Industry Average

Funded Over

5 Rounds

Acquisition funding comparison data is currently unavailable. We're working to provide this information soon!
Acquisition Funding Comparison
Coming Soon

Growth & Insights

Headcount

6 month growth

-26%

1 year growth

-26%

2 year growth

-26%

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