NCD

NCD

Dental, vision, and accident insurance plans

Overview

NCD designs and offers affordable dental, vision, and accident care plans that are easy to obtain and simple to use, with a focus on accessibility for uninsured or under-insured individuals. Their product helps people access necessary care quickly through straightforward plans rather than complex options. The company differentiates itself by prioritizing a fast, easy experience and broad coverage that aims to improve people’s health and overall well‑being, captured in its mission to “spread the smile.” The goal is to improve lives by providing better health, an exceptional experience, and accessible coverage that fits a variety of needs.

About NCD

Simplify's Rating
Why NCD is rated
C+
Rated C on Competitive Edge
Rated B on Growth Potential
Rated C on Differentiation

Industries

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Dallas, Texas

Founded

2015

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Simplify's Take

What believers are saying

  • NCD expanded AccidentPrime in September 2025, broadening wallet share across members and agents.
  • NCD.com still markets multiple dental tiers and vision plans, signaling active cross-sell capacity.
  • Bret Voith joined as CSO in 2024 and COO in 2025, strengthening integration execution.

What critics are saying

  • NCD depends heavily on MetLife and Zurich carriers, squeezing pricing leverage by 2026.
  • NWFA-driven distribution concentrates demand; any partnership reset quickly damages sales coverage.
  • Aetna, Humana, and UnitedHealth dominate supplemental benefits; NCD risks becoming a niche reseller.

What makes NCD unique

  • NCD pairs MetLife dental networks with vision and supplemental health products nationwide.
  • The 2024 Tenure Health acquisition adds Medicare-focused product design and Bret Voith leadership.
  • NCD AccidentPrime launched in 2025 with Zurich underwriting and direct-member payments.

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Benefits

Health Insurance

Dental Insurance

Life Insurance

Disability Insurance

401(k) Company Match

Remote Work Options

Professional Development Budget

Company News

Dallas Next
Sep 16th, 2024
North Texas' NCD Acquires NYC-Based, Medicare Benefits-Focused Tenure Health

Health insurance products provider NCD said the deal joins two complementary companies to form an "unmatched" platform serving health consumers' comprehensive healthcare needs. As part of the transaction, Tenure Health Founder and CEO Bret Voith will join NCD as its chief strategy officer.

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