NCD

NCD

Dental, vision, and accident insurance plans

Overview

NCD designs and offers affordable dental, vision, and accident care plans that are easy to obtain and simple to use, with a focus on accessibility for uninsured or under-insured individuals. Their product helps people access necessary care quickly through straightforward plans rather than complex options. The company differentiates itself by prioritizing a fast, easy experience and broad coverage that aims to improve people’s health and overall well‑being, captured in its mission to “spread the smile.” The goal is to improve lives by providing better health, an exceptional experience, and accessible coverage that fits a variety of needs.

About NCD

Simplify's Rating
Why NCD is rated
C
Rated C on Competitive Edge
Rated C on Growth Potential
Rated C on Differentiation

Industries

Company Size

51-200

Company Stage

N/A

Total Funding

N/A

Headquarters

Dallas, Texas

Founded

2015

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Simplify's Take

What believers are saying

  • AccidentPrime launched September 3, 2025, expanding NCD's product set beyond dental and vision.
  • Tenure Health's integration gives NCD Medicare-focused capabilities just as 2026 enrollment disruption increases shopping.
  • NCD's national licensed-agent network and carrier partnerships support low-capex distribution and faster product rollout.

What critics are saying

  • Cigna, Humana, and UnitedHealth dominate Medicare-adjacent benefits, squeezing NCD's broker economics by 2026.
  • AccidentPrime's September 2025 launch depends on Zurich and NWFA; partner churn kills distribution quickly.
  • NCD lacks disclosed scale, funding, or profitability data; opacity raises acquisition-or-downround risk within 12 months.

What makes NCD unique

  • NCD combines supplemental insurance distribution, product development, and administration across dental, vision, and Medicare gaps.
  • NCD acquired Tenure Health in September 2024, adding Medicare-focused product innovation and Bret Voith.
  • NCD partners with MetLife, VSP, and Zurich American Insurance Company for branded benefit delivery.

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Benefits

Health Insurance

Dental Insurance

Life Insurance

Disability Insurance

401(k) Company Match

Remote Work Options

Professional Development Budget

Company News

Dallas Next
Sep 16th, 2024
North Texas' NCD Acquires NYC-Based, Medicare Benefits-Focused Tenure Health

Health insurance products provider NCD said the deal joins two complementary companies to form an "unmatched" platform serving health consumers' comprehensive healthcare needs. As part of the transaction, Tenure Health Founder and CEO Bret Voith will join NCD as its chief strategy officer.

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